11/13/2026
FYI: if you are told you must use a specific contractor for your claim to be covered, it is fair to ask for that in writing.
Ask your adjuster which section of your policy requires it, and save the reply. Some policies include a managed repair program, so it is worth checking. Many do not.
Not sure what is damaged? Our Memphis team answers 24/7: 901-641-1948.
General information, not legal advice. Policy terms vary by carrier and state.