Ron Brooks, Jr.

Ron Brooks, Jr. Encouraging positivity and good Memphis inspired vibes. All the time. Banking Economist..Real Estate Investor. Career Strategist. Podcast Consultant.

The ultimate wingmane to your success!

04/08/2026

Too many small business owners do not choose predatory capital because it is better.

They choose it because it is faster, louder, simpler, and easier to find in a moment of pressure.

That should challenge every CDFI, community lender, and capital provider.

If mission-driven capital is going to truly compete, it cannot just be cheaper or more ethical on paper. It has to be visible, responsive, and built for urgency.

In this piece, I break down what CDFIs should learn from predatory lenders operationally — without copying the harm.

Because the goal is not to become more predatory.

The goal is to make fair capital easier to reach before the wrong capital gets there first.

Read, share, and let me know your thoughts: What should mission-driven lenders change first to better serve small business owners in real time?

03/20/2026

To create more housing density in the city of Memphis, we must be intentional about investing in the journey pathway of people.

Not just how quick we can give someone debt.

For housing it’s preparing people by helping them have consistent stable income > clean financial documents > streamlined mortgage products > access to 💰 long term for property improvements

For small business it’s helping establish business models that cash flow & scale > clean financial records > access to “proof of concept” 💰> streamlined loan products > long term 💰 for sustainability & growth

The work is ahead…..

03/17/2026

Everybody wants to go full time in business, but too many people make the jump before the business is truly ready.

Before you leave your 9 to 5, make sure your revenue is consistent, your cash flow is stable, and your business has systems that don’t depend on panic and hustle alone.

Going full time is not just about freedom. It’s about readiness.

Follow me for more real strategies on building a business that can actually support your life.

03/14/2026

What do I do you ask?

I’m a husband of almost 19 years to my beautifully intelligent bride. Together we have our only three teen daughters.

I’m a brother, a cousin, a brother in law, an uncle, a mentor, a mentee, and a leader in my industry.

I’m President of , a community development financial institution (CDFI):

▫️Certified by the U.S. Dept of Treasury

▫️A community fund manager providing readiness for & access to loan capital for entrepreneurs in Memphis (and soon select TN markets) with a focus on commercial corridor redevelopment

▫️We work with entrepreneurship hubs, local banks, foundations, CDCs, and municipalities to deploy low cost funding that supports economic development

I help peer CDFI leaders and business owners like you build unrestricted capital stack from non grant fund sources for long term growth and sustainability.

DM me if I can be a resource! 🗣️🗣️🗣️💰🫶🏾🙏🏽✅

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Memphis, TN

Opening Hours

Monday 8:30am - 4pm
Tuesday 8:30am - 4pm
Wednesday 8:30am - 4pm
Thursday 8:30am - 4pm
Friday 8:30am - 11am
1:30pm - 3:30pm

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+19015453328

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