Steve Vargem Market Leader

Steve Vargem Market Leader Steve Vargem is a Financial Architect, Portfolio Lender & Executive Coach. He is currently the Home Lending Manager at Flagstar Bank. All rights reserved.

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Member FDIC and Equal Housing Lender NMLS #323538 949-678-0178 While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window. FL- LO108659 | Movement Mortgage LLC. NMLS ID #39179 (www.nmlsconsumeraccess.or

g). Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. For more licensing information please visit movement.com/legal
NMLS #353238

08/29/2026

Master Portfolio Lending in Miami-Dade: Navigate New Florida Regulations and Market Trends
Let’s connect and talk about the latest insights in the industry!

08/22/2026

Portfolio Lending vs. Conventional Loans in Miami: Flexibility & Speed for Buyers
Let’s connect and talk about the latest insights in the industry!

08/15/2026

Unlocking Portfolio Lending for Complex High Net Worth Clients across the US
Let’s connect and talk about the latest insights in the industry!

08/15/2026

Unlock Miami's Unique Properties with Portfolio Lending: Real Success Stories of Waterfront & Multi-Family Homes
Let’s connect and talk about the latest insights in the industry!

08/12/2026

Empowering High Net Worth Clients: Success Stories in Miami-Dade Jumbo Lending
Let’s connect and talk about the latest insights in the industry!

08/08/2026

Unlock Miami-Dade Homeownership with Portfolio Lending: Tailored Mortgage Solutions for Complex Financial Profiles and Self-Employed Buyers
Let’s connect and talk about the latest insights in the industry!

08/08/2026

U.S. mortgage rates, and rates in general, are not just a matter of what happens in the United States. LOs, and economists, are always watching what is happening not only in the U.S. but around the world and, for LOs, how trends impact their client’s rates. For example, Chinese manufacturers account for 70 percent of the global market for household cleaning robots, a milestone cemented at the end of last year when the company that created the Roomba and essentially invented the category, the U.S.-based iRobot, was bought out of bankruptcy by a Chinese firm. Roborock is the biggest player, with a global market share of 27 percent. (Apparently the Trump Administration has plans to counter China’s economic moves around the world.) In the United States, in a bit of a shock, despite being the host of the World Cup, the United States actually experienced a year-over-year decline in visitors in June. Total overseas visitors were down 1.8 percent year over year in June to 2.8 million; that is compared to an already-low June 2025 figure, which itself was down 3.4 percent from the same month of 2024. The general hesitation to visit the United States at this time appears to have ensured that even this massive global sporting event was a total wash. Some may think, “Good riddance” but tourism accounts for nearly 9 percent of U.S. GDP.

08/05/2026

Unlock Premium Miami-Dade Properties with Alternative Income & Asset-Based Lending
Let’s connect and talk about the latest insights in the industry!

07/29/2026

Privacy & Trust: Mortgage Brokerage for Miami’s Elite
Let’s connect and talk about the latest insights in the industry!

Address

2829 Indian Creek Drive PH1
Miami, FL
33140

Opening Hours

Monday 7am - 8pm
Tuesday 7am - 8pm
Wednesday 7am - 8pm
Thursday 7am - 8pm
Friday 7am - 8pm
Saturday 7am - 8pm
Sunday 7am - 8pm

Telephone

+19496780178

Website

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