Porsche Hudson

Porsche Hudson I help ladies in e-commerce get access to business credit so they can spend more time with their family, hire their replacement and make a lot more money!

I feel fortunate to say all of my coaching, everything I teach comes from experience.It started with me doing it wrong. ...
06/13/2022

I feel fortunate to say all of my coaching, everything I teach comes from experience.

It started with me doing it wrong.

It is how I figured out how and why to do it “right”.

It always helps me to know why it’s done the way it is.

Equally important that there is more than one right way.

There are some things that are cut and dry, only one way to go about them.

Then there are others that you might develop a new way with the same respect for the way you were taught.

One of the biggest lessons/mistakes I made was when opening my business bank account.

Embarrassing as it is, I was DENIED and there was no way to fix it, at least not with that bank.

That experience made an impact though and it is why me nor my clients will not be denied again.

We know the importance of structure when setting up a business.

We know it can make or break our efforts to get funded.

I actually did a whole case study on what it takes to get 100k in business credit.

If you haven’t already, definitely go check it out.

gift.porschehudson.com

Right now it’s totally free!

Or click the link in my bio to check it out

Either way take advantage of the information

Business credit can change your life.

It has absolutely changed mine.

Forever!

gift.porschehudson.com

Porsche💙

06/10/2022

Marketing is one of the biggest factors in your business’ success.

Without marketing of some form how will people even know you exist?

This is why I recommend that marketing is one of the first larger investments you make.
Hiring professional help can pay off quickly, as the right ad can really explode your business.

This is why as a lady of ecommerce business credit cards are a must.

You can earn rewards as you run ads, get training in marketing and sales, and even hire support staff.

If you haven’t started building business credit, get on it.

Follow us for more tips on how to change your life using business credit.
Like this post if it was helpful. 💙

06/08/2022

It’s commonly said if you fail to plan, you should plan to fail.

I like to say if you create a plan to win, you have a winning plan.

You’re already miles ahead of the competition that doesn’t even have one.

I’m also learning that done is better than perfect.

Notice I said learning.

It’s not natural for me either.

I just wish I had realized it sooner.

As women we consider so much when making decisions

But it can hold us back

The first business plan won’t be perfect, nobody has time for all that.

But you need to lay it all out.

So that not only others, but YOU can see on paper the goals you set for your business
And the steps and strategies you will use to achieve them.

Creating it will be like answering questions about your business

And learning more about your target market and business model

You can continue to build on it as you grow and learn.

What’s more this is yet another way to build your business’ credibility

And to qualify for non-credit based funds like private and government grants.

I created a template to help those who need an outline of what to include.

I’m also considering doing a short training on it.

Let me know in the comments👇🏾
If you’d be interested in the training and/or if you’d like the template.

Porsche💙

06/07/2022

Utilization is a large percentage of your score. That is why I recommend keeping utilization well below the commonly heard 30%. Ten percent is going to be much more beneficial to your overall score and to your pockets due to interest.
Follow us on social media for more business credit info and tips. 💙
FB group: https://m.facebook.com/groups/259523096107531/?ref=group_browse

05/30/2022

Payment history has the biggest effect on your credit. We recommend setting up your auto-pay to avoid late payments. Only use your credit to buy what you have money to pay for.
Like this post if you found this helpful.
Follow us on social media for more business credit info and tips. 💙
FB Group: https://www.facebook.com/groups/smallbusinessbigbusinesscredit/

IG: lvlup_educates
Tiktok:

05/27/2022

Long credit history is helpful (if it's not marred by late payments and other negative items), but a short history can be fine too as long as you've made your payments on time and don't owe too much. The account’s age will help boost your score. We recommend keeping your oldest account on your report.That is 15% of your total credit score.

Like this post if you found this helpful.

Follow us on social media for more business credit info and tips. 💙

FB Group: https://www.facebook.com/groups/smallbusinessbigbusinesscredit/

05/25/2022

Dormant accounts may stop reporting and could even face closure. Additionally activity is how you get limit increases. Don’t spend money you don’t have but if possible don’t go for more than 3 months without activity.

Like this post and follow us on social media for more business credit info and tips. 💙

Request a credit limit increase even if you don't need one. Raising your credit limit can help lower your credit utiliza...
05/24/2022

Request a credit limit increase even if you don't need one. Raising your credit limit can help lower your credit utilization rate which should always be below 30% at all times. I recommend keeping it under 10%.

Comment 💙 or Like this post if you found this helpful.

Business lenders like to see good credit, but they also want to loan money to credible businesses that are profitable an...
05/20/2022

Business lenders like to see good credit, but they also want to loan money to credible businesses that are profitable and can last. Without any other way to really judge this aspect when you start out, they rely on your business’ structure, online presence, and overall professionalism of the business to determine credibility.

Comment 💙 if you found this helpful.

Follow us on Social Media for more business credit info and tips.
Tiktok, IG: educates
FB Group: https://www.facebook.com/groups/smallbusinessbigbusinesscredit

Losing 15% of your score would have a major impact. With that being said, there are a few things to consider. What is yo...
05/18/2022

Losing 15% of your score would have a major impact. With that being said, there are a few things to consider. What is your goal? If lower utilization is the goal, any score loss will likely be counteracted by the lower utilization and higher credit access. Second timing is important, 5 new accounts can really lower your age. On the flip side, 5 accounts that have aged five years is 25 years. So it can benefit you down the line and you may spend years content with the cards you have when you get more at a time.

Hit LIKE if you agree. 💙

Business bank scores are based on the amount of money you keep - key word being KEEP in your account. It is based on the...
05/17/2022

Business bank scores are based on the amount of money you keep - key word being KEEP in your account. It is based on the monthly averages and should be used as a tool. The scores range from a low 4 to a high 5 and the higher the better. There are strategic ways to improve your business’ bank score to improve the chances of getting higher limits on your business credit cards and lines of credit. Let me know in the comments if you know your business bank score?

Follow us for more business credit info and tips. 💙

Is your business credible? Do you have good business credit? Do you even have business credit? Let me know in the commen...
05/14/2022

Is your business credible? Do you have good business credit? Do you even have business credit? Let me know in the comments, why or why not. 👇🏾

P.S. That’s a whole lotta money you’re leaving on the table

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Milpitas, CA
95035

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+14084163539

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