09/09/2026
๐๐๐๐ญ ๐จ๐ฎ๐ซ ๐๐๐๐ญ๐ฎ๐ซ๐๐ ๐ฌ๐ฉ๐๐๐ค๐๐ซ: Joel Blitzer, Vice President of Brooks-Waterburn Corp.
In his featured presentation, Joel shared why homeowners insurance is much more than a requirement from your mortgage company. The right policy protects your home and belongings, but can also cover temporary living expenses after a covered loss and personal liability if someone is injured on your property.
Joel explained that getting the right coverage starts with understanding what it would actually cost to rebuild your home, not simply its market value. He also discussed the many variables that affect insurance costs and why two homeowners may not receive the same quote, even for the same house. His advice: the cheapest insurance policy isn't necessarily the best insurance policy. What's actually covered matters just as much as the premium.
He also highlighted some common gaps homeowners may not realize they have. Flood insurance generally requires separate coverage, water backup may not be included in a standard policy, and home-based businesses can create exposures that require additional protection.
Joel's advice was simple: review your coverage regularly, answer application questions honestly, and call your agent when you have questions or a potential claim. The goal isn't simply to find the lowest price. It's to make sure you're properly protected when you actually need your insurance.
If you'd like to learn more or discuss your personalized insurance needs, email Joel at [email protected] or visit brookswaterburn.com.
๐ค ๐๐๐ญ๐ฐ๐จ๐ซ๐ค. ๐๐๐๐ซ๐ง. ๐๐ซ๐จ๐ฐ. ๐๐ฏ๐๐ซ ๐๐ฎ๐ง๐๐ก. ๐
Looking to expand your network and connect with professionals like Joel? We meet every Tuesday for lunch in Mineola, NY, and would love to have you as our guest.
๐ ๐๐ฎ๐๐ฌ๐ญ ๐๐๐ ๐ข๐ฌ๐ญ๐ซ๐๐ญ๐ข๐จ๐ง:
https://bni-newyork.com/ny-long-island-and-suffolk-bni-power-lunch-referrals/en-US/visitorregistration?chapterId=1699