10/28/2025
Individuals under 65, on Pennie or direct to Highmark or UPMC - your Open Enrollment Starts Saturday.
Here are some helpful points to consider:
🗓️ Open Enrollment Dates: During this time, you can review and change your health insurance plan for 2026.
November 1 – December 15, 2025: Coverage begins January 1, 2026
December 16, 2025 – January 15, 2026: Coverage begins February 1, 2026
🔁 Auto-Renewal: If you selected "Auto Renew", you’ll automatically be re-enrolled in your current plan for 2026. You can still make changes during Open Enrollment if needed.
💰 Financial Help: Visit https://pennie.com and scroll down to the Financial Calculator to estimate your Advanced Premium Tax Credits (APTC). You’ll need your projected 2026 income. Read more about what income is counted.
📅 Schedule a Time to Meet https://calendly.com/liz-kancheinsurance after November 1 to review your health insurance coverage and make any necessary updates.
Ask Your Doctors About Their Accepted Networks: Before selecting a 2026 health insurance plan, it’s important to confirm which networks your doctors participate in. This can help you navigate the plans and save money if you are able to choose a more narrow network. Be sure to ask your providers specifically which of these networks they accept for 2026 plans.
Here are the networks to ask about:
UPMC Networks
UPMC Partner Network
UPMC Select Network
UPMC Premium Network
Highmark Networks
Highmark Together Blue
Highmark myDirect Blue EPO
Highmark my Blue Access PPO
Liz Kanche
Independent Insurance Broker
C: 412-818-2328
733 Washington Road, Suite 102
Pittsburgh, PA 15228
[email protected]
https://KancheInsurance.com
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