06/25/2015
Why Is Our Service So Important? www.united-credit.org
Are you being turned down for home loans, refinancing, automobiles, department store cards, or even gas cards?
Are you paying a higher interest rate than you should, or has your credit limit been lowered?
Are you tired and embarrassed by the constant calls from creditors and collection agencies harassing you?
Have you faced repossession or foreclosure?
In today’s economic climate, a growing number of Americans suffer from negative ratings in their credit file including delinquent payments, judgments, collections, foreclosures and bankruptcies. Not only do these items prevent consumers from obtaining new credit when they need it most, clients may also face additional penalties such as increased interest rates on credit cards, higher late fees and over-limit fees, shorter grace periods and lowered credit limits.
Most people with bad credit are not irresponsible, nor are they unwilling to pay their obligations. In fact, if you’re like most people, you probably maintained a good credit profile until an unforeseen circumstance like a layoff, medical problem, or divorce prevented you from making a few payments in a timely manner.