QUEEN KA$H - Wealth Builder

06/06/2026

It’s never too late to build wealth. 💎

1. Open a Roth IRA today with Fidelity, Schwab, or Vanguard; it takes 10 minutes and is free.

2. Max it out at $7,500 a year, which is $625 a month, in a low-cost index fund like VOO or FXAIX.

3. If your job has a 401k match, take every dollar of it; that's free money you're leaving on the table.

4. Build a three-month emergency fund in a high-yield savings account to earn 4%+ instead of 0.01% at a big bank.

5. $500 a month from age 40 to 65 at 10% average returns will yield over $590,000; most of that growth comes from compounding in the last 10 years.

6. You have 25 years until 65, which is more time than you think; someone starting at 25 with $500/month will have $1.1 million by 65, whereas you'd have $590,000, which isn't 'behind,' but rather life-changing money.

It's not too late to build wealth, but it is too late to keep putting it off.

06/06/2026

Follow Tiny Scholars Financial Academy - NPO

06/05/2026

Earn $30 when you sign up for Greenlight. With the money app and debit card for kids and teens, we can send our kids money instantly, assign chores, and teach them to earn, save, and invest.

Earn $30 when you sign up today! Send your kids money instantly, connect chores to allowance and teach them to earn, save and invest with Greenlight.

06/02/2026

What Waiting To Buy a Home Could Cost You…

Stuck deciding whether to buy now or wait? Waiting too long could cost you a sizeable nest egg. Buying your first home at 30 (instead of 40) could give you $119,000 more in net worth by age 50. Wondering if now’s your moment? Let’s chat.

05/29/2026

05/28/2026

Pricing your house high just to “see what happens” can cost you. Buyers today are quick to ignore overpriced homes. And the longer a house sits without any offers, the less it usually sells for. Want to know the right list price for your house to avoid this headache? Let’s chat.

05/27/2026

In Jacksonville, Fla., 80 teens had the opportunity to learn about potential career paths from companies such as Amazon and the PGA Tour. They also learned about real estate careers from REALTOR® Mal Washington.

Mal, who founded a nonprofit youth mentoring foundation and is an active real estate broker-owner, discussed the roles of an investor versus a real estate salesperson. He showed the teens sample listings, including the most expensive property in Jacksonville and a local neighborhood property.

He also emphasized the value of owning a home rather than renting. “Homeownership must be in their future. It is one of the best ways for the everyday American family to build financial security over time, says Mal, who won a 2022 Good Neighbor Award. “I tell them: ‘It will not be easy, but there's no doubt in my mind that you can own your home one day.’ ”

The career fair was hosted by the MaliVai Washington Youth Foundation, which Mal founded in 1994 during a professional tennis career culminating at the Wimbledon Finals. MWYF’s comprehensive after-school programs include academic assistance, mentoring, enrichment activities, life skills, tennis lessons and mental health counseling.

The most important lesson Mal teaches teens: “Real estate is a great wealth-builder as well as a great career choice. It can take years of hard work but with the right mentorship, you can find your path to success.”

Florida Realtors
Northeast Florida Association of REALTORS