11/14/2025
Breaking news! 🤩 Today, the IRS announced 2026 amounts related to retirement plans and IRAs, as adjusted for changes in cost of living. This includes increasing the maximums for Qualified Charitable Distributions!
Starting in January 2026, here's the new maximums for IRA charitable rollover gifts which can be made by U.S. donors age 70.5 or older:
*Qualified Charitable Distribution: $111,000 (from $108,000 in 2025)
*QCD to a split-interest gift (such as a Charitable Gift Annuity): $55,000 (from $54,000 in 2025)
Not sure where to get started with accepting QCDs? We are working to relaunch the Fab Legacy Lab course: "5 Steps to Unlocking IRA Rollover Gifts for your Nonprofit." Let us know if you want to be notified when it's live! Or reach out to Lisa for her 2026 schedule to provide a training or presentation for your organization.
To read more about other IRS retirement contribution changes, check out the full notice from the IRS in the comments.