Edgewood Insights

04/30/2026

☄️The polycrisis is a vicious spiral. That’s my top line takeaway in a recent interview for NBC News affiliate KGET-TV 17 in yesterday’s discussion of the state of markets.

🔥“California’s rising insurance premiums are primarily driven by wildfire risks.

⛰️Chloe Demrovsky, member of the Coalition for an Insurable Future, said a key reason inland counties have more risk is because the region’s wild land urban interface is where the edges of residential development and undeveloped wild land meet.

🚨She said many private insurers are also “simply pulling out of these markets as they are no longer viable at prices that consumers want to pay, and that drives more people onto the state-run insurance programs, like California’s FAIR plan.”

🌪️“Higher premiums are a reflection of rising costs, and there are a number of factors driving increased prices,” she said. “Another less visible example is that the cost of reinsurance, which is essentially insurance for insurers, that helps spread their risk across a wider pool is also increasing as disasters are becoming increasingly expensive, larger and more frequent. The polycrisis is a vicious spiral.”

📖Read the article: https://www.kget.com/news/local-news/experts-say-kern-county-residents-could-pay-hundreds-more-annually-in-home-insurance-premiums-due-to-climate-change/

📊Read the report from the Coalition For An Insurable Future and Mandala: https://www.politico.com/f/?id=0000019d-88fd-d182-a9fd-befdabb60000

04/17/2025

📣 The latest for Forbes from Chloe Demrovsky is now live: Why Tech Is Both A Lifeline And A Threat: The Dual-Edged Future Of Crisis Response. The most damaging disasters may arrive not as visible storms but as invisible vulnerabilities in the systems we’ve built to withstand them. Leaders who recognize this shift—and who build cross-functional strategies that blend cyber, communications, and business continuity planning—will define the next generation of resilient enterprises.

👉 Read: https://www.forbes.com/sites/chloedemrovsky/2025/04/17/why-tech-is-both-a-lifeline-and-a-threat-the-dual-edged-future-of-crisis-response/

🙏 Big thank you to Smita Samanta for your support with this article!

Disasters unfold across physical and virtual spaces. The most damaging may arrive not as visible storms but as invisible vulnerabilities in the systems we built to withstand them.

10/05/2024

I spoke with NBC News about ongoing efforts: “Chloe Demrovsky, executive in residence at New York University’s SPS Center for Global Affairs and a member of the FEMA National Advisory Council, told NBC News that because so much of the devastation happened hundreds of miles inland, a lot of the most damaged communities were not prepared for the storm”.

Read the full story here: https://www.nbcnews.com/news/us-news/helene-recovery-efforts-roads-rcna174012

Thinking of all those affected and hoping for a speedy recovery. The challenge is great. Stay safe.

10/03/2024

Chloe Demrovsky joined Scripps News: America Tonight last Friday to discuss the ongoing response and recovery from . As the recovery continues, it’s been a busy and difficult time for all those impacted and those responding. Stay safe.

Watch the clip here:

Chloe Demrovsky speaks with Maritsa Georgiou about the impact of Hurricane Helene.

10/01/2024

The devastation from is immense and we are still in an active response. I joined Fox Business Network yesterday to discuss how victims could be further impacted by the east coast port strike and potential pending shortages of key finished goods. Empty shelves at Walmart, IKEA or The Home Depot, who all rely on these ports, would pose an enormous challenges to those who may have evacuated with little more than a toothbrush and aren’t sure what they’ll find back home.

In the interview, I give a shoutout to the great work being done by businesses with great strategies in place. But this polycrisis with multiple incidents including increased natural disasters and labor tensions could lead to further issues and even undo the recent progress on bringing down .

It will be a long recovery and my thoughts are with all those impacted.

You can read the interview here:

A strike at U.S. ports on the East and Gulf coasts could severely impact supply chains already burdened with getting relief to Hurricane Helene victims.