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01/31/2025

How to Make Money Online ?

12/27/2024

Earning money through online slot platforms like Hoki108 involves both luck and strategy. While slot games are primarily chance-based, there are ways to maximize your opportunities and manage risks effectively. Here are some strategies to potentially earn money:

1. Take Advantage of Bonuses & Promotions
Welcome Bonuses: Many platforms, including Hoki108, offer bonuses for new users (e.g., deposit matches, free spins).
Daily Promotions: Look out for cashback offers, reload bonuses, or special event rewards.
Free Spins: Use free spins to play without risking your own money.
👉 Tip: Read the terms and conditions of bonuses to understand wagering requirements.

2. Choose High RTP Slots (Return to Player)
Slots with higher RTP (above 96%) give back more in the long run. Popular slots often display their RTP percentage in-game.
Look for low to medium volatility slots if you prefer more frequent but smaller wins. For bigger wins, aim for high volatility slots.

3. Progressive Jackpots
Progressive jackpot slots accumulate larger prizes over time. Though harder to win, the payouts can be life-changing.
Join tournaments or special jackpot events where the prize pool grows with each participant.

4. Bankroll Management
Set Limits: Determine how much you're willing to spend per session and stick to it.
Divide Your Budget: Don’t spend your entire bankroll in one go. Divide it across multiple sessions to maximize playtime.
Use Auto-Spin Wisely: Set limits on spins to avoid spending too quickly.

5. Play Demo Versions
Test out slot games in demo mode to learn the mechanics without risking real money.
Practice helps you understand how bonus rounds and special features work.

6. Participate in Tournaments
Hoki108 and similar platforms often hold slot tournaments with prize pools. Competing in these can increase your chances of winning extra rewards.

7. Join VIP or Loyalty Programs
Regular players are often rewarded with cashback, exclusive bonuses, and faster withdrawals.
The more you play, the higher your VIP level, unlocking better perks.

8. Stick to a Strategy
While slots are random, some players prefer:
The Martingale Strategy: Double your bet after each loss to recover losses (risky but potentially rewarding).
Flat Betting: Bet the same amount consistently, reducing risk over long sessions.
Hit and Run: Spin a few times and switch games if you don’t win.

12/17/2024

How earn Money Online ?
https://cutt.ly/hoki-premium

12/10/2024

How to Earn Money Online ?

11/17/2024

Young investors: Here’s some tips for getting into the market

You’ve likely heard of Minecraft. It’s a simple game where you slowly place blocks and craft items from containers to castles and entire cities. You’ve probably also heard of the first-person shooter Call of Duty (COD), where players navigate fast-paced war zones.

Like gaming, investing is all about how you approach it. You can build slow but safe, like in Minecraft, or you can go fast and risk more, like in COD.

If you’re a young person who has just gotten your first paycheck or saved a tidy sum from your first job, you might be thinking about how to invest your money.

However, the stock market can be a daunting place. Fortunes are built and lost in days. You can take the fast approach and risk it all on getting the big win. Or, with the proper temperament, you can build a significant source of additional income one block at a time. But where to start? And how does it all work?

Investing 101
You’ve probably heard of investment apps like Robinhood or Wealthsimple, or ones like Coinbase that allow you to invest in crypto currencies.

Investing is pretty much what you make of it. It can be like Minecraft, slowly placing blocks to develop a long-term diversified set of assets through investment funds, like exchange traded funds (ETFs) or mutual funds.

Most investment funds hold portfolios of stocks, bonds and other investments. ETFs trade on exchanges just like stocks, and most passively track an index, with little or no active management by fund managers. Mutual funds are more actively managed and they generally have higher fees than ETFs.

If you’re more of a risk-taker, investing can also be fast-paced like COD: shooting with options, penny stocks, crypto and other speculative tools.

Similar to gaming, you are only one participant in a much bigger world. There are days when you will lose and days when you win. Strategies that work in some situations but not in other situations. Expert players and novices.

If you’re completely new to things, try out an investing simulation. Some trading platforms allow you to use a version of their app or website where you can make simulated investments. Some of them are free or cost around $10-$15, like TradingView and eToro. MarketWatch even lets you create an investing game that you can invite your friends to participate in.

Next, you’ll need an investment account. Most big banks offer self-managed investment accounts. If you want to save a bit, check out discount brokers that charge lower or no commission (but read the fine print and know what other fees they might charge you).

Be sure to check out any tax-free investing accounts available in your country, like the TFSA in Canada or Roth IRA in the United States. These are a valuable way to grow your net worth without paying additional tax.

What kind of investing should I get into?
Take a lesson from Bob, the world’s worst market timer. He starts investing at 22, and every time he does, the market crashes. You’d guess he loses all his money, right? Not really, over his working life Bob invests $184,000, but ends up with a total of $1.1 million at retirement.

How? Bob put his money into an S&P 500 index fund and kept it to retirement, through good or bad.

The moral of the story is that you don’t have to be lucky or very savvy. Most important is to have a diverse portfolio and stay in the market. Don’t sell or buy in a panic, keep contributing. Buy diversified funds, rather than individual stocks, at least in the beginning. Then, as you learn, you can pick stocks and even invest part of your portfolio in riskier assets.

You still have decades to slowly get your millions.

Some strategies that have proven their worth
The value investing strategy, made famous by financial analyst Benjamin Graham and championed by the likes of American investor Warren Buffett, is summarized by with the motto: “This too will pass.”

Basically, pick a good company, in a moment when it’s undervalued for some reason: bad news, lost contract, temporary mismanagement etc. Buffett has likened good companies to castles with a deep moat around them – that is they have a competitive edge durable in time, an unique product, customer loyalty or pricing power. Think Apple, American Express or Coca Cola.

The growth investing strategy, championed by fund manager Cathie Wood, tries to identify companies whose earnings will grow very fast (but could crash equally fast). Companies like Tesla, Coinbase, UiPath, Roku etc. AI has given a huge boost to this strategy recently, but in long term, it’s hard to tell if it’s better than the value strategy.

A different approach, favoured by investors that prefer a more stable stream of income, is the dividend strategy. Dividends are the money distributed to shareholders from company’s profits. Historically, dividend stocks have outperformed the S&P 500, and with less volatility. Think about it: you get a return on investment from stock price growth as well as dividends that you can reinvest.

In sum, pick a strategy that fits you and get to work. You can pick stocks, or you can pick diversified funds. As investor Peter Lynch insisted, “know what you own, and know why you own it.” Invest in stocks or funds whose business model you understand. Love cars? Study different manufacturers, see what different companies are working on, what customers like this year, and figure out who’s making money before quarterly statements are pointing out the winners and losers.

What should I be careful about?
Many new investors buy on the hype. Imagine there’s some good news coming up about Tesla. You wake up, and while having your coffee, you see the news and buy the stock.

But think. Investors following TSLA already know what the article is about. By the time you’ve read the news, people with deep pockets on Wall Street are already placing their bets. By the time you buy the stock, the market will have already integrated that news and now the price will probably go down.

Same with the long-term hype: when your cab driver is giving stock or crypto advice it’s time to get out of the market.

Another pitfall is the quick money, speculation, dopamine addiction. Subreddits like r/wallstreetbets provide many great examples of this. If you turn your life into a casino, you will win some times, but in the end the house always wins. A bet here and there can be fun though.

As a young person, you have an advantage: time. As you get older you will understand the long-term trends and market drivers — economy, geo-politics, innovation and so forth. As you progress in your career, you will understand more about your industry and this too may turn into profits. Over the years, eight per cent per year, with compounding, goes very far.

Finally, as ethical people, we need to walk the talk. We can’t pretend to want to save the Earth if our money is going to heavy polluters. Beware of pretenders — many are just deceptively mimicking behaviours to get high environmental, social and governance scores.

Research well your investment and its entire supply chain. Think about what goes into making the product, the people behind it and what impact it has on our world. Are you morally comfortable giving your money to certain companies?

Put in the time and don’t rush in, some investments are for life.

-hoki108-

11/07/2024

The social profit from a firm's activities is the accounting profit plus or minus any externalities or consumer surpluses that occur in its activity. An externality including positive externality and negative externality is an effect that production/consumption of a specific good exerts on people who are not involved. Pollution is an example for negative externality.

Consumer surplus is an economic indicator which measures consumer benefits. The price that consumers pay for a product is not greater than the price they desire to pay, and in this case there will be consumer surplus.

For the supply side of economics, the general school of thought is that profit is meant to ensure shareholder yield. While it is the case that profits are a means for shareholder returns, it also fulfills other functions. A target surplus may secure long-term solvency in the event of facing potential adversity. Capital surplus may be used to finance investments with significant capital expenditures or charitable contributions. All in all, producer surplus concerns several factors of interest for a for-profit economic entity.

11/01/2024

Maximization

Main article: Profit maximization hoki108

It is a standard economic assumption (although not necessarily a perfect one in the real world) that, other things being equal, a firm will attempt to maximize its profits. Given that profit is defined as the difference in total revenue and total cost, a firm achieves its maximum profit by operating at the point where the difference between the two is at its greatest. The goal of maximizing profit is also what leads firms to enter markets where economic profit exists, with the main focus being to maximize production without significantly increasing its marginal cost per good. In markets which do not show interdependence, this point can either be found by looking at these two curves directly, or by finding and selecting the best of the points where the gradients of the two curves (marginal revenue and marginal cost respectively) are equal. In the real world, it is not so easy to know exactly firm's marginal revenue and the marginal cost of last goods sold. For example, it is difficult for firms to know the price elasticity of demand for their good – which determines the MR. In interdependent markets, It means firm's profit also depends on how other firms react, game theory must be used to derive a profit maximizing solution.

Another significant factor for profit maximization is market fractionation. A company may sell goods in several regions or in several countries. Profit is maximized by treating each location as a separate market. Rather than matching supply and demand for the entire company the matching is done within each market. Each market has different competitions, different supply constraints (like shipping) and different social factors. When the price of goods in each market area is set by each market then overall profit is maximized.

10/24/2024

Government intervention

The existence of uncompetitive markets puts consumers at risk of paying substantially higher prices for lower quality products. When monopolies and oligopolies hold large portions of the market share, less emphasis is placed on consumer demand than there would be in a perfectly competitive market, especially if the good provided has an inelastic demand. Government intervention in the form of restrictions and subsidies can also create uncompetitive markets. Governments can also intervene in uncompetitive markets in an attempt to raise the number of firms in the industry, but these firms cannot support the needs of consumers as if they were born out of a profit generated on a competitive market basis.

In a regulated industry, the government examines firms' marginal cost structure and allows them to charge a price that is no greater than this marginal cost. This does not necessarily ensure zero economic profit for the firm, but eliminates a monopoly profit.
Competition laws were created to prevent powerful firms from using their economic power to artificially create barriers to entry in an attempt to protect their economic profits. This includes the use of predatory pricing toward smaller competitors. For example, in the United States, Microsoft Corporation was initially convicted of breaking Anti-Trust Law and engaging in anti-competitive behaviour in order to form one such barrier in United States v. Microsoft. After a successful appeal on technical grounds, Microsoft agreed to a settlement with the Department of Justice in which they were faced with stringent oversight procedures and explicit requirements designed to prevent this predatory behaviour. With lower barriers, new firms can enter into the market again, making the long run equilibrium much more like that of a competitive industry, with no economic profit for firms and more reasonable prices for consumers.

On the other hand, if a government feels it is impractical to have a competitive market—such as in the case of a natural monopoly—it will allow a monopolistic market to occur. The government will regulate the existing uncompetitive market and control the price the firms charge for their product. For example, the old AT&T (regulated) monopoly, which existed before the courts ordered its breakup, had to get government approval to raise its prices. The government examined the monopoly's costs, and determined whether or not the monopoly should be able raise its price. If the government felt that the cost did not justify a higher price, it rejected the monopoly's application for a higher price. Though a regulated firm will not have an economic profit as large as it would in an unregulated situation, it can still make profits well above a competitive firm in a truly competitive market. hoki108

10/17/2024

Uncompetitive markets

A monopolist can set a price in excess of costs, making an economic profit (shaded). The above picture shows a monopolist (only one firm in the industry/market) that obtains a (monopoly) economic profit. An oligopoly usually has "economic profit" also, but usually faces an industry/market with more than just one firm (they must share available demand at the market price).
Economic profit is much more prevalent in uncompetitive markets such as in a perfect monopoly or oligopoly situation, where few substitutes exit. In these scenarios, individual firms have some element of market power. Although monopolists are constrained by consumer demand, they are not price takers, but instead either price or quantity setters. Due to the output effect and the price effect, marginal revenue for uncompetitive markets is very different from marginal revenue for competitive firms.[13] In the output effect, more output is sold, quantity sold is higher. In the price effect, this reduces the prices firms charge for every unit they sell, and cut in price reduces revenue on the units it was already selling. Therefore, in uncompetitive market, marginal revenue is less than its price. This allows the firm to set a price which is higher than that which would be found in a similar but more competitive industry, allowing the firms to maintain an economic profit in both the short and long run.[7][8]

The existence of economic profits depends on the prevalence of barriers to entry, which stop other firms from entering into the industry and sapping away profits like they would in a more competitive market.[10] Examples of barriers to entry include patents, land rights, and certain zoning laws.[14] These barriers allow firms to maintain a large portion of market share due to new entrants being unable to obtain the necessary requirements or pay the initial costs of entry.

An oligopoly is a case where barriers are present, but more than one firm is able to maintain the majority of the market share. In an oligopoly, firms are able to collude and limit production, thereby restricting supply and maintaining a constant economic profit.[7][10][2] An extreme case of an uncompetitive market is a monopoly, where only one firm has the ability to supply a good which has no close substitutes.[14] In this case, the monopolist can set its price at any level it desires, maintaining a substantial economic profit. In both scenarios, firms are able to maintain an economic profit by setting prices well above the costs of production, receiving an income that is significantly more than its implicit and explicit costs.

hoki108

10/13/2024

Competitive and contestable markets hoki108

Companies do not make any economic profits in a perfectly competitive market once it has reached a long run equilibrium. If an economic profit was available, there would be an incentive for new firms to enter the industry, aided by a lack of barriers to entry, until it no longer existed.[6] When new firms enter the market, the overall supply increases. Furthermore, these intruders are forced to offer their product at a lower price to entice consumers to buy the additional supply they have created and to compete with the incumbent firms (see Monopoly profit § Persistence).[7][8][9][10] As the incumbent firms within the industry face losing their existing customers to the new entrants,[11] they are also forced to reduce their prices. Therefore, increased competition reduces price and cost to the minimum of the long run average costs. At this point, price equals both the marginal cost and the average total cost for each good production.[7][8] Once this has occurred a perfect competition exists and economic profit is no longer available.[12] When this occurs, economic agents outside the industry find no advantage to entering the market, as there is no economic profit to be gained. Then, the supply of the product stops increasing, and the price charged for the product stabilizes, settling into an equilibrium.[7][8][9]

The same is likewise true of the long run equilibria of monopolistically competitive industries, and more generally any market which is held to be contestable. Normally, a firm that introduces a differentiated product can initially secure temporary market power for a short while (See Monopoly Profit § Persistence). At this stage, the initial price the consumer must pay for the product is high, and the demand for, as well as the availability of the product in the market, will be limited. In the long run however, when the profitability of the product is well established, and because there are few barriers to entry,[7][8][9] the number of firms that produce this product will increase. Eventually, the supply of the product will become relatively large, and the price of the product will reduce to the level of the average cost of production. When this finally occurs, all economic profit associated with producing and selling the product disappears, and the initial monopoly turns into a competitive industry.[7][8][9] In the case of contestable markets, the cycle is often ended with the departure of the former "hit and run" entrants to the market, returning the industry to its previous state, just with a lower price and no economic profit for the incumbent firms.

Economic profit can, however, occur in competitive and contestable markets in the short run, since short run economic profits attract new competitors and prices fall. Economic loss forces firms out of the industry and prices rise till marginal revenue equals marginal cost, then reach long run equilibrium. As a result of firms jostling for market position. Once risk is accounted for, long-lasting economic profit in a competitive market is thus viewed as the result of constant cost-cutting and performance improvement ahead of industry competitors, allowing costs to be below the market-set price.

10/08/2024

In economics, profit is the difference between revenue that an economic entity has received from its outputs and total costs of its inputs, also known as surplus value. It is equal to total revenue minus total cost, including both explicit and implicit costs.

It is different from accounting profit, which only relates to the explicit costs that appear on a firm's financial statements. An accountant measures the firm's accounting profit as the firm's total revenue minus only the firm's explicit costs. An economist includes all costs, both explicit and implicit costs, when analyzing a firm. Therefore, economic profit is smaller than accounting profit.

Normal profit is often viewed in conjunction with economic profit. Normal profits in business refer to a situation where a company generates revenue that is equal to the total costs incurred in its operation, thus allowing it to remain operational in a competitive industry. It is the minimum profit level that a company can achieve to justify its continued operation in the market where there is competition. In order to determine if a company has achieved normal profit, they first have to calculate their economic profit. If the company's total revenue is equal to its total costs, then its economic profit is equal to zero and the company is in a state of normal profit. Normal profit occurs when resources are being used in the most efficient way at the highest and best use. Normal profit and economic profit are economic considerations while accounting profit refers to the profit a company reports on its financial statements each period.

Normal profit = Total revenue – Total costs
Normal profit = Revenues – Total costs
Normal profit = Revenues – (Implicit costs + Explicit costs)

Economic profits arise in markets which are non-competitive and have significant barriers to entry, i.e. monopolies and oligopolies. The inefficiencies and lack of competition in these markets foster an environment where firms can set prices or quantities instead of being price-takers, which is what occurs in a perfectly competitive market. In a perfectly competitive market when long-run economic equilibrium is reached, economic profit would become non-existent, because there is no incentive for firms either to enter or to leave the industry.

hoki108

10/04/2024

Businesses can record high revenue but still end up with a loss. Revenue is not a reliable indicator of business profitability; net profit is. It is essential to understand net profit and its importance to the financial health of your business. Investors and lenders are very keen on these figures before investing or lending money.

Net profit tells you how much money you have to pay shareholders, invest, or save. It is also essential for new businesses to break even, as it indicates whether progress is being made. You should strive to have a significant net profit margin every month for your business to grow.

In this post, you'll learn how to use the net profit formula to calculate the net profit for your company, even if you are not an accountant.

What is net profit?
Net profit is the amount of money remaining after deducting a company's total expenses from its total revenue for a given accounting period. This amount varies depending on the industry and the company's management. It is an indication of a company's profitability and can also be referred to as net income, net earnings, or bottom line. These terms are often used interchangeably, though slight differences may exist depending on their placement on the income statement.

-hoki108-

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