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When the Stakes Are High, You Need More Than Advice

ACG works alongside senior executives and founders on the challenges where getting it wrong compounds — strategy, leadership, operations, capital, and the development work that makes all of it possible.

CFOs Are Natural Board Candidates—But Financial Expertise Isn’t Enough.You’ve sat in the boardroom. You’ve presented to ...
11/05/2026

CFOs Are Natural Board Candidates—But Financial Expertise Isn’t Enough.

You’ve sat in the boardroom. You’ve presented to the audit committee for years. You know the numbers cold.

That familiarity can work against you.

Nominating committees often see a CFO and think “the finance candidate.” Useful for one committee, and not much else. Your career probably prepared you for far more.

, who has served on 13 boards, makes the case that proving financial competence isn’t the hard part. Showing enterprise judgment is.

Here’s what stands out:

1. Build your value proposition around the benefit you bring, not your credentials

2. Show where you shaped strategy, challenged assumptions and weighed risk

3. Target boards where your specific experience carries real weight

4. Interview as a director, not as the next CFO

Boards don’t need another person to close the books. They need someone who spots the early warning in the numbers and asks the question management hasn’t considered.

Your expertise gets you credibility. Your judgment gets you the seat.

What story would you tell the board about your impact beyond finance?



How financial leaders can turn technical credibility into a compelling board value proposition.

You had a picture in your head of how your life would look by now.The title. The income. The timeline.Most of us carry t...
11/05/2026

You had a picture in your head of how your life would look by now.

The title. The income. The timeline.

Most of us carry that picture for years. We measure every day against it. And when real life doesn’t match, we call it falling short.

But the plan was only ever a guess.

Some of the best chapters in my life showed up uninvited. A door closed, a route changed, and I ended up somewhere I never would have chosen. Those detours taught me more than the plan ever could.

Happiness isn’t waiting at the end of your checklist. It starts when you stop grading your life against an old script and start celebrating what’s in front of you.

The team you built, even if it’s smaller than you hoped.

The business that grew differently than you pitched it.

The people who still show up for you.

The health and time you have today.

None of it looks like the picture. All of it is yours.

Letting go doesn’t mean giving up on big goals. Keep chasing them. Just stop postponing your joy until they arrive.

What would change if you celebrated your life as it is right now?

~ Jerry Justice
Living to Serve, Serving to Lead™

ACG Strategic Insights: The K-Shaped Consumer Is Breaking Your Average Customer Assumptions.The most dangerous customer ...
11/05/2026

ACG Strategic Insights: The K-Shaped Consumer Is Breaking Your Average Customer Assumptions.

The most dangerous customer in your strategic plan may be the one who does not exist.

The National Retail Federation forecasts that United States holiday sales will grow 4.2% to $1.013 trillion, yet its chief economist says the top 10% of spenders account for as much as 70% of sales in some retail sectors.

Deloitte’s 2026 holiday survey shows the same split from the buyer’s side. Households earning $200K or more plan to spend $3,607, against $693 for households earning under $50K.

The size of the split is debated. The Federal Reserve Bank of Minneapolis found that available measures disagree on how lopsided spending really is. That doesn’t weaken the planning case. It means your own customer data has to answer the question.

A rising average can come from broad buying or from a narrow group spending more, and those two situations carry very different risk. The pattern reaches B2B as well, because your orders follow the mix of buyers behind your direct customers.

The blog covers how to plan for the split instead of the mean. That includes mapping your top accounts by the end markets behind them, matching offers and channels to the segments you can serve profitably, and stress-testing your plan against a slowdown in your strongest segment.

Which arm of the K does your growth depend on today?

👉️ https://buff.ly/wkZBLMb

~ Jerry Justice
Living to Serve, Serving to Lead™

Planning around an average customer fails when demand splits. The pattern reaches B2B through your customers’ customers, and the size of the split is debated, so test it against your own data.

 : TODAY'S   LESSON IS ON  . It’s easy to become distracted, even when you’re making progress toward success. The key is...
11/04/2026

: TODAY'S LESSON IS ON .

It’s easy to become distracted, even when you’re making progress toward success. The key is to clearly define what success means to you, keep that vision in front of you, and make intentional choices each day that align with it. Don’t let discouragement or distractions pull you off course. Stay focused, stay committed, and keep moving forward.



✨ Discover What’s Possible When You Lead With PurposeYou were made...

Culture Can’t Scale By Itself.  opened his first   clinic in 2005. Back then, he managed culture by walking down the hal...
11/04/2026

Culture Can’t Scale By Itself.

opened his first clinic in 2005. Back then, he managed culture by walking down the hall. Today JAG runs more than 185 locations, and the hallway is long gone.

His answer was to grow leaders as deliberately as he grows locations.

JAG promotes from within. A student becomes a staff therapist, then a clinical director, then a regional leader. Clinical directors run their clinics as anchors in their communities, not storefronts with a corporate sign. Gallucci still visits clinics himself, because the best insights rarely surface in a leadership meeting.

What he’d put in place before growth makes you impersonal:

1. A leadership team that lives your values

2. Two-way communication, with feedback that gets acted on

3. People development from the start

4. Deep roots in the communities you serve

You have to let go of control without letting go of accountability. That’s the hard part of scaling.

Is your culture running on you or on your leaders?



https://buff.ly/LhXT6wJ

JAG Physical Therapy CEO John Gallucci Jr. shares how he grew from one clinic to 185-plus without losing the personal touch, and why he grows leaders as deliberately as locations.

 : Leading Through Complexity PART 1.When leaders are willing to prioritize trust over performance, performance almost a...
11/04/2026

: Leading Through Complexity PART 1.

When leaders are willing to prioritize trust over performance, performance almost always follows.

When leaders are willing to prioritize trust over performance, perf...

ACG Strategic Insights: Admitting a Wrong Call Protects Authority Better Than Defending It.A wrong call hands a leader t...
11/04/2026

ACG Strategic Insights: Admitting a Wrong Call Protects Authority Better Than Defending It.

A wrong call hands a leader two costs. The first is the decision itself. The second is what people now think of your judgment.

Research on escalation of commitment shows how strongly personal responsibility and ego threat pull leaders toward defending a failing course, and research on trust repair suggests that move often enlarges the second cost.

In experiments where someone was accused of a competence failure, apology repaired trust better than denial, and silence usually trailed the best response.

The evidence has limits. When the question is honesty rather than judgment, the answer changes. Neither response fully restored trust to where it started, most of the studies are lab experiments or one-time surveys, and the evidence on reversals themselves is mixed. Tying the change to new evidence appears to matter.

The blog also covers how to reverse course without damaging the team. Separate the call from the work, say what changes and what stays, move quickly, and hand the next decision to someone with no stake in the original choice.

Which decision on your desk would you reverse if a colleague had made it?

Today's Insights: https://buff.ly/QmuzpD0

~ Jerry Justice
Living to Serve, Serving to Lead™

A bad decision costs you twice, once in results and once in credibility. The research on apology, silence, and escalation shows why admitting a wrong call tends to protect authority, and how to reverse course with your team intact.

 : TODAY'S   LESSON IS ON  . Great leaders understand that listening is one of the most powerful, yet often overlooked, ...
11/03/2026

: TODAY'S LESSON IS ON .

Great leaders understand that listening is one of the most powerful, yet often overlooked, leadership skills. They listen, learn, and love before they lead because when people feel heard, they feel valued and are more willing to give their best. Be intentional about what and who you listen to, seeking out voices that stretch your thinking, challenge your assumptions, and help you become a better leader.



✨ Discover What’s Possible When You Lead With PurposeYou were made...

 : Why   Is Worth the Effort | Journalist  .Some people see a rule and follow it. Some people see a rule and ask what it...
11/03/2026

: Why Is Worth the Effort | Journalist .

Some people see a rule and follow it. Some people see a rule and ask what it was for. David Begnaud has built a career out of finding the second kind.

For 20 years, David was the lead national correspondent for CBS News, reporting from hurricanes, earthquakes, and mass shootings — including the Hurricane Maria coverage that made him a lifeline for millions of Puerto Ricans and changed the direction of his career. Today he hosts “Beg Knows America” on CBS Mornings and is the founder of Do Good Crew, where he tells the stories that remind us of our shared humanity.

Fair warning — expect some spirited debate. David and Simon dig into where trust in the news went and who gets to rebuild it. But they land in the same place: the only thing that makes an imperfect system work is a person willing to do the right thing and accept what it costs them.

Some people see a rule and follow it. Some people see a rule and as...

Corporate Directors Are Underpaid.Board service used to mean quarterly meetings, a nice dinner and maybe a round of golf...
11/03/2026

Corporate Directors Are Underpaid.

Board service used to mean quarterly meetings, a nice dinner and maybe a round of golf. Not anymore.

Today’s directors sit through five or six scheduled meetings, plus special sessions, committee work and constant contact with management. The workload is so heavy that serving on more than one or two boards is tough.

The pay hasn’t kept up. Director compensation has grown just 3 to 5 percent a year. The perks are gone. Stock options are gone. The new director stock grant has mostly vanished.

The typical public company director now earns less than 2.5 percent of what the CEO makes, and that share drops below 2 percent at the largest companies.

The authors, both from Meridian Compensation Partners, offer a practical fix. Bring back a one-time new director stock grant. Make it meaningful, say $1 million in restricted stock units, and vest it over seven years to match a typical board career.

Fair pay for real work. It also keeps directors focused on shareholder value for the long haul.

Do your directors feel the pay matches the job?



Board members face greater demands, scrutiny and accountability than ever. Their compensation should reflect the realities of the modern boardroom.

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Newport Beach, CA
92660

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