United Financial Group LLC

06/04/2026

June is often one of many people’s favorite months to travel. It offers perfect weather nationwide, early summer energy, and comes just before peak crowds hit. Here are a few favorite destinations to put on your radar:

🌸 Mackinac Island, Michigan – A car-free island bursting with lilacs, bike trails, and historic forts.
🌊 Bodega Bay, California – Whale watching, wildflowers, and scenic Highway 1 views.
⛵ Put-in-Bay, Ohio – A lively Lake Erie island getaway with ferries, festivals, and waterfront bars.
🌴 Laguna Beach, California – Coastal hikes, art festivals, and oceanfront dining.
🌆 Chicago, Illinois – Rooftop patios, river cruises, and live music.

Check out the rest of the list here: https://bit.ly/4tY5k8Y

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

06/01/2026

June is recognized as Annuity Awareness Month. This is your time to take a closer look at how you’ll create income in retirement.

Traditional pensions are way less common and the responsibility of generating reliable income now falls on you! For some, annuities can play a role by providing a consistent income stream backed by the strength of an insurance company.

Everyone’s situation is unique, so let’s talk about what may fit into your income plan. Contact us at 260-982-1090!

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

05/27/2026

Happy National Senior Health & Fitness Day!💪 It’s never too late to move, groove, and feel your best! If you want help factoring in more fitness and new hobbies into your retirement plan, contact us for a review. 260-982-1090. Let’s keep thriving together!🏃‍♂️

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

05/26/2026

"Do I Have a Sustainable Withdrawal Strategy? How Will I Manage Healthcare Costs? Am I Maximizing My Income Sources?"

If you don’t know the answers to these questions, it may be time to take a closer look at your plan. Our team is here to help break down every step of your financial journey so you can move toward a more secure retirement. Understanding how your plan is built will give you confidence that you are working toward your dreams. Contact us today at 260-982-1090!

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

Retirees face unique challenges, such as managing fixed incomes, navigating healthcare costs, and ensuring their savings last for the long haul.

05/25/2026

Today is Memorial Day! Remembering all who have made the ultimate sacrifice.

05/20/2026

Don’t let spring cleaning clean out your savings! Retirees are often surprised by seasonal expenses like:

• Home maintenance & repairs

• Travel & rising transportation costs

• Taxes (including RMD surprises)

• Health & wellness expenses

• Graduations, weddings & gifts

• Pet care costs

These “spring surprises” can add up quickly, so knowing what to expect can help reduce your stress and financial shock. Let’s review your strategy and make the necessary changes you see fit. 260-982-1090.

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

Spring is here, but so are the bills. From HVAC tune-ups to surging travel costs, here are 6 unexpected expenses retirees must plan for in 2026.

05/18/2026

Social Security won’t be reduced, benefits are tax-free, claiming early gets you more money, your ex can’t claim on your work record, and participation is voluntary… these are some of the biggest myths many Americans still believe. Misunderstanding these rules can have a major impact on your retirement income, so let’s make sure your plan is built on facts. Contact us today to review your plan and see what’s the right fit for you. 260-982-1090.

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

Ignorance can be costly.

05/13/2026

Are you on track for retirement? Many people haven’t checked their progress recently, but understanding your goals, estimating your future income needs, and using tools like retirement calculators can help you see where you stand. If you’re unsure, contact us today to walk through your strategy and make sure you’re moving toward your retirement dreams. 260-982-1090.

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.

A NerdWallet survey finds that few Americans have checked in on their retirement savings progress.

05/10/2026

Happy Mother’s Day to all the amazing moms, stepmoms, grandmothers, and mother figures!

05/06/2026

May is Family Wellness Month, and taking care of your family goes beyond just physical health. Good financial wellness plays a big role in helping reduce stress, create lasting stability, and build the future you want for the ones you love.

Take time this month to check in on your financial plan and make sure you’re still on the right track. Contact us for help at 260-982-1090!

Advisory services offered through UFG Wealth Management, A Member of BayTrust Wealth Management, LLC. Insurance products and services offered through United Financial Group. BayTrust Wealth Management, LLC and United Financial Group are not affiliated.