Purse Empowerment

Purse Empowerment Evoking women to focus more on what's in their Purse than the label on it! https://www.purseempowerm Therefore, financial jargon becomes sexy and simple.
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Purse Empowerment, provides a safe haven for women to learn, share and grow in the area of financial literacy. We partner with you to tackle your money fears, and all the pretentiousness offered through the media .We speak to you in "our” language. Just the way we like it! https://www.purseempowerment.com/fbpp

08/12/2026

Licensed Therapist Stephanie Renee chimes in on How Anxiety To Recognize When Anxiety Spending Your Money?

08/10/2026

Licensed Therapist Stephanie Renee , chimes in on How Anxiety Can Impact How You Spend Money. When I notice this habit in my clients or myself , I will have them to count. Count Purses, Shoes, Earrings . Sometimes counting can fill you with Gratitude and other times , the harsh reality of Chronic OverSpending

08/06/2026

1. Your bank could call your mortgage. Transferring the deed can trigger a “due-on-sale” clause. This means the lender can legally demand you pay off your entire loan balance immediately. 2. Say goodbye to Homestead protections. In states like Florida, LLCs do not qualify for Homestead property tax caps and creditor exemptions.
3. You risk your $500k tax break. Unless perfectly structured with the IRS, transferring your home means you could forfeit your massive capital gains tax exemption when you sell.

08/06/2026

When income goes up, spending usually follows: nicer cars, bigger mortgages, and expensive habits. In the banking world, we call this group HENRYs (High Earners, Not Rich Yet). Despite their high salaries, they actually hold surprisingly little liquid cash in their bank accounts.

But here’s the secret: They usually end up wealthy anyway.

Why? Because the money they do put away gets locked into compounding, risk-on assets like stocks and real estate, rather than sitting in a low-yield savings account. Over a 10-to-20-year horizon, their investments easily outpace the conservative savers. ✨

08/05/2026

A recent report from Fidelity points to the exact reason why: Lifestyle Creep. When income goes up, spending usually follows—nicer cars, bigger mortgages, and expensive habits. In the banking world, we call this group HENRYs (High Earners, Not Rich Yet). Despite their high salaries, they actually hold surprisingly little liquid cash in their bank accounts.But here’s the secret: They usually end up wealthy anyway.Why? Because the money they do put away gets locked into compounding, risk-on assets like stocks and real estate, rather than sitting in a low-yield savings account. Over a 10-to-20-year horizon, their investments easily outpace the conservative savers.The lesson? You can’t out-save inflation. True wealth isn’t about hoarding cash :it’s Let me know below! 👇

07/29/2026

As we push through this Credit Card Payoff Challenge, you have to protect your progress.
Yes, BOGOs can stretch your budget, but retailers use them to increase your total cart value. If you weren’t planning to buy it before you walked into the store, putting it on your credit card isn’t getting “more bang for your buck.” It’s just giving the store your hard-earned money and keeping you in debt longer.
Audit your cart before you check out.

Are you buying this for the actual value it brings, or just for the thrill of the sale?

07/28/2026

Here’s another Credit Card Payoff Strategy

Let’s talk about the “Anticipation vs. Reality” trap.

Have you ever saved up for a perceived luxury,
finally swiped your credit card, and realized almost immediately... it isn’t what it was cracked up to be?

We often treat our shopping carts like a bucket list. We fill them with the designer bag that ends up just sitting in the closet, the newest smartwatch we only use to check the time, or the aesthetic home decor that just collects dust.

07/27/2026

Before you agree to any tire, brake, or oil change price, do this:

-Check Costco, Sam’s Club, or Tire Rack.
-Screenshot the quote.
-Ask your dealership to match it or beat it.

Dealerships count on you saying yes to the first quote.

But five minutes of research can save hundreds — literally.

07/25/2026

Here’s the Dollar Decision :
“1–2 sets = laundry stress.
3–4 sets = balance.
5+ = overspending, especially at peak prices.
I’ll Rollback like Walmart in October.

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