Lendway Capital Advisors

Lendway Capital Advisors We help deals get done. $400M+ in 3 years. SBA, USDA, Pari Passu, & Asset-Based Lines. We structure deals to close and we won't waste your time.

With the right people, partners & process, submissions move to close in 45–60 days—so your financing doesn’t sit on a desk. Whether you are expanding your existing business or acquiring a company or multiple companies, the LCA team has helped orchestrate over $400M in commercial transactions over the last 3 years. The procedures to process your or your client’s loans from submission to close shoul

dn't take more than 45–60 days! We have the people, partnerships, and infrastructure to make sure your loan doesn't collect dust. Small Business Administration Loans, Pari Passu, USDA, and Asset-Based Lines of Credit.

FAQ: How quickly can a business acquisition loan close?Lendway Capital Advisors aims to facilitate qualifying business a...
09/04/2026

FAQ: How quickly can a business acquisition loan close?

Lendway Capital Advisors aims to facilitate qualifying business acquisition closings within 45 days, with most transactions taking approximately 30 to 60 days from submission to closing.

Timing depends on the complexity of the acquisition, timely documentation, underwriting, third-party reports, and the responsiveness of buyers, sellers, brokers, legal counsel, and other parties involved in the transaction.

Business brokers have several reasons to consider getting a listing SBA pre-qualified before putting it on the market.Le...
09/03/2026

Business brokers have several reasons to consider getting a listing SBA pre-qualified before putting it on the market.

Lendway Capital Advisors identifies three:

• Attract more potential buyers: Brokers can market the opportunity as an “SBA Pre-Qualified Listing” if they choose.

• Give buyers confidence: Pre-qualification can give potential buyers added confidence that financing may be available for the transaction.

• Speed up the sale: A high-level review of the business can identify issues that may need to be addressed or documented before the listing goes to market.

The idea is to do more of the financial review upfront instead of waiting until the transaction is already underway.

Learn more about Lendway Capital Advisors’ resources for business brokers:
https://www.lendwayca.com/business-brokers/

Finding potential financing issues before a business is listed can help prevent those same issues from becoming obstacle...
09/02/2026

Finding potential financing issues before a business is listed can help prevent those same issues from becoming obstacles later in the process.

Lendway Capital Advisors reviews the business financials as they relate to debt service and structure, including the recast and the add-backs being used. If something needs to be addressed or documented, it is better to identify it before the listing goes to market.

Review first. List second.

Learn more: https://www.lendwayca.com/business-brokers/

A business pre-qualification can involve much more than putting estimated rates and terms on a piece of paper.Lendway Ca...
09/01/2026

A business pre-qualification can involve much more than putting estimated rates and terms on a piece of paper.

Lendway Capital Advisors provides business brokers with a detailed analysis of the business as it relates specifically to debt service coverage.

That review also includes the recast and the add-backs being used.

Why review the add-backs?

Because some add-backs may not be allowed by the funding source for cash-flow purposes. If those add-backs are being counted on for the current valuation, Lendway believes it is better to identify the issue upfront rather than later.

The analysis is then used to help facilitate a structure that can work based on the financial review.

Learn more:
https://www.lendwayca.com/business-brokers/

An asking price and a financeable purchase price are not automatically the same thing.Before bringing a business to mark...
08/27/2026

An asking price and a financeable purchase price are not automatically the same thing.

Before bringing a business to market, brokers can benefit from testing the proposed purchase price against the company's actual cash flow and potential acquisition debt.

A pre-listing analysis can help determine whether the business appears capable of supporting the proposed financing structure. If the numbers work, the broker has additional information supporting the listing strategy.

If they do not, the broker can identify the issue before spending months marketing a business at a price that may create financing challenges for qualified buyers.

That is one of the biggest advantages of reviewing the financing math early: it gives the broker and seller time to make informed decisions before a deal is on the line.

Learn more about Lendway Capital Advisors' business broker resources: https://www.lendwayca.com/for-brokers/

08/26/2026

A business can show strong earnings and still have questions when it comes to acquisition financing.

One reason is that the cash flow used to value a business is not always identical to the cash flow that can be used for debt-service analysis.

Lendway Capital Advisors reviews the business financials, recast, proposed add-backs, purchase price, and debt service coverage to determine what the business may realistically be able to support.

That add-back review can be especially important. If an add-back being used to support the valuation cannot be utilized for financing purposes, it is better for the broker and seller to identify that issue before the listing goes to market.

Pre-qualification is about more than producing a loan amount. It is about understanding the financial reasoning behind the potential structure.

Learn more: https://www.lendwayca.com/for-brokers/

08/25/2026

Why wait until a buyer is under contract to find out whether the financing works?

Getting a business listing SBA pre-qualified before it goes to market can help a broker understand how much acquisition debt the business may be able to support, whether the cash flow works with the proposed purchase price, and whether there are financing concerns that should be addressed early.

That can mean fewer surprises once a buyer enters the picture.

It also gives brokers another way to present the opportunity to qualified buyers who want to understand whether the transaction appears financeable before investing significant time in due diligence.

Lendway Capital Advisors provides business brokers with a detailed debt service analysis and pre-qualification review at no cost.

Learn more: https://www.lendwayca.com/for-brokers/

Business brokers can benefit from getting a listing SBA pre-qualified before it ever reaches the market.Here are three r...
08/19/2026

Business brokers can benefit from getting a listing SBA pre-qualified before it ever reaches the market.

Here are three reasons why:

1. Attract More Potential Buyers
An SBA pre-qualified listing can stand out from other businesses for sale by showing prospective buyers that the financing potential has already been reviewed.

2. Give Buyers More Confidence
Buyers may feel more comfortable pursuing a business when they know the financials have already been analyzed and the transaction appears capable of supporting an SBA financing structure.

3. Help Reduce Delays Later
A detailed review can identify potential cash-flow, debt-service, or addback issues before the business is listed. Addressing those questions earlier can help prevent surprises once a buyer is under contract.

Lendway Capital Advisors provides business brokers with a detailed business debt-service analysis, including a review of the financials, DSCR, addbacks, and potential deal structure.

Learn more about SBA pre-qualification for business listings:
https://www.lendwayca.com/small-business-administration-sba-loans/

08/18/2026

SBA financing can offer several structural advantages for qualified business acquisitions. Here’s what these five benefits can mean in practice:

1. Up to 75% Financing
Because SBA loans are partially guaranteed by the federal government, participating lenders may be able to offer higher leverage than conventional commercial financing.

2. No Conventional-Style Loan Covenants
Many conventional business loans include ongoing requirements tied to net worth, liquidity, cash flow, or debt-to-equity ratios. SBA financing generally does not rely on these same types of conventional loan covenants.

3. No Balloon Payments
SBA loans are fully amortizing, which means the balance is paid down over the scheduled loan term rather than requiring a large balloon payment after only a few years.

4. Little or No Prepayment Penalty
Most 10-year SBA loans do not include a prepayment penalty. Many 25-year SBA loans have a limited prepayment period during the first three years.

5. Eligible Closing Costs Can Be Financed
Certain transaction costs, including appraisal, environmental, attorney, title, and other eligible closing expenses, may be rolled into the loan rather than paid entirely out of pocket at closing.

For business owners and brokers evaluating an acquisition, understanding how the financing is structured can be just as important as the purchase price.

https://www.lendwayca.com/sba-loans/

Many business owners still associate USDA financing exclusively with farming.In reality, USDA-backed business financing ...
08/14/2026

Many business owners still associate USDA financing exclusively with farming.

In reality, USDA-backed business financing was designed to encourage funding in qualifying rural communities by reducing some of the risk for participating lenders. That support can help established businesses pursue projects that may otherwise receive less attention simply because they are located outside a major metropolitan area.

The program has operated largely under the radar, leaving many business owners and brokers unaware that it may provide another path for eligible rural business projects.

The first step is understanding whether the business, location, and proposed use of funds meet the program’s requirements.

Learn more about USDA business financing:
https://www.lendwayca.com/usda-loans/

Address

2625 Butterfield Road, Suite 126N
Oak Brook, IL
60523

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+18476448085

Website

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