ClearRode Financial Group

09/29/2026

Recent changes to the state and local tax (SALT) deduction could create new planning opportunities for some taxpayers. The deduction cap increased beginning with the 2025 tax year, making it worth revisiting whether itemizing deductions may benefit your overall tax strategy.

Learn more about what changed, who may benefit and strategies to consider:

Explore what the SALT deduction is and how you may be able to use it lower your overall tax bill.

09/27/2026

Not sure whether a Roth IRA or Traditional IRA may be the better fit for your retirement strategy? This calculator can help you compare the two based on your financial situation and goals.

Take a look and see how the differences could impact your retirement savings.

Individual retirement accounts can be effective tools to help you reach your financial goals. But which type of IRA is appropriate for you? Use this tool to learn more.

09/26/2026

Are you saving enough for the retirement you envision? This Retirement Savings Calculator can help you estimate how your current savings, contributions, and timeline may add up over time.

Use it as a starting point to see where you stand and whether your retirement strategy may need an adjustment.

Do you feel confident in your progress toward a secure retirement? Use this calculator to gain insights into what your financial picture could look like in retirement.

09/25/2026

Veterinary practices are not the only animal-centered businesses with complex financial needs.

Groomers, trainers, boarding facilities, breeders, equestrian operations and pet-care companies may also face questions involving:

• Equipment and facility costs
• Hiring and employee benefits
• Seasonal cash flow
• Business protection
• Retirement plans
• Ownership transitions

A financial strategy should reflect how the business actually operates—not simply the industry listed on its paperwork.
https://bit.ly/3V1iPIx

09/23/2026

New Roth catch-up contribution rules may affect how certain higher earners save for retirement. If you’re age 50 or older and eligible to make catch-up contributions, it’s important to understand how the updated requirements could impact your workplace retirement plan.

Learn what’s changing and what it may mean for your retirement strategy:

Understand the tax and savings implications of the new rules for high earners.

09/22/2026

Choosing a financial advisor is a personal decision, and women may have financial questions shaped by career changes, caregiving, divorce, widowhood, business ownership or longer life expectancies.

During an introductory conversation, consider asking:

• How do you approach financial planning?
• Who do you typically work with?
• How are recommendations developed?
• How will information be explained and communicated?
• How frequently will we review the plan?

The goal is to understand the advisor’s process and determine whether the working style fits your needs.
https://bit.ly/3SZP22h

09/17/2026

Higher yields continue to create potential opportunities for bond investors, but navigating today's market requires careful decision-making. Let’s connect if you’d like to discuss.

Read our fixed income midyear outlook.

09/16/2026

A business owner’s financial life is rarely divided neatly between “business” and “personal.”

Cash flow, taxes, employee benefits, insurance, retirement savings, business value and succession decisions can all affect one another.

That is why business financial planning often begins with a broader question:

How does the business support the life you are building—and how does your personal financial plan support the business?

Looking at both sides together may reveal gaps that are easy to overlook when each decision is handled separately.
https://bit.ly/4xoEPKD

09/13/2026

Grandparents can play many roles: storyteller, teacher, caregiver, mentor and family historian.

Their experiences often shape how younger generations think about work, saving, generosity and the future.

Today is an opportunity to celebrate the grandparents and grandparent figures who have helped guide our families.

What is one lesson a grandparent taught you that has stayed with you?
https://bit.ly/4r8wrh1

09/11/2026

September often brings a renewed sense of routine.

As calendars fill with school activities, business deadlines and year-end priorities, it can also be a useful time to revisit the financial tasks that may have been set aside during the summer.

What is one financial item you would like to address before the end of the year?
https://bit.ly/4ySfIBl