Coal Creek Ledgers

06/16/2026

Taking two weeks away from my business wasn't the accomplishment.

𝘉𝘶𝘪𝘭𝘥𝘪𝘯𝘨 𝘢 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘵𝘩𝘢𝘵 𝘤𝘰𝘶𝘭𝘥 𝘴𝘶𝘱𝘱𝘰𝘳𝘵 𝘪𝘵 𝘸𝘢𝘴.

The part I didn't talk about in my last post was what made that possible.

It wasn't luck.

And it definitely wasn't because nothing came up while I was gone.

The reality is that every business owner is needed sometimes. The question is whether your team knows the difference between what actually needs your attention and what doesn't.

Over time, we've built systems in my firm that create clarity.

Clarity around who owns what.
Clarity around how decisions get made.
Clarity around when something truly needs to be escalated and when the team can confidently move forward without me.

Because if every question, issue, or decision automatically funnels back to me, the business can only move as fast as I can respond.

That's exhausting for me.
And it's limiting for the team.

One of the biggest shifts I've seen in my own business is that the goal isn't to remove myself from the business entirely.

The goal is to create enough structure, trust, and visibility that people can do great work without constantly waiting for permission.

That takes time.
It takes systems.
It takes accountability.
And it takes a willingness to let people step into leadership and owning a process.

The payoff?

A business that runs better.
A team that grows stronger.

And yes, occasionally being able to spend two weeks in Alaska without worrying that everything will fall apart.

So here's a question:

𝗜𝗳 𝘆𝗼𝘂 𝘁𝗼𝗼𝗸 𝘁𝘄𝗼 𝘄𝗲𝗲𝗸𝘀 𝗰𝗼𝗺𝗽𝗹𝗲𝘁𝗲𝗹𝘆 𝗼𝗳𝗳 𝘁𝗵𝗲 𝗴𝗿𝗶𝗱, 𝘄𝗵𝗮𝘁 𝘄𝗼𝘂𝗹𝗱 𝘆𝗼𝘂𝗿 𝘁𝗲𝗮𝗺 𝗻𝗲𝗲𝗱 𝗳𝗿𝗼𝗺 𝘆𝗼𝘂 𝗺𝗼𝘀𝘁?

The answer might reveal the next system your business needs.

06/12/2026

I just recently got back from a 13 day trip to Alaska with my husband celebrating our 15th wedding anniversary and still can’t believe all the beauty we got to see there!

It was one of those trips that reminds you how important it is to be fully present for the things that matter most.

And for the first time in my business ownership journey, on vacation, I actually was.

Over those two weeks, I took zero phone calls until the day I returned (then I took two), and answered only three messages. I never charged my laptop because I only opened it a few times. (I know, that blew my mind)

The business kept running.

That might not sound like a big deal to some people, but as a business owner, it feels like a huge milestone.

There was a time when stepping away for a few hours during “normal business hours” felt stressful. A two-week vacation without checking in constantly? Not a chance.

What struck me on this trip was that the freedom wasn’t created when I boarded the plane.

It was created in all the months and years before that.

The systems.
The processes.
My ROCKSTAR team.

Those things didn’t just allow me to take a vacation. They allowed me to be present for it.

I think a lot of business owners dream about having more freedom, but the real question is:

Could your business operate for two weeks without you?

Not because you want to disappear, but because you’ve built something that doesn’t rely on you for every decision, every problem, and every fire.

And PSA, this means freedom for your employees too! Autonomy and empowerment when every decision doesn’t lead to you…

If you’re not there yet, that’s okay.

Most business owners aren’t.

But it’s a question worth asking.

What would happen in your business if you unplugged for two weeks?

05/11/2026

This is my “why.”

If you’re looking to start a business, the experts always tell you to begin with identifying why! Why you choose this road, why you continue.

Last week I attended Growcon with hundreds of other firm owners and they began with encouraging everyone to identify or check they’re still aligned with why.

It was an easy answer for me-scroll to the pics with two adorable kids and the handsome man with a red beard. ❤️

I wanted to help provide for my family in a way that lets me have a flexible schedule for THEM. To do something that allows opportunity for fun experiences together along the way!

🧁Getting to do something I love is just the icing on the cake! (Thank you, God🙏)

At Growcon, myself and many of my friends pictured here walked across the stage to receive awards for accomplishments in our industry. (The BEST, supportive group of people, but that deserves its own post.)

I’m not gonna lie; receiving recognition for all the hard work I’ve put in up to this point felt pretty good!
…but how empty that would be, were it not for a greater purpose. Those little smiling faces! This is for them.

It seemed appropriate to post this on Mother’s Day.
These three people have my heart, and I am so blessed.

What is your “why?”

04/20/2025

I’ve been focusing on gratitude this week—for WHO God is, and the magnitude of what Jesus has done for ME. I am so thankful for my little family and the blessings in my life!

May today be a reminder that hope is alive, and grace has the final word. Wishing you a joyful Easter Sunday!

01/30/2025

Thank you so much for the invite, Steven Schwartz! Happy to provide value to the Concierge/DPC community alongside you.

Definitely hit up Concierge Medical Marketing if you want some help solidifying your marketing strategy. He’s got a great system to keep prospective patients and current patients engaged.

If you’d like some help growing your business, or just cleaning up your bookkeeping, I’d love to help you out. Shoot me a DM!

I just finished recording a great interview with Katie Rhodes of Coal Creek Ledgers; her company provides fractional CFO, financial forecasting, and bookkeeping services specifically to concierge medical and DPC practices across the USA.

Topics we discussed include:

1. What’s the biggest financial mistake you see concierge and DPC doctors making, and how can they avoid it?

2. Revenue is coming in, but many practices still struggle with cash flow. What’s the disconnect?

3. How can a doctor know if their practice is profitable on paper, but struggling in reality, and what should they do next?

And I shared the link to a free resource -- our budget planning worksheet. Feel free to grab a copy here:
cmmkg.com/budget-worksheet

The full interview should be published in the next month or two!

-- Steve Schwartz

01/03/2025

Did you ever play Chutes and Ladders as a kid? Starting a business can sometimes feel like this game. You see all the potential in starting your own practice...you've found your ladder! 🤩

I'd bet that you, like me, began your business with goals like:
✨ Gaining control over your time.
✨ Achieving a comfortable profit margin.
✨ Enjoying consistent cash flow that lets you pay yourself, grow, and invest in upgrades.

But maybe you find yourself facing challenges like:
❌ Insufficient funds to hire support and reclaim your time.
❌ Unexpected expenses cutting into profits.
❌ Cash flow struggles that leave you questioning how much to pay yourself or delaying plans.

Do you feel like you're encountering more chutes than ladders, returning to the same square on the board day after day?

If this sounds familiar, what’s holding you back? Do you have a clear plan to get on track?

It doesn’t have to be this way.
My new advisory service is designed to help business owners like you to break through these roadblocks and create lasting financial success!

This isn’t just bookkeeping; it’s a collaborative partnership where I work with you to:
✅ Uncover hidden opportunities for growth – because sometimes the best ladders are just out of view.
✅ Navigate financial roadblocks with confidence – tackling challenges head-on with a clear plan.
✅ Stay aligned with your vision – ensuring every decision moves you closer to your goals.

If you’re ready to move beyond the basics and create lasting success, let’s start a conversation. Together, we’ll turn your vision into a thriving reality.

01/01/2025

After observing the culture in which physicians have to work in mainstream healthcare, I can only imagine the breath of fresh air it must've been when you took that leap and began your own practice! Now you can finally practice medicine the way it was meant to be...

But I've also observed the unexpected frustration when the business side of owning a business doesn't go as expected.

The brain space you were finally able to dedicate to perfecting your craft, and really caring for your patients is suddenly being robbed by thoughts around unpredictable cash flow, unclear profits, and trying to get past the next financial roadblock.

It doesn't have to be this way! It IS possible to have a thriving business as well as time for you and your patients.

If you’re tired of feeling stuck in your growth or unsure how to make your vision a reality, you’re not alone—and there’s a better way. Stay tuned for a new approach to financial clarity and growth. 💡

12/31/2024

My New Year's Resolution when it comes to my business is to expand the ways I can make a bigger impact in the lives and businesses of my clients. (Stay tuned for big things coming your way in 2025! 😉)

Now I want to hear from you, drop in the comments what YOU plan to focus on for your business in 2025! 💬

12/30/2024

If one of your New Year's Resolutions has to do with your business's bookkeeping, I've got some tough love for you...

What are you WILLING to change in 2025 to fix your bookkeeping? 👀

Bookkeeping takes time (that most busy entrepreneurs don't have).

Bookkeeping can have a learning curve.

Bookkeeping needs to be done consistently.

You can swipe through for a few DIY bookkeeping tips for 2025...

Or you can take the easy way out and hire me instead! 😏

12/29/2024

You probably don't want to hire me as your virtual bookkeeper if...

🚫 You DON'T want more time back on your nights & weekends.

🚫 You AREN'T ready to invest in and grow your business.

🚫 You LOVE getting charged a premium for your tax accountant to do your books.

But if you are ready to grow your business, make informed decisions as a CEO, and recognize that outsourced bookkeeping is a way to buy back your time... it's time to click that link in my bio! 🖥️