Ramon - FNIC, Commercial Insurance Agent

06/16/2023

Have you recently taken the time to review your current insurance policy? It's worth noting that a significant number of contractors tend to discover gaps in their coverage only after they've already experienced a claim. It's a situation you wouldn't want to find yourself in. That's why I would like to suggest a valuable service to you: a confidential policy audit. This in-depth review is designed to ensure that your insurance program is tailored to your unique needs and provides comprehensive protection against potential risks. Contact me today for your free policy audit!

06/15/2023

🔒💻 Cyber risks pose a grave threat to businesses in today's digital age. From data breaches to ransomware attacks, the stakes are higher than ever. Check out these 10 essential strategies to protect your organization! "

From data breach lawsuits to tarnished reputations to environmental damage to broken equipment, here are ten potentially costly consequences of a cyberattack.

06/14/2023

On Today's episode of : Understanding the Independent Contractor vs. Employee distinction is crucial for businesses! Check out this insightful article from the IRS to navigate the legal and financial differences between the two. "

Learn how to determine whether a person providing a service to you is an employee or an independent contractor.

06/13/2023

Check out this recent article from Business Insurance about workers' compensation decreases in Q1 of 2023. When was the last time you marketed your account? Give me a call today to see what savings may be in store for you!

An analysis by S&P Global Market Intelligence shows that 36 states saw reduced workers compensation insurance rates in the first quarter of the year.

06/12/2023

Small changes can lead to significant outcomes! Take a look at this awesome image for your upcoming and witness the difference it can make!

06/08/2023

Conducting thorough inspections before hitting the road is not only a legal requirement but also crucial for preventing accidents. Check out this short blogpost that provides guidance on what compoenents should be checked during your inspection!

Like many other small habits, a pre-trip inspection is a small practice with big stakes.

06/06/2023

Check out this interesting on across the country!

They analyzed FBI data and ranked them based on how many cybercrime victims there were for every 100,000 people.

06/05/2023

Amigo contratista, ¿necesitas una idea para la junta de seguridad de esta semana? ¡Dale un vistazo a este documento con temas que puedes usar! Si eres un contratista de concreto y necesitas ayuda con tu programa de seguro comercial, comunícate conmigo hoy.

06/05/2023

Need an idea for this week's safety meeting? Attached is a short document that can help with topics to cover! Contact me today for other resources like this one today!

05/17/2023

On this week's episode of : If you currently don't have a plan for check out these free resources from my good friends at SFM!

It can be tough to find transitional jobs for workers with medical restrictions. Use our free list of light-duty job ideas by industry.

05/16/2023

May is ! Check out this cool article about Suffolk, a construction company that's taking a big step towards promoting mental health and wellness in the workplace. They're now requiring su***de prevention training for all employees, in compliance with OSHA guidelines.

May is Mental Health Awareness Month, and construction has the second highest su***de rate among all U.S. industries.

05/15/2023

Last week had the honor of attending the United Hispanic Contractors Association meeting at Turner Construction! It was inspiring to see firsthand the impact these organizations are having on our communities. I highly recommend checking out their pages and giving them a follow to learn more about their work. Let's support each other and build a better future together! 💪🏽🏗️👷🏽‍♀️👷🏽‍♂️