Savannah Patrick, Financial Advisor, AAMS, CPFA

10/16/2026

LPL Research’s October Tactical Asset Allocation Guide raises its year-end S&P 500 fair-value target and 10-year Treasury yield forecast while shifting equity positioning toward larger-cap, higher-quality stocks. The latest tactical changes emphasize large value and quality while adjusting views a...

10/15/2026

They say the one constant is change. Changes in laws, in how we do business, and even in how we live from day to day. As time passes, your needs will inevitably change. Make sure your estate plan matches the life you’re leading.

10/15/2026

The current bull market has reached its fourth anniversary, highlighting the durability of the market’s advance. Historical bull-market trends suggest that rallies reaching the four-year milestone may have the potential to continue, offering investors perspective on the market’s longer-term traj...

10/12/2026

The U.S. economy is sending mixed signals, with a sluggish housing market weighed down by elevated mortgage rates and “lock-in” effects, while the labor market remains relatively resilient despite uneven job growth across industries. LPL Research notes that housing is likely to remain a drag on ...

10/11/2026

LPL Research highlights the key forces driving markets during the week ending October 9, including equity performance, fixed income activity, commodities, and economic developments. Investors continued to navigate a mix of higher interest rates, shifting economic data, and evolving market sentiment....

10/10/2026

Bond investors should focus more on the income generated by their holdings than on short-term price fluctuations, as coupon payments are often the primary driver of long-term bond returns. LPL Research emphasizes that in a rangebound interest-rate environment, the steady income from bonds can help o...

10/08/2026

Do you have a business? If you do, or you’re considering starting one, have you updated your estate plan with your business in mind? Talk with your trusted financial professional about how this might be handled.

10/06/2026

LPL Research highlights a mixed market environment as rising Treasury yields pressured stocks, while a softer-than-expected September jobs report helped ease concerns about additional rate hikes. The report also reviews global equity performance, fixed income opportunities, commodity price movements...

10/06/2026

📌 Higher rates sting borrowers, but they can be a real win for savers.

As rates rise, banks may increase the yields they offer on savings products to attract deposits. The average U.S. savings account still pays just 0.64% annual percentage yield. Some high-yield accounts are paying more than six times that, up to 4.2%, for the exact same deposit.

🔎 Certificates of deposit, or CDs, can offer even higher rates, but the tradeoff is access: your money is locked in for a set term, and pulling it out early usually costs a penalty.

Higher yields don’t erase the effects of inflation, and they won’t necessarily transform household finances. But if your savings account is still earning close to that 0.64% average, that gap alone might be worth a second look.


Source:

The Federal Reserve recently raised interest rates for the first time since 2023.

10/02/2026

LPL Financial’s Chief Investment Officer Marc Zabicki explains that election volatility may create opportunities, but investors should stay focused on market fundamentals over politics.