10/12/2026
Hurricane Fire Safety: The Risks Don’t End When the Storm Does.
Hurricanes can create unique fire hazards before, during, and after a storm. For insurance professionals, understanding these hazards can be important when evaluating a loss.
Generators: Improper generator use can lead to fires, carbon monoxide exposure, and electrical damage. Generators should be operated outdoors, at least 20 feet away from the home or building, with exhaust directed away from doors, windows, and vents. They should never be connected directly to a building without a properly installed transfer switch.
Fuel: Gasoline and other fuels should be stored in approved containers and kept away from ignition sources. Refueling a hot generator can create an additional fire hazard.
Electrical systems: Flooding, wind damage, and power surges can compromise electrical components and wiring. Electrical equipment that has been exposed to water may present a fire hazard even after the water has receded.
After the storm: Downed power lines, damaged electrical systems, fuel leaks, and improperly operated generators can all contribute to post-storm fires.
When a fire occurs following a hurricane, determining whether the fire was caused by storm damage, electrical failure, generator use, fuel, or another source requires a thorough origin and cause investigation.
At Jack Ward Fire Consultants, our investigators have the experience and specialized knowledge to investigate fire losses and help insurance professionals understand what happened and why.
www.jackwardfire.com
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