05/20/2026
Prime Pinnacle Funding & Investments is pleased to introduce our new Construction Accounts Receivable Financing Program, specifically designed to help homeowners renovate their properties with NO immediate out-of-pocket costs in order to:
maximize the value of their home,
achieve a quicker sale,
increase marketability,
or complete renovations prior to refinancing.
This innovative financing structure also provides significant benefits to contractors by allowing them to receive payment for completed rehabilitation work without having to wait months for the property to sell or refinance — helping preserve valuable operating capital for additional projects and business growth.
HOW THE PROGRAM WORKS
We have developed a specialized agreement structure between the:
Homeowner,
Contractor,
and Prime Pinnacle Funding & Investments
whereby the homeowner can complete needed rehabilitation work with no upfront rehabilitation expenses during the renovation period.
The agreement term is generally structured for up to six (6) months, which typically provides adequate time for the homeowner to:
sell the property, or
complete a refinance transaction.
BENEFITS TO HOMEOWNERS
✔ NO Immediate Out-of-Pocket Rehabilitation Costs
✔ Improve Property Condition & Curb Appeal
✔ Increase Market Value
✔ Potentially Achieve Higher Sale Prices
✔ Faster & More Competitive Property Sales
✔ Ability to Renovate Prior to Refinancing
Many homeowners are unable to maximize the value of their home because they lack the upfront capital necessary to complete repairs and improvements before listing the property for sale. This program helps solve that problem.
BENEFITS TO CONTRACTORS
✔ Faster Access to Payment
✔ Preserve Working Capital
✔ Eliminate Long Payment Delays
✔ Ability to Take On Additional Projects
✔ Reduced Cash Flow Pressure
✔ No Need to Wait for Sale or Refinance Closing
Under this structure, Prime Pinnacle Funding & Investments purchases and finances approved contractor invoices/accounts receivable, allowing contractors to receive payment upon completion and approval of the rehabilitation work pursuant to the agreement terms.
This allows contractors to preserve cash reserves for:
payroll,
materials,
operating expenses,
overhead,
and future projects.
EXAMPLE STRUCTURE
Rehabilitation Quote: $50,000
Factoring Fee: $10,000
Total Rehabilitation Cost: $60,000
The factoring fee is incorporated into the overall rehabilitation proposal and financing structure.
Upon completion and approval of the work:
the contractor receives payment pursuant to the agreement,
and upon the eventual sale or refinance of the property, Prime Pinnacle Funding & Investments is repaid directly through the closing process and reflected on the settlement statement/HUD.
IDEAL FOR:
Realtors
Contractors
Investors
Homeowners
Estate Sales
Distressed Properties
Pre-Listing Renovations
Value-Add Residential Projects
We believe this program creates a true win-win solution for homeowners, contractors, and real estate professionals alike.
CONTACT US TODAY FOR MORE DETAILS AND HOW HOMEOWNERS/CONTRACTORS CAN QUALIFY FOR THIS AMAZING PROGRAM
TEXT/CALL TODAY: 407-752-5996
https://primepinnacle.com/contractor-invoice-financing
