Prodigy Investigative Group, Inc.

05/30/2026

Story Time. Please share your opinion.

05/06/2025

The Rise in Deed Fraud and How to Protect Your Home

Deed fraud is estimated to be a $160 million dollar a year criminal enterprise. Sometimes referred to as title fraud or home title theft, deed fraud is when a person forges documents then transfers your property deed into their name.

Recovering your home after a deed fraud is costly and difficult. It requires you to hire an attorney who specializes in deed fraud and the process to get your home back can take years. In the meantime, you are stuck with a mortgage payment and nowhere to live because you’ve been evicted from your own home.

An Owner’s Policy of Title Transfer does not protect you from deed fraud. If you want insurance specifically for deed fraud you have to obtain a Homeowner’s Policy of Title Insurance. These policies will not protect you from deed fraud, however. Homeowner’s Policy Insurance will simply handle the costly legal aspect of deed fraud should you fall victim to it. A title insurance policy cost is based on the value of your home. To get a policy for a home worth $150,000, it could cost you $900 a year, whereas a $1 million home value can cost $4,000 a year.

Here are a few suggestions that you can do to help protect you from falling victim to deed title fraud:
• Monitor your credit report monthly. You can also freeze your
credit.
• Check with your county to see if they have a registry service
that provides free alerts whenever there’s action involving
your title.
• Watch out for a surge in strange mail about your home such
as a recent inquiry about taking out a home equity line of
credit, realtor offering to help you purchase a new home,
moving company offers, etc.
• Be extremely cautious when using public Wi-Fi.
• Be aware of unsolicited home title insurance policy offers.

06/30/2024

05/03/2023

Beware of scammers! Read to find out more.

05/02/2023

I am seeking any men who were held at the Dozier School for Boys in Marianna, FL in the early to mid 1990s. If you or someone you know was held at the school please contact me at [email protected]

10/04/2022

https://fb.watch/fXe7CfE7xC/

07/30/2020

Everyone should have a dash cam.

08/08/2019

BULLETPROOF BACKPACKS
ANOTHER ITEM TO ADD TO YOUR BACK-TO-SCHOOL SUPPLIES


There have been 28 school shootings already in 2019 resulting in 8 deaths and 40 injured. The U.S. leads the world in school shootings by an astounding margin!

After the Marjory Stoneman Douglas High School, Parkland shooting the sales for bulletproof backpacks have spiked. If you are considering buying a bulletproof backpack for yourself or your child there are things you should know first.

• Bulletproof backpacks only protect against handguns or low capacity rifles. Mass shooters prefer high powered rifles making bulletproof backpacks less useful.
• Bulletproof backpacks can be expensive, ranging from $200-$500. Inserts are available from around $200 which slide into a regular backpack. Buying multiple inserts will not increase protection.
• Bulletproof backpacks last five years. Do not leave them in the sun or heat. If it gets damaged, replace immediately. Never buy a used armored backpack.

WHAT WILL YOUR BULLETPROOF BACKPACK PROTECT YOU FROM?

The ratings of bulletproof armor by the National Institute of Justice (NIJ).
• Level 1 is the lowest possible NIJ safety rating and is virtually never seen anymore.
• A Level 2-A NIJ safety rating means that body armor will stop 9mm and .40 Smith & Wesson with a full metal jacket (FMJ).
• Level 2 body armor is a step up from Level 2-A, and is also able to defend against .357 magnum.
• Level III-A indicates that body armor is adequate to protect against just about all handgun rounds. (.357 SIG and .40 magnum, in addition to 9mm, .40 S&W FMJ, and .357 magnum)
• Level III rated body armor offers protection against 7.62 x 39mm FMJ and .223 Re*****on rounds. The 7.62 x 39mm FMJ and .223 Re*****on are the rounds of choice for AK and AR rifles respectively.
• Level IV is the highest level and offers protection against armor piercing rounds.

Protech Tactical, Armor Express and Galls are just a few of the NIJ compliance companies who sell bulletproof backpacks. For a full list, visit https://www.justnet.org/app/tims/CPLReport.aspx?fbclid=IwAR2HS7zll2_5ZvPyanGeWR1wvfLWa_ziOQu-Bpkb-qxyhfq5E-VLdSrKOGc

DON'T ALLOW YOURSELF TO HAVE A FALSE SENSE OF SECURITY.

You shouldn’t have a false sense of security because you have a bulletproof backpack. Backpack armor should be used as a temporary protection while finding cover. They will be of no use if kept in a locker and should be carried with your child throughout the day.

Demonstrate to your child how to use their bulletproof backpack in case of an emergency. As with all protective devices, it is essential to practice using them until you are confident you have mastered it.

Instruct your children to not broadcast the fact they have a bulletproof backpack. In emergency situations people become desperate and may attempt to take it.

Disclaimer: Prodigy Investigative Group, Inc. does not endorse or guarantee any product or company mentioned in this article.

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Please share this article with your friends, family and community so we can keep our children safe.

Sources: http://money.com/money/5175526/bulletproof-backpacks/
https://en.wikipedia.org/wiki/Stoneman_Douglas_High_School_shooting
https://www.jerusalemonline.com/watch-israeli-company-designs-bulletproof-backpack/
https://www.nij.gov/topics/technology/body-armor/Pages/testing.aspx
https://www.cnn.com/2018/05/21/us/school-shooting-us-versus-world-trnd/index.html

08/08/2019

Equifax Data Breach Settlement
BEWARE OF FAKE SETTLEMENT WEBSITES

In July 2019 the Federal Trade Commission announced Equifax has settled a $425 million-dollar suit to help people who were affected by their September 2017 data breach. If your information was exposed as a result of the breach you can file a claim with Equifax for benefits.

• Up to 10 years of free credit monitoring. (A cash payment was identified as an option, but there are limited funds available.) The free credit monitoring includes:
o At least four years of free monitoring of your credit report at all three credit bureaus (Equifax, Experian, and TransUnion) and $1,000,000 of identity theft insurance.
o Up to six more years of free monitoring of your Equifax credit report.
• If you were a minor in May 2017, you are eligible for a total of 18 years of free credit monitoring.
Cash Payments (capped at $20,000 per person)
• For expenses you paid as a result of the breach, like:
o Losses from unauthorized charges to your accounts
o The cost of freezing or unfreezing your credit report
o The cost of credit monitoring
o Fees you paid to professionals like an accountant or attorney
o Other expenses like notary fees, document shipping fees and postage, mileage, and phone charges
• For the time you spent dealing with the breach. You can be compensated $25 per hour up to 20 hours. There are limited funds available so your claim may be reduced.
o If you submit a claim for 10 hours or less, you must describe the actions you took and the time you spent doing those things.
o If you claim more than 10 hours, you must describe the actions you took AND provide documents that show identity theft, fraud, or other misuse of your information.
• For the cost of Equifax credit monitoring and related services you had between September 7, 2016, and September 7, 2017, capped at 25 percent of the total amount you paid.
Even if you do not file a claim, you can get:
Free Help Recovering from Identity Theft
• For at least seven years, you can get free identity restoration services. If you discover misuse of your personal information, call the settlement administrator at 1-833-759-2982. You will be given instructions for how to access free identity restoration services.
Free Credit Reports for All U.S. Consumers
• Starting in 2020, all U.S. consumers can get 6 free credit reports per year for 7 years from the Equifax website. That’s in addition to the one free Equifax report (plus your Experian and

11/18/2016