Delphinus Capital

08/13/2023

We fund Hotel loans nationwide.

Contact us at [email protected]
239-404-9495

08/11/2023

https://www.linkedin.com/events/sbaloans7095856878940815361/

This seminar will cover the SBA loan programs i.e. microloans, 7a, 504, export and more! Learn how to apply and what things SBA financing can be used for. Sign up and learn more!

08/05/2023

Our rare SBA working capital program for up to $150,000 just got even better with the new SBA SOP release. In addition to the streamlined documentation
✅NO P&L
✅NO Balance Sheet
✅NO Debt Schedule
✅NO Landlord Subordination
✅No CashFlow Calculations
🆕No restrictions for personal liquidity
🆕Franchises are now eligible
🆕If 1st position, No General Liability or Personal Property Insurance required
Call us today for a 2 day pre-approval.
Www.DelphinusCapital.com

05/14/2023

Last week the SBA released some very exciting updates regarding the small business loan program SBA 7(a). Some of these updates will
✅ Allow borrowers to acquire a business with potentially 0 money down
✅ Allow the seller to carry a note for only 24 months
✅Allow a partial business acquisition (equity purchase)
✅No longer will require the franchise to be on the SBA Franchise Directory.
And many more that will allow more entrepreneurs to access capital.
If you are interested in learning more or have questions, Delphinus Capital offers free, no obligation consultation.

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04/21/2023

Paving the path for the small businesses in the US

03/27/2023

The SBA loan programs are popular forms of financing for small businesses, and they have several selling points that make them an attractive option for entrepreneurs:

1. High Loan Amounts: The maximum 7a loan is $5 million. The 504 debenture piece is also capped a $5 million, but the banks in the first position can go as high as they feel comfortable.

2. Lower Down Payment: SBA loans typically require lower down payments than traditional loans, which can help businesses conserve cash and provide larger equity recaptures and quicker returns on the initial investment. SBA 504 loans require at least 10% down. This can be via equity in your property if it's already owned. Certain 7a loans can be eligible for 100% financing, but most fall under 10% down.

3. Longer Repayment Terms: SBA loans offer longer repayment terms than many other loans, with terms of up to 25 years for real estate (7a is 25yrs, 504 can do 30yrs on the 1st) and up to 10 years for general business purposes. This can help businesses manage their cash flow and make payments more manageable.

4. Flexible Use of Funds: SBA 7a loans can be used for a wide range of business purposes, including working capital, equipment, real estate, and refinancing debt.

03/05/2023

Great news for anyone that has an EIDL loan. You can now manage your loan, make payments and obtain information all in one place. The SBA EIDL portal is now up and running.

SBA Lending Portal

02/25/2023

When considering an SBA loan, the borrowers will either have a smooth, easy experience or an absolute nightmare. One of the most important things to consider is to make sure the lender is an SBA Preferred lender. When banks receive “preferred” status with the SBA, this means the lender has full authority to approve the loan without going to the SBA for approval. This will cut the closing time significantly.
At Delphinus Capital we only work with SBA preferred lenders nationwide.

01/13/2023

✅New Promo Alert!
✅SBA 7(a) 10 year fixed rate at 7%
✅Up to $5 million

Take advantage this rare opportunity. A rate like this one is not easy to find. Contact us at [email protected]

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11/11/2022

Thank you for your courage, dedication and service! Honoring our Veterans today and every day!

11/10/2022

Do you need funding for your business? SBA-backed 7(a) loans can help you:
🏪 Purchase real estate
🛠️ Buy equipment
💵 Refinance debt
➕ And more!

▶️ Learn more about SBA funding options: https://lnkd.in/eeVuipt
▶️ Get matched with an SBA-approved lender: https://lnkd.in/e-RE-dy

Get matched to potential lenders offering SBA-backed funding.

11/02/2022

For business owners who are seeking financing, interest rates play a significant role in finding the best loan option since they can impact borrowing costs greatly.
Over the course of the last year, interest rates have fluctuated greatly. When this is the case, it becomes increasingly hard for borrowers to know which rate structure will benefit them the most in the long run. Luckily, the SBA allows business owners to change rate structures once during the life of an SBA loan.