Sam Vannoy, Public Adjuster

Sam Vannoy, Public Adjuster Sam Vannoy is a residential and commercial insurance claim professional serving property owners in the Flagler, Volusia, Putnum, St.

Johns, Duval, and surrounding areas of Florida.

Individual FEMA information for Volusia County residents:
10/02/2022

Individual FEMA information for Volusia County residents:

FEMA Individual Assistance available in Volusia County

Volusia County residents who have been adversely impacted by Hurricane Ian may apply for Individual Assistance through the Federal Emergency Management Agency (FEMA). Available assistance may include grants to pay for temporary housing, emergency home repairs, uninsured and underinsured personal property losses, and medical, dental and funeral expenses caused by the disaster, together with other serious disaster-related expenses.

Individual Assistance received through disaster-associated grants are not taxable income and will not affect eligibility for Social Security, Medicaid, medical waiver programs, welfare assistance, Temporary Assistance for Needy Families, food stamps, Supplemental Income, Social Security Disability Insurance or any other federal benefits.

Residents may apply online at www.disasterassistance.gov, through the FEMA app, or by calling 800-621-3362. Representatives will be available to take calls through this number from 7 a.m. to 11 p.m. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service. County officials encourage residents who are applying for assistance to download the FEMA app; it will allow residents to check the status of their applications.

The county will serve as a resource to assist residents in applying for FEMA assistance. The Volusia County Public Library system has six branches in operation with internet access. Staff is ready to help residents submit applications at these branches:


DeBary Public Library: 200 N. Charles R. Beall Blvd., DeBary
Deltona Regional Library: 2150 Eustace Ave., Deltona
Edgewater Public Library: 103 W. Indian River Blvd., Edgewater
Hope Place Public Library: 1310 Wright St., Daytona Beach
New Smyrna Beach Regional Library: 1001 S. Dixie Freeway, New Smyrna Beach
Ormond Beach Regional Library: 30 S. Beach St., Ormond Beach


For updates regarding available assistance, visit www.volusia.org/pin or call the Citizens Information Center at 866-345-0345.

FEMA assistance explained
Source: FEMA

FEMA provides two main types of assistance โ€“ Individual Assistance and Public Assistance โ€“ following major disasters such as hurricanes, tornadoes, straight-line winds, flooding and other incidents.

Individual Assistance

FEMA provides Individual Assistance to eligible individuals and households who have sustained losses as a direct result of a disaster that receives a federal disaster declaration.


Homeowners and renters in officially designated counties who sustained damage to their homes, vehicles, personal property, businesses or inventory may apply for disaster assistance.
Assistance can include grants to help pay for temporary housing, emergency home repairs, uninsured and underinsured personal property losses, and medical, dental and funeral expenses caused by the disaster, together with other serious disaster-related expenses.
Disaster assistance grants are not taxable income and will not affect eligibility for Social Security, Medicaid, medical waiver programs, welfare assistance, Temporary Assistance for Needy Families, food stamps, Supplemental Security Income, Social Security Disability Insurance or any other federal benefits.


As a FEMA partner, the U.S. Small Business Administration (SBA) offers low-interest disaster loans to businesses of all sizes, nonprofits, homeowners and renters. SBA disaster loans are the primary source of federal long-term disaster recovery funds for disaster damages not fully covered by insurance or other compensation. They do not duplicate benefits of other agencies or organizations.

Public Assistance

Public Assistance can fund the repair, restoration, reconstruction or replacement of eligible public or certain nonprofit facilities or infrastructure damaged or destroyed by a disaster.


FEMA will provide a reimbursement grant of at least 75% of eligible costs, with the state and local governments sharing the remaining 25%. Eligible public entities include state governments, local governments and any other political subdivision of the state, recognized tribes and U.S. territories. Certain private nonprofits such as schools, utility companies, irrigation systems, emergency, medical, and rehabilitation operations, houses of worship and temporary or permanent custodial-care facilities are potentially eligible to get assistance.
Although funds are awarded to government entities and private nonprofits, the PA program is intended to benefit everyone in the affected community by helping to restore the community after a disaster.



What to expect after you apply for FEMA assistance

FEMA may be able to help with temporary housing expenses, basic home repairs or other essential disaster-related needs that are not covered by insurance. There are several ways to apply: Go online to DisasterAssistance.gov, use the FEMA app for smartphones or call 800-621-3362. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service.

FEMA will ask for:

A current phone number where you can be contacted.
Your address at the time of the disaster and the address where you are now staying.
Your Social Security number.
A general list of damage and losses.
Banking information if you choose direct deposit.
If insured, the policy number or the agent and/or the company name.


If you have homeowners, renters or flood insurance, you should file a claim as soon as possible. FEMA cannot duplicate benefits for losses covered by insurance. If your policy does not cover all your damage expenses, you may be eligible for federal assistance.

Home inspections

If you report that you cannot, or may not be able to, safely live in your home, FEMA may need to perform an inspection of the damaged dwelling. The inspection may be conducted at the site of the damaged dwelling or remotely. FEMA will contact you to let you know how the inspection will take place.

For remote inspections, FEMA inspectors will contact applicants to answer questions about the type and extent of damage sustained. Survivors with minimal damage who can live in their homes will not automatically be scheduled for a home inspection. However, they may request an inspection if they later find significant disaster-caused damage.

Remote inspections have no impact on the types of Other Needs Assistance available that do not require an inspection. This includes child care, transportation, medical and dental, funeral expenses, moving and storage, and Group Flood Insurance Policy Assistance.

Learn more at www.fema.gov

Flagler County Residents: If you find yourself in a situation where you have storm damage that your insurance company wi...
10/01/2022

Flagler County Residents: If you find yourself in a situation where you have storm damage that your insurance company will not cover, FEMA assistance is available. If you are unsure if your insurance policy will cover your damages please reach out for a free policy review.

๐…๐„๐Œ๐€ ๐ฉ๐ซ๐จ๐ฏ๐ข๐๐ž๐ฌ โ€˜๐ˆ๐ง๐๐ข๐ฏ๐ข๐๐ฎ๐š๐ฅ ๐€๐ฌ๐ฌ๐ข๐ฌ๐ญ๐š๐ง๐œ๐žโ€™ ๐๐ž๐œ๐ฅ๐š๐ซ๐š๐ญ๐ข๐จ๐ง ๐Ÿ๐จ๐ซ ๐…๐ฅ๐š๐ ๐ฅ๐ž๐ซ ๐‚๐จ๐ฎ๐ง๐ญ๐ฒ ๐ซ๐ž๐ฌ๐ข๐๐ž๐ง๐ญ๐ฌ

October 1, 2022 โ€“ The Federal Emergency Management Agency has upgraded its disaster declaration to include Individual Assistance for Flagler County to assist residents with expenses related to Hurricane Ian.

Individuals and households in Flagler County can apply for FEMA Individual Assistance, which may include temporary housing assistance, basic home repairs and certain other uninsured disaster-related needs.

Survivors can apply for disaster assistance at disasterassistance.gov, by calling 800-621-3362 from 7 a.m. to 11 p.m. Eastern Time, or by using the FEMA mobile app. If you use a relay service such as video relay service (VRS), captioned telephone service or others, give FEMA the number for that service.

For an accessible video on how to apply for assistance go to, youtube.com/watch?v=WZGpWI2RCNw.

Find the latest updates on:
โ€ข Instagram: www.Instagram.com/FlaglerEOC
โ€ข Twitter: www.Twitter.com/FlaglerEOC
โ€ข Facebook: www.Facebook.com/FlaglerEOC
โ€ข And partner radio station WNZF at FM 94.9 or AM 1550, or download the Flagler Radio app

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Storm Damage??If you have suffered property damage as a result of Hurricane Ian and would like a free inspection and ins...
10/01/2022

Storm Damage??

If you have suffered property damage as a result of Hurricane Ian and would like a free inspection and insurance claim review, please fill out the form below and I will be in contact ASAP. I am a state licensed Public Adjuster (license number # W838966) and can help.

Hurricane-related insurance claim payouts without a public adjuster on file are severely underpaid. On average, the property owner only recovers 13% of their full benefit when filing alone. It pays to have a public adjuster help you through this process.

Please fill out this form if you'd like me to contact you for your free inspection and policy review. The sooner we file, the better.

https://docs.google.com/forms/d/e/1FAIpQLSdYjfXBCR2jBLyJcfU6fboICjORyADtU3imlo9VTHzEpO7FNw/viewform

Lots more activity happening in the Atlantic - here are some tips for Flagler County residents to help you get prepared ...
09/02/2022

Lots more activity happening in the Atlantic - here are some tips for Flagler County residents to help you get prepared for a potential storm.

Tropical Storms and Hurricanes typically form well away from land, leaving residents with plenty of time to prepare for the oncoming storm event. This preparationโ€ฆ

๐Ÿ’ก ๐“๐ข๐ฉ๐ฌ ๐Ÿ๐จ๐ซ ๐…๐ข๐ฅ๐ข๐ง๐  ๐š ๐…๐ข๐ซ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐‚๐ฅ๐š๐ข๐ฆ ๐Ÿ’กThere are few things as disruptive to your life as a house fire. The administr...
07/01/2022

๐Ÿ’ก ๐“๐ข๐ฉ๐ฌ ๐Ÿ๐จ๐ซ ๐…๐ข๐ฅ๐ข๐ง๐  ๐š ๐…๐ข๐ซ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐‚๐ฅ๐š๐ข๐ฆ ๐Ÿ’ก

There are few things as disruptive to your life as a house fire. The administrative burden of managing a fire related insurance claim can feel overwhelming. We hope these tips help you should you ever have to navigate this complicated process.

There are few things as disruptive to your life as a house fire. The administrative burden of managing a fire related insurance claim can feelโ€ฆ

๐Ÿ’ก ๐—›๐—ผ๐—บ๐—ฒ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ ๐—ง๐—ถ๐—ฝ๐˜€ - ๐—›๐—ผ๐˜„ ๐˜๐—ผ ๐—–๐—ต๐—ผ๐—ผ๐˜€๐—ฒ ๐˜๐—ต๐—ฒ ๐—ฅ๐—ถ๐—ด๐—ต๐˜ ๐— ๐—ผ๐—น๐—ฑ ๐—ฅ๐—ฒ๐—บ๐—ผ๐˜ƒ๐—ฎ๐—น ๐—–๐—ผ๐—บ๐—ฝ๐—ฎ๐—ป๐˜† ๐Ÿ’ก ๐Ÿ  If you discover or suspect mold in your home it is i...
06/20/2022

๐Ÿ’ก ๐—›๐—ผ๐—บ๐—ฒ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ ๐—ง๐—ถ๐—ฝ๐˜€ - ๐—›๐—ผ๐˜„ ๐˜๐—ผ ๐—–๐—ต๐—ผ๐—ผ๐˜€๐—ฒ ๐˜๐—ต๐—ฒ ๐—ฅ๐—ถ๐—ด๐—ต๐˜ ๐— ๐—ผ๐—น๐—ฑ ๐—ฅ๐—ฒ๐—บ๐—ผ๐˜ƒ๐—ฎ๐—น ๐—–๐—ผ๐—บ๐—ฝ๐—ฎ๐—ป๐˜† ๐Ÿ’ก

๐Ÿ  If you discover or suspect mold in your home it is important to get it taken care of right away. Here are some tips to help save you time and money in the long run.

๐Ÿค” If you are thinking of opening an insurance claim for your mold issue, consider contacting a public adjuster (like me) for a free inspection and policy review so that you can open the claim correctly right from the start.

Mold removal is definitely NOT a do-it-yourself task, and choosing which company to trust with this job can be overwhelming. Here are some tips for choosing the best mold removal company near you.

Address

Palm Coast, FL

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 9am - 5pm

Telephone

+13869318172

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