Formula 850

Formula 850 Formula850 is the fastest-growing credit repair company. We specialize in removing auto repossession.

08/31/2026

$832 payday driving intermodal.

This is one of the reasons I keep telling CDL drivers not to overlook intermodal.

I spent years pulling containers, and depending on the account, you can make good money without living on the road.

Now that I’m helping drivers find positions, I came across a local intermodal account in Jersey City paying $83K-$110K+ a year and you’re HOME DAILY.

Only 3 months of CDL-A experience required.

If you’re in PA/NJ/NY and looking for something local, comment “INTERMODAL” or message me. I’ll see what I have available in your area.

08/27/2026

Most of you know me for credit.

What a lot of people don’t know is that before that, I spent years behind the wheel as a CDL-A driver.

This was one of my actual weeks at J.B. Hunt:

$1,999.66 gross
2,192 miles
13 drops

And this was during one of the toughest freight markets the industry had seen in years.

I’m posting this because I’m now helping CDL-A drivers find better opportunities based on what actually matters:

Pay. Miles. Home time. Route. Equipment.

I’m not recruiting from theory.

I’ve done the job.

If you’re a CDL-A driver thinking about switching companies, DM me the word “DRIVER.”

Send me your:

ZIP code
Years of experience
Current weekly pay
Target weekly pay
Home-time preference

I’ll see what opportunities are available for you.

Drivers: what are you grossing per week right now?

08/21/2026

More women should get into transportation — especially freight brokerage and freight sales.

The opportunity is massive. Top freight brokerages generate billions of dollars a year, and there are women-owned logistics companies building multi-million-dollar businesses in this industry.

You don’t need to own a truck to make money in transportation. Strong communication, organization, sales, attention to detail, and computer skills can take you far as a freight agent, broker, dispatcher, or logistics business owner.

If you want to start or grow a transportation company and need help building business credit or getting a business loan, contact me.

08/18/2026

Do not spend a lot of money before you know your idea works.

Sell the idea first.

If people are willing to pay, use that money to set up the business.

Use Bizee to help register your business and get things like a business email, virtual address, and logo.

Then I can help you with:

* A website to market your business and generate sales
* A lifetime business credit membership
* A system to help build business credit

Get customers first. Build the company second.

08/05/2026

If you had the money today, what would you buy first?

07/28/2026

I went from working 19 hours a day to 12. Now 6.
That didn’t happen by accident — it happened by building the right systems.

4AM: sunrise, self-development before the world’s awake.
7:30: school — because I’m still learning too.
9AM: I teach people how to build business credit the correct way, and I work until I feel like stopping.
The lifestyle is the byproduct. The systems are the point.

If you want to build business credit the right way, comment BUILD and I’ll point you to step one.

07/22/2026

How many hours a week are you behind the wheel right now?

40? 60? 70+?

Here’s the hard truth: you only get paid when you’re driving. Stop, and the money stops.

Uber. DoorDash. Instacart. Every mile is income leaving your personal name — building nothing you can use later.

But you already have the one thing banks want and most people starting out don’t. Real revenue. Every single week.

Put it behind a business. Separate your finances. Build credit around the money you’re already making.

Done right, your business — not you — can one day qualify to put another car on the road. Another driver earns. You earn without driving.

Same hustle. Different outcome.

And you don’t do it alone. I walk you through every step.

Drop your hours below 👇 then DM me the word MENTOR and I’ll show you how it works.

Outcomes vary. Not a guarantee.

07/16/2026

526. That’s where this file started.

Round 1: 11 inaccurate items deleted.
Round 2: 5 more gone. Experian jumps to 697.
Round 3: 4 more. Experian hits 734.
Final report: 768 / 763 / 773 across all three bureaus.

No “sweeps.” No overnight tricks. No shortcuts. Just inaccurate items challenged the right way, round after round, and bureaus forced to respond under federal law.

This is what a real dispute process looks like — documented, start to finish.

Individual results vary. Nothing gets “removed” that’s accurate and verifiable — and anyone who promises you that is lying to you.

Ready to see what’s actually sitting on your report? Comment or DM me the word RESET.

📍 Formula 850

07/14/2026

Here is a high-converting caption designed to stop the scroll, build trust, and drive comments for your Reel:
🚨 A repossession does NOT have to ruin your credit for the next 7 years.

Most people think once the tow truck leaves, the damage is done and there is nothing they can do about it.
But here is the truth the banks don’t want you to know: They are incredibly sloppy with their paperwork. 🏦❌
By law, lenders have to follow a strict set of rules when they take and sell your car. If they make even one small mistake, you have the legal right to challenge the entire debt and get that repo wiped from your credit report.

To catch them, you need to audit your records for two specific letters:

* The Notice of Intent to Sell: Did they give you the exact date, time, and location of where they were auctioning your car?

* The Deficiency Explanation: Did they send you a line-by-line breakdown of what the car sold for and exactly how they calculated your remaining balance?
If they missed a deadline, calculated the math wrong, or failed to send these letters entirely... that is a violation of your rights.

You don’t have to let a past setback keep you from driving a reliable vehicle today.

👇 Comment “DELETION” below, and I’ll send you the exact breakdown on how to audit your report and challenge a repo the right way.

Address

Parsippany, NJ
07054

Telephone

+18777935062

Website

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