First Financial Consulting

11/02/2026

College expenses are increasing and affording college is becoming more challenging every year. Thankfully, First Financial Consulting has you covered. Click the link below to learn how you can start saving for college today!

There''s no denying that college is expensive and paying for it can seem like a daunting task. Luckily, there are numerous ways to help pay for your tuition.

10/30/2026

Taxes – or at least the amount of taxes you pay – are not as inevitable as the IRS would have you believe. You are in control, and with a little wise counsel, you should be able to build the right tax plan for your needs. Learn how by reading our in-depth guide on tax strategies.

Curious about optimizing your high-income tax planning as a high earner? Read our comprehensive guide to learn effective tax strategies for high-income earners.

10/29/2026

Do you have a solid Financial Plan? Why do you need one? Watch the video from First Financial Consulting to learn some of the many benefits that a solid Financial Plan offers.

Financial ruin can affect anyone and many times, it occurs in the form of a financial setback. However, we can prepare with a solid financial plan.

10/29/2026

What exactly is a fiduciary financial advisor, and why does it matter? Fiduciary advisors are legally obligated to act in your best interest, providing unbiased advice focused on your financial goals. Discover why working with a fiduciary can make all the difference in your financial planning.

What is a fiduciary financial advisor? Learn about fiduciary advisors and their crucial role in protecting your financial interests. Read our in-depth guide!

10/28/2026

Whatever the cause, if you’re building an investment portfolio from scratch, the odds are you’re giving it thought and making decisions at the time when you know the least about investing. You will learn as you go along, but you’re also liable to make some serious mistakes along the way. This article is meant to serve as your guide on how to invest well, even if you’re starting completely from scratch.

Building an investment portfolio from scratch requires planning to be successful. Here''s what you need to know when building your portfolio.

10/27/2026

Let’s talk Bonds. Learn how bonds can help you strengthen your investment portfolio while alleviating some of the risk associated with investing. Click the link from First Financial Consulting to learn more.

Even seasoned investors get nervous during periods of excess volatility in the market. Bonds provide a safer, less volatile way to invest in the market.

10/26/2026

A retirement plan can look great on paper - but what happens if the assumptions don’t work out?

In this video, Greg Welborn explains why a proper retirement stress test should look at two things: what happens if unexpected life events change the plan, and what happens when investment returns arrive in a different order than expected.

That second step is where Monte Carlo analysis comes in. By testing many different sequences of good and bad market years, you can see whether your retirement plan still holds together when things don’t go perfectly.

10/26/2026

While following a familiar withdrawal rule might seem like a straightforward way to plan retirement spending, a one-size-fits-all approach leaves out the individual goals and changing circumstances that determine how much someone should spend.

Greg Welborn, Principal at First Financial Consulting, speaks with Kiplinger’s Donna Fuscaldo about looking beyond standard 4% or 5% guidelines to develop an individualized approach. He notes that discomfort with a strategy could lead someone to abandon it, even when the numbers work.

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Standard retirement guidelines don't fit everyone. Your health, pensions and lifestyle goals determine the exact withdrawal rate for you.

10/26/2026

Stock volatility is in the news once again and there are plenty of people who are saying that it's time to start selling your stocks. We respectfully disagree. To learn more, click on the link from First Financial Consulting below.

So, what are stocks? A stock is in simple terms, a piece of paper stating that you own a share of a company. But what do you really own?

10/23/2026

Wondering what high-net-worth financial planning entails? It’s more than just managing wealth - it’s about strategic planning, tax efficiency, and securing your legacy. Discover how tailored strategies can help you achieve long-term financial success.

What is high-net-worth financial planning? Delve into our comprehensive financial planning strategies to learn more.