First Financial Consulting

09/15/2026

Diversification is a key component of every investment portfolio. We use it to mitigate volatility and provide a certain level of predictability when investing in your future. Click the link below from First Financial Consulting to learn how diversification can work for you.

Diversification is a crucial to a healthy investment portfolio. By creating a mix of stocks and bonds, we can add some predictability into your portfolio.

09/15/2026

Having a living trust doesn’t automatically mean your estate plan is working the way you intended.

In this short, Greg Welborn explains why estate plans can fall out of sync with a family’s goals or current laws - and why simply signing the documents isn’t enough. A trust also needs to be properly funded, understood, and reviewed regularly.

The key steps are to make sure the trust actually reflects your wishes, transfer the appropriate assets into it, and revisit the plan every few years as family circumstances and laws change.

09/14/2026

Passing on your financial legacy involves more than a quick decision. It involves keeping beneficiary designations current and ensuring loved ones know where to find account information.

Danny Beckwith, CFP and financial advisor at First Financial Consulting, explained the importance of reviewing beneficiaries, coordinating savings accounts with an existing trust, and helping heirs understand what they will inherit and where to find it with Sean Jackson in Kiplinger.

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Your savings may have to go through probate if you don't name a beneficiary. Here's how to make it easier for your heirs to access the money.

09/14/2026

Are annuities a safe bet for retirement? Not always. Learn about the potential risks and why they may not be the right choice for everyone. Ensure you're making informed decisions about your retirement.

Explore the pitfalls and risks associated with annuities in retirement planning. Learn why careful consideration is crucial for financial security.

09/11/2026

Dreaming of an early retirement? With the right strategies in place, it's absolutely possible! Discover the essential steps to achieving financial freedom and begin your journey to a fulfilling retirement today. Check it out!

In this article, we'll cover the essentials of how to retire early and achieve financial independence with early retirement planning techniques.

09/10/2026

In this Bench Talk, we discuss the top 3 things you need to do in a Financial Recession. Click the link to learn more.

With discussion around an impending financial recession, here are three things your financial plan should include to protect you from any future recessions.

09/10/2026

Should you hire a local financial advisor? Click the link below to find out and uncover what matters most when picking a financial advisor.

Should you hire a local financial advisor? There are numerous things to consider when choosing an advisor but should location be one of them?

09/09/2026

Do you really need a retirement income strategy? Chances are, you will. Find out ways to let your cash flow work for you by following the link below.

Retirement Income Strategies are needed to cover living expenses, accommodate longer lifespans, protect against inflation, and maintain flexibility.

09/09/2026

How long should your retirement plan assume you’ll live? Planning only to age 85 could leave a major blind spot. In this short, Greg Welborn explains why longer life expectancies mean retirement plans should account for the possibility of living well into your 90s - so you can better determine whether your money will actually last.

09/08/2026

Before you start , it's important to make sure that your overall financial health is in good order. In this Bench Talk, we provide our Investment Checklist to help you get started in investing. Click the link below to learn more!

Here is our investment checklist that we look at before someone is ready to start. Cash flow, personal financial situation, and a solid foundation.