Linda M. Quinlan, Licensed Insurance Broker

06/03/2019

If you are turning 65 or have already hit that magic number, there's a great Plan F Extra. It's new from Blue Shield and has some great added benefits like vision!. Let me know if you'd like more information!! My services are no charge. I'd be happy to provide a quote.

05/22/2017

Call to Action if you live in California!!! OPPOSE SB 562!!

- I am a constituent in your district and OPPOSE SB 562 (LARA and ATKINS) that seeks to establish a government-run single payer health care program. California has just completed another successful open enrollment season and the percentages of those who are uninsured have dropped to 7.1% - a record low in our state. As a health insurance professional in California, I understand the importance of quality health care coverage and affordability of that coverage. SB 562 abolishes private health insurance in California, along with MediCal, Medicare, Covered California, and the valuable advocacy services of health insurance professionals and advisors. Under SB 562 ALL Californians will lose their current benefit plans, to be replaced by benefits yet to be determined, to be serviced by an entity yet to be identified, to include new tax provisions yet to be detailed. SB 562 has too many unanswered questions and Californians cannot afford "to pass it to find out what's in it." Legislators should also be concerned that by eliminating employer paid health coverage, single-payer shifts those health care costs to employees. Early estimates are that government run health care will increase personal tax bills by at least $9,100 for every Californian the first year it is in effect, and go higher each year. Today, Californians know what their plan covers - and what it doesn't. In government-run health care systems there is never enough money to provide timely care and the latest technology. That's because health care funds are forced to compete with other claims on government funds, such as education, welfare, water, transportation and infrastructure. I believe that you, as my elected representative, should instead focus on positive changes to reduce the cost of health care services and health insurance in a public/private partnership. Please vote "NO" on SB 562 (LARA and ATKI

05/05/2017

Today the House of Representatives passed a measure to repeal and replace ACA. I will be adding new information as I receive it. I am here to assist you and answer any questions you may have.

10/08/2016

The dates to remember are:
Covered California Renewal : If you aren't renewing you will have to "Opt Out" by 10/15. Be sure to make any changes for 2017, new address, income change etc.
Open Enrollment for effective date 1/1/2017 runs 11/1 through 12/15; effective date of 2/1 is 1/15 and 3/1 is 2/15.
Medicare Open Enrollment : 10/15 through 12/7
You can change prescription Drug plans, or under certain circumstances enroll/dis-enroll in Medicare Advantage.
Private message me if you need help!
Sometimes dealing with Covered California can be a little over whelming. As your Agent I am able to contact Covered California on your behalf! And remember, there's no charge for my services!!

01/06/2016

I have been invited by a Healthcare Enrollment Event Organizer with Path to Health, to assist those who don't have Health Insurance. I will be assisting at Twin Cities Community Hospital This Saturday, January 9th from 9 a.m to 1:00 p.m and Wednesday January 19th from 4:30 p.m to 7:30 p.m.
If you don't have insurance, would like to find out if you qualify for financial assistance or just need help understanding plans,,,come see me. I will be happy to help!! I am a Covered California Certified Agent..see you there!!

02/14/2015

Correction. Initial payment for policies with an effective date of 3/1 is due by 2/24. If you have started an application and have not finished it by 2/15 you will not be able to go into Covered Ca. to complete it. You will have to have a Certified Agent or an enrollment counselor help you. This has to be completed by 2/20.Remember if you don't apply by 2/15 you will not be able to get health insurance until next open enrollment in Nov. The penalties for not having insurance in 2015 are greater than for 2014.

02/13/2015

Open Enrollment closes Sunday. Make sure you've paid your binder payment with your carrier. Effective date of 2/1 payment is due by 2/26. If your effective date is 3/1 make your payment as soon as possible. If you don't make your binder(initial) payment when it's due, your policy will lapse.You won't be able to enroll again until next fall during Open Enrollment.If you need help let me know!!

02/10/2015

Open Enrollment closes on the 15th. if you need assistance let me know!

02/06/2015

I received this, this morning from my Anthem Regional Manager

Dear Agents,

This email was sent out this morning regarding scam email campaigns. I have also received reports of scam telephone calls…

“

Please read and share the information below with your clients!

California residents who have may have been impacted by the cyber-attack against Anthem Blue Cross should be aware of scam email campaigns targeting current and former Anthem members. These scams, designed to capture personal information (known as “phishing”) are designed to appear as if they are from Anthem and the emails include a “click here” link for credit monitoring. These emails are NOT from Anthem.

DO NOT click on any links in email.

• DO NOT reply to the email or reach out to the senders in any way.
• DO NOT supply any information on the website that may open, if you If you have clicked on a link in email.
• DO NOT open any attachments that arrive with email.

Anthem is not calling members regarding the cyber-attack and is not asking for credit card information or social security numbers over the phone.

This outreach is from scam artists who are trying to trick consumers into sharing personal data. There is no indication that the scam email campaigns are being conducted by those that committed the cyber-attack, or that the information accessed in the attack is being used by the scammers.

Anthem will contact current and former members via mail delivered by the U.S. Postal Service about the cyber-attack with specific information on how to enroll in credit monitoring. Affected members will receive free credit monitoring and ID protection services.

For more guidance on recognizing scam email, please visit the FTC Website: http://www.consumer.ftc.gov/articles/0003-phishing

When internet fraudsters impersonate a business to trick you into giving out your personal information, it’s called phishing. Don't reply to email, text, or pop-up messages that ask for your personal or financial information. Don’t click on links within them either – even if the message seems to be…

10/23/2014

So much is going on right now, Renewal time for Covered California, Medicare open enrollment. Soon Open Enrollment for Covered California for plans effective 1/1/2015.
Lots of questions on renewing so I will post some information to answer some of these questions.
As always, I'm here to help! Let me know if you have questions! You can contact me at [email protected]

What is the difference between renewal and open enrollment?
The renewal period is for enrolled members to make changes to their health coverage, starting now through December 15, 2014. Open enrollment starts November 15, 2014 and ends on February 15, 2015. Open enrollment is the time for new consumers to enroll in a health plan. Consumers who have already renewed can also make changes to their health coverage during open enrollment.