LeTip of Bensalem

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LeTip of Bensalem

A Local Chapter of the worlds largest and most successful business and professional referral organiz

09/08/2026

https://spencerinsurance.com/when-should-you-think-about-buying-life-insurance/

Many people assume life insurance is a milestone reserved strictly for mid-life or retirement planning. Because the topic centers on long-term security, it frequently gets pushed to the bottom of the financial to-do list. The timeline for securing a policy depends entirely on shifts in personal resp...

09/01/2026

https://spencerinsurance.com/dorm-rooms-vs-first-apartments-the-college-bound-insurance-checklist/

August marks the official peak of college move-in season. Across the country, students are packing up vehicles with expensive laptops, tablets, bicycles, and specialized gear to head to campus. While organizing a packing list takes priority, confirming how those physical belongings are protected aga...

06/23/2026

https://spencerinsurance.com/building-vs-buying-understanding-replacement-value-vs-market-value/

When navigating property insurance or real estate, two terms appear constantly: Replacement Value and Market Value. They sound like they might mean the same thing, but mistaking one for the other can lead to massive financial gaps when filing an insurance claim or making a real estate move. The dist...

06/09/2026

https://spencerinsurance.com/left-behind-the-pre-vacation-property-checklist-to-avoid-coming-home-to-a-claim/

Stepping out the door for a hard-earned vacation should bring an immediate sense of relaxation. However, leaving a home unoccupied—even for just a week—exposes the property to specific risks that can escalate from minor maintenance issues into catastrophic losses. Many common property insurance ...

06/03/2026

https://www.abc27.com/pennsylvania/starting-friday-pa-drivers-to-be-cited-50-for-distracted-driving/?utm_medium=social&utm_source=facebook_abc27_News&fbclid=IwY2xjawSNDYRleHRuA2FlbQIxMABicmlkETF1QWdieFIybGVXZ3Z6cVFvc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHvolt1sz91T7SqqAzq1MWz-VvvYDGBokQcH_9V80rSddaTOWcKHDYlQB0TLw_aem_DVCd_sV2RA2nqzx_SsSNpA

HARRISBURG, Pa. (WHTM) – Beginning Friday, June 5, Pennsylvania drivers who are caught behind the wheel with a phone in their hand will receive a $50 fine. Pennsylvania’s distracted dri…

06/02/2026

https://spencerinsurance.com/flooding-isnt-just-a-coastal-problem/

Flooding Can Happen Anywhere When people think of floods, they often picture hurricanes or coastal surges. Images of overflowing shorelines and storm surges tend to dominate the conversation. But in reality, flooding can happen almost anywhere—and May’s heavy rains make it one of the most common...

05/29/2026

https://spencerinsurance.com/why-local-insurance-agencies-understand-risk-better-than-automated-platforms/

In today’s digital world, it’s easier than ever to buy almost anything online, including insurance. With just a few clicks, consumers can compare quotes, select coverage, and purchase a policy without ever speaking to another person. Automated platforms and chatbots promise convenience and speed...

04/28/2026

https://spencerinsurance.com/the-strategy-one-check-one-year-of-protection/

For most, a tax refund is the largest single “bonus” of the year. Instead of letting it dissolve into daily expenses, savvy planners use it to secure a full year of coverage in one move. By applying your refund toward an annual premium, you essentially “pre-pay” for your family’s safety. Y...

04/27/2026

https://www.facebook.com/share/p/1FguzpsCmd/

No predictions necessary. Long-term care protection provides protection if you need it, and peace of mind if you don’t.

04/14/2026

https://spencerinsurance.com/motorcycle-insurance-is-your-bike-road-ready-for-april/

The first warm weekend of April is a siren song for riders. You’ve checked the tire pressure, swapped the oil, and polished the chrome—but is your insurance actually “awake”? Before you kick up the kickstand, there are three critical things every rider needs to know about motorcycle insuranc...

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https://letipbensalem.com/

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