08/20/2022
💫 CREDIT CARD TIP:
CONTACT US VIA EMAIL: [email protected] for a free credit consultation.
Credit cards are to help you build credit. One thing to remember is:
🚨Do not spend more than you can afford to pay back in one billing cycle.🚨
There are two important dates for your credit cards. One being your due date and the other is your statement date.
Due date: the date to pay your minimum payment to avoid late fees or late payments.
Statement date: the date your balance is reported to the credit bureaus equifax, experian and transunion.
Your balance matters the most on your STATEMENT DATE. Keep your credit utilization under 10% for the best results.
