Malkym Group LLC

09/29/2024

Hey! Friends in Georgia, North Carolina, and Florida check in if you can!

09/20/2023

It is that time again. Medicare annual enrollment starts in about a month.

12/10/2022

We have such a nice variety of colorful hummingbirds that visit us. There are two that will land on my arm.

11/28/2021

06/09/2020

When is it appropriate to discuss final expense insurance with your family? Believe it or not I get this question often. If you are a daughter or son of an aging parent or parents what steps have you taken to avoid the potential financial burden you could face after your parent dies? Call me. Let’s discuss insurable interest.

06/09/2020

It you have loved ones aging into Medicare remind them, now more than ever, is the time to find out what they qualify for and what benefits are available.

06/06/2020

If you are aging into Medicare and have Part A and Part B ask me about Medigap Plan N

04/23/2020

News Flash!
The best way to manage your accounts receivable is to reduce your accounts payable

The one issue we find most when consulting of family financial health is credit card debt, financing of luxury items and car payments

04/12/2020

The COVID19 virus upended or daily routines and disrupted our lives. Millions of people are filing for unemployment because they have been furloughed , laid off or lost their source of income. If you or your family have been affected in this way ask yourself; have I forgotten something.

LIFE INSURANCE

What type of policy do you have? Have you built up enough equity in the policy to pay my premiums if you can’t afford to make my monthly payment?

If your insurance policy lapses is there a grace period to reinstate the policy before it is cancelled?

Are you using an insurance strategy as a tax shelter but now need some of the money, how do you get it out and what are the tax consequences?

You have questions. We have the answers.

The call is free (602) 283 - 3303

If you are not a Malkym Group LLC client we always recommend you contact your advisor, agent or insurer first.

03/11/2020

Several insurance companies have posted this notice:

COVID-19 diagnostic test is covered as preventive care, at no cost to members
Early medication refills for members who are impacted by the outbreak is authorized

Remember: The best way to protect yourself is to wash your hands for at least 20 seconds frequently. Avoid touching your face and stop shaking hands, doing high fives or anything else that will bring you in physical contact with someone else. Cover your mouth when you cough and also stay a comfortable distance from others when communicating. If you are experiencing flu-like symptoms see your doctor immediately.

03/11/2020

Final expense insurance is for individuals who are looking for smaller policies to cover final expenses or can’t get coverage through traditional life insurance products. Final expense insurance can take a lot of the worry out of passing on debts or burial expenses to your loved ones.

03/11/2020

January 1 through March 31, 2019 – General Enrollment Period for Original Medicare