04/15/2026
You worked decades for retirement… but how confident do you actually feel about it?
🔥🎙 Episode 6 is LIVE️ 🔥🎙
The Retirement Readiness Test: Are You Really On-Track?
What would you do if the market dropped tomorrow… and your retirement plan dropped with it?
At 9:50 AM, the markets open—and within minutes, your portfolio is down six figures. That moment forces a different question:
👉 Not “How much did I lose?” but… “Am I still okay?”
In this episode of the On-Track Retirement Show, hosts Pat Schmidt and Jay Curatti walk you through a powerful Retirement Readiness Test—designed to answer the question most people avoid:
Are you actually on track… or just hoping you are?
🔍 Inside This Episode:
Most people don’t have a real retirement plan—they have accounts, statements, and assumptions. Today, we break down the 5 critical questions that separate guesswork from true confidence:
✔️ What happens if the market drops 30%?
✔️ Do you know your tax bill 10 years from now?
✔️ Is your retirement income actually mapped out?
✔️ Have you planned for rising healthcare costs?
✔️ Could you stop working tomorrow with confidence?
Through real-life stories, you’ll see how small gaps in planning can turn into major risks—and how the right strategy can create clarity, control, and peace of mind.
💡 The Truth About Retirement
Retirement isn’t about how much money you have.
It’s about:
Confidence in your income
Clarity in your plan
Control over your future
Because you don’t drift into a confident retirement…
👉 You design one.
🚀 TAKE THE NEXT STEP
If this episode raised questions about your own plan—that’s a good thing.
You can take the next step with a complimentary On-Track Retirement Review—a no-pressure diagnostic designed to show you one thing:
👉 Are you truly on track… or not?
🔗 Learn more here: http://myontrackretirement.com/
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