Grover Financial Services

06/16/2026

The middle of the year is a great time to check in on your financial progress. Small adjustments today can help prevent bigger problems tomorrow.

Schedule a financial review.

Sometimes a second opinion is worth more than a second guess.

06/15/2026

Understanding Recent Portfolio Changes and the Growing Role of ETFs In our recent client letter, we outlined several updates made to our investment models as part of our ongoing portfolio management process. Those changes included...

06/15/2026

What's the most common mistake you see people making in their 50s?

For me, it's assuming retirement planning starts when retirement begins.

By the time someone retires, many of the biggest planning opportunities have already passed.

Tax planning.
Income planning.
Healthcare planning.
Social Security decisions.

A lot of those conversations should happen years earlier.

What would you add?

06/12/2026

See you August 1st at the Summer Market & Music Series with and !

Thank you for making Grover Financial Services limited, Kizuna Lager for our 10 Year Anniversary look and taste amazing!

06/12/2026

Are you going to the Summer Market & Music Series ? It starts tonight and continues July 25th and August 1st.

did an amazing job taking their artwork and making the labels for our limited, Kizuna Lager.

Head to Birdhouse to grab a can of Kizuna, see the paintings in person, and place your bid! We'll see you there August 1st.

Auction link: https://www.32auctions.com/cobblestone-grover-art

06/10/2026

06/10/2026

Mid-Year Financial Review

It's hard to believe we're already halfway through the year.

Take five minutes and ask yourself:

• Am I contributing enough to my 401(k)?
• Have I reviewed my beneficiaries recently?
• Is my emergency fund where it should be?
• Has my risk tolerance changed?
• Am I carrying unnecessary debt?
• Do my investments still align with my goals?

Financial planning isn't about perfection. It's about staying intentional.

06/06/2026

Introducing the Kizuna Collaboration, coming to life across Birdhouse Brewing Company's summer Market & Music Series 🎨🍻

Kizuna, a Japanese word meaning the bonds that connect us, is the inspiration behind an exciting new summer collaboration between Cobblestone Arts Center, Birdhouse Brewing Co., and Grover Financial Services.

This season, four original paintings created by Cobblestone teaching artists Naomi Sprague and Josue Lopez alongside students Charlie and Alison have become the label art on unique can designs for a brand new limited-edition beer: the Kizuna Japanese Rice Lager — a light, crisp, clean summer pour brewed with flaked rice, Pilsner malt, and a touch of Nelson Sauvin hops.

Every Kizuna lager purchased supports Cobblestone's arts programs. And the original paintings? They're up for auction, with 100% of proceeds benefiting the Cobblestone Foundation and life-changing programming for over 150 students across six counties! The online silent auction is live now - link below.

The Market & Music Series, consisting of three FREE-entry outdoor events made possible by the generous support of Grover Financial Services, features a curated collection of Finger Lakes area artisan vendors and headlining music acts! The August 1 event will serve as the culmination of the entire collaboration, with members of the Cobblestone community in attendance to share both our mission and our gratitude for this fantastic partnership.

🗓️ June 12 | Public Water Supply | Market 5–8PM | Music 6–9PM 🗓️ July 25 | Endless Mountain Derelicts | Market 2–8PM | Music 6–9PM 🗓️ August 1 | Big Logic & The Truth Serum | Market 2–8PM | Music 6–9PM ⭐ Kizuna Culmination Event

Grab your Kizuna, place your bid, and come celebrate with us, Birdhouse, and Grover Financial this summer! ☀️

📍 Birdhouse Brewing Co., Honeoye NY
🔗 www.32auctions.com/cobblestone-grover-art

05/28/2026

Everyone, check out the Birdhouse Brewing Company Summer Market and Music Series. I’m proud to sponsor this event, and they’re brewing a special beer that directly supports Cobblestone Arts Center. Stop out this summer to enjoy great music, support local vendors, and help support the arts in our community. Hope to see you there!

✨ We are excited to announce this year's Summer Market & Music Series!

🎶 June 12 | Public Water Supply
🎶 July 25 | Endless Mountain Derelicts
🎶 August 1 | Big Logic & The Truth Serum

These events are FREE to attend, made possible by the generous support of Grover Financial Services, and proudly benefits .

🛍 The Market
June 12 | 5-8pm
July 25 & Aug 1 | 2–8pm

🍻 Kizuna Japanese Style Rice Lager
Brewed for the Market & Music Series, this light-bodied, crisp, and clean lager is made with flaked rice, Pilsner malt, and a touch of Nelson Sauvin hops, this brew was crafted to celebrate connection and community.

🎨 Art with Impact
Four unique can designs, each featuring an original artwork created by Cobblestone artists through a special collaboration between teaching artists Naomi Sprague and Josue Lopez and students Charlie and Alison.

The original paintings are on display at Birdhouse Brewing Co. and available through a silent auction. https://www.32auctions.com/cobblestone-grover-art

100% of proceeds benefit the Cobblestone Foundation, supporting life-changing arts programs for over 150 students with disabilities across a six-county region.

Place your bid, support the arts and help us keep the arts accessible for all!

Bring a blanket or lawn chair and come hang with us for live music, local vendors, great food, and community vibes all summer long! ☀️🍻

03/19/2026

The Cost of "Good Enough" Decisions

"Good Enough" decisions rarely feel costly in the moment. But over time, things like tax strategy, withdrawal order, and account structure can quietly add up - sometimes in ways people don't notice until years later.

This isn't about perfection.

It's about awareness. Small adjustments made early and reviewed consistently can have a meaningful long-term impact.

Learn how a retirement calculator can help with your retirement plan here:

Having a financial plan is essential to retiring the way you want - and these calculators and resources can help: https://www.groverfinancialservices.com/pla...