Gaurav Vaish - NMLS 2122782, DRE 02255554

08/21/2026

🏈 Fantasy Football Draft Day got me thinking about mortgages.

When I'm helping someone buy a home, one of the things I try to explain is that there usually isn't a single "best mortgage."

It's a combination of choices.

Do we put more money down or keep more cash in reserve? Take a slightly higher rate for lender credits or pay more upfront? Choose one loan program over another? Buy now or wait? Optimize for today's payment or where we expect to be a few years from now?

Fantasy football is actually a pretty good analogy.

You don't win your league because you drafted the player with the best single stat. You build a roster where the individual choices work well together - while keeping your overall strategy in mind.

I look at mortgage planning much the same way.

Rate matters. But so do payment, cash to close, loan structure, future plans, and flexibility.

My job isn't simply to quote a rate. It's to understand what you're trying to accomplish, show you the choices and trade-offs, and help you put together a strategy that makes sense for you.

And hopefully, we end the draft with a pretty good final pick:

🔑 Keys to your new home. 🏡

Happy National Fantasy Football Draft Day - and good luck with your picks! 🏈

National Day Calendar

Doma Loans
www.domaloans.com
1-888-658-DOMA | (510) 513-9369
NMLS #2122782 | #2649550

08/19/2026

Sometimes the best experiences are the ones that feel simple and smooth.

That's exactly how I believe the mortgage journey should feel - even when there's plenty happening behind the scenes.

Doma Loans | Gaurav Vaish
www.domaloans.com
1-888-658-DOMA | 510.513.9369
NMLS #2649550 | 2122782
www.nmlsconsumeraccess.org

🍦 Happy National Soft Ice Cream Day!

We couldn't resist this one.

It got us thinking - why shouldn't getting a mortgage feel a little more like soft serve?

Simple. Smooth. And something you can actually enjoy. 😊

We know buying a home is a big financial decision, and there will always be paperwork and important details to work through. But our clients shouldn't have to carry the complexity.

That's our job.

Explain it clearly. Anticipate what comes next. Solve the bumps along the way. And help make getting home feel a whole lot smoother.

🍦 A little sweeter. A lot smoother.

That's the experience we're working to deliver every day at Doma Loans.

www.domaloans.com
(510) 513-9369 | 1-888-658-DOMA
NMLS #2649550

08/06/2026

One of my favorite moments for new homeowners isn’t the paperwork or even getting the keys.

It’s the first evening they walk through the front door, kick off their shoes, take a deep breath, and realize…

“I’m home.”

That’s what homeownership is really about.

If you’re dreaming of a place to call your own, I’d be happy to help you take that first step.

510.513.9369
www.domaloans.com | www.mortgage.new
Doma Loans
NMLS #2122782 | #2645550

👣 Happy National Wiggle Your Toes Day!

There are few feelings better than kicking off your shoes after a long day… especially when you’re doing it in a place you can truly call home.

Homeownership isn’t just about the front door or the floor plan. It’s about the comfort, peace of mind, and sense of belonging that comes with having a space that’s yours.

If owning a home is one of your goals, every step you take today can bring you closer to that feeling.

🏡 Kick off your shoes. You’re home.

Happy National Wiggle Your Toes Day!



NMLS #2649550
www.domaloans.com
888.658.DOMA (888.658.3662)
Doma Loans

08/05/2026

🦪 Happy National Oyster Day!

One of the things I enjoy most about helping people buy a home is watching them find something they’ve worked toward for years.

Like discovering a pearl inside an oyster, the right home is a treasure. It doesn’t always happen overnight, but with patience, preparation, and the right guidance, it’s absolutely worth the journey.

Whether you’re just starting to think about buying a home or you’re ready to take the next step, I’m always happy to help you navigate the process.

🏡 Home is life’s greatest treasure.

Happy National Oyster Day!

www.domaloans.com
Doma Loans
510.513.9369
NMLS #2122782 | Co-NMLS #2649550
DRE #02255554

08/03/2026

🥜 Happy National Grab Some Nuts Day!

Watching squirrels prepare for the future reminded me of something I often tell my clients.

Buying a home isn't just about finding the right house. It's about preparing before the opportunity arrives.

The families who have the smoothest homebuying experience usually aren't the luckiest. They're the ones who started preparing early. Saving a little each month, improving their credit, understanding their budget, and getting pre-approved before they begin shopping.

Those small steps may not feel like much today, but over time they make a remarkable difference.

🏡 Small preparations today. Big rewards tomorrow.

If buying a home is one of your goals, even if it's a year or two away, start preparing now. Your future self will thank you.

Happy National Grab Some Nuts Day! 🐿️

07/29/2026

A great lasagna has layers.

A great mortgage works the same way.

The interest rate is just one ingredient. The right loan is built by balancing the loan program, down payment, closing costs, lender credits, monthly payment, and your long-term financial goals.

When all the layers come together, you get a mortgage that's built just for you.

Build your future with confidence.

NMLS #2122782
(510) 513-9369
Doma Loans

07/11/2026

36005 Cherry St, Newark!
Open House 1:30-4:30pm

07/11/2026

🏡 Open House Today! 🏡

📍 36005 Cherry St, Newark, CA
🕜 Today: 1:30 PM - 4:30 PM
💲 Offered at $1,349,000

Stop by and explore this beautifully updated home featuring modern upgrades and smart home technology.

✨ Highlights:
• 3 Bedrooms | 2 Bathrooms
• Smart home features including Nest thermostat, Nest video doorbell, August smart lock, and MyQ garage opener
• Updated kitchen, flooring, plumbing, HVAC, and water heater
• Versatile sunroom ideal for a home office, gym, or playroom
• Renovated backyard with artificial turf, spacious patio, mature landscaping, and side access
• Excellent commuter location near Hwy 84, I-880, the Dumbarton Bridge, shopping, dining, parks, and major Silicon Valley employers

Whether you're looking for your first home or your next home, this is one you won't want to miss.

📍 Come visit us today between 1:30 PM and 4:30 PM

Thinking about buying a home? Let's talk about your financing options and get you pre-approved before you make an offer.

📞 Gaurav Vaish
NMLS #2122782 | DRE #02255554
Doma Loans, Inc. | NMLS #2649550
Doorlight, Inc. | DRE #02219383
🌐 https://www.domaloans.com

06/10/2026

Existing home sales rise 3.2% MoM, but also 3.3% increase in unsold inventory.

Per National Association of Realtors (NAR), Month-over-month sales increased in the Northeast, Midwest and South, and were unchanged in the West. Year-over-year sales rose in the Midwest, South, and West, and fell in the Northeast.

Is this the summer effect or rising temperatures?

Read the full article to stay in the know.

Doma Loans

https://www.listreports.com/share/shareables/social?sid=i4wVxbwGh

03/07/2026

This happens every single time, almost.

As a home owner, you see your mortgage statement for a balance of $100,000 and when you refinance, you see $101,000 payoff adding to your closing cost. And you wonder why.

This explains why. Read this article on why the payoff amount is higher, mostly always, than your current balance.

If you request a mortgage payoff statement while refinancing, the number often looks higher than your loan balance. Many homeowners immediately think something is wrong: “Why am I paying inte…