09/03/2026
Your homeowners policy and flood insurance are not the same thing.
Most homeowners insurance does not cover flood damage. Flood insurance is a separate policy, and most new policies take 30 days to go into effect. That is worth checking before a storm is in the forecast.
Swipe through the basics, then ask your insurance agent what your current policy covers. If your property has water damage, call (984) 349-2959. We can help document the damage and explain the restoration process.