Brilliance Funding Partners

05/23/2026

I had to share this… my first draft of the company logo…

05/22/2026

Over the years, I’ve been asked to finance some interesting things.

Here are 10 things we don’t finance… including submarines, zoo animals, and space stations.

Yes, seriously.

After years in commercial lending and equipment financing, I’ve learned one thing:If it exists, someone has probably tried to finance it. Most of the time, the requests make perfect sense. Heavy equipment, trucks, manufacturing equipment, generators, forestry equipment, and business expansions are...

05/11/2026

We were lucky enough to work with a local tree service company to help finance their newest attachment!

04/30/2026

Let's try to take some of the mystery out of business financing. Here are the items you will typically need to apply for an equipment loan:

- Equipment Quote

- Application (our is completed online and takes a couple of minutes)

- Driver's License Copy

- Voided Business Check

- Proof of business ownership (typically a schedule C or K-1's for each owner)

If your request is over $35,000 lenders will probably also ask for 3 months of business bank statements.

We're here to help every step of the way, and properly organized documentation is one piece that makes financing much easier.

If you have other topics you would like us to discuss drop them in the comments below, and share this if you find it helpful!

04/27/2026

We’re Mainers.

And if you live here, you know what that means: community.

We show up for our small businesses.

Brilliance Funding Partners came out of years I spent financing equipment for businesses across the country. But at some point, that stopped feeling like enough.

I started paying more attention to what was happening here at home. Good businesses getting stuck, not because they weren’t viable, but because they didn’t know their options. Thinking a “no” from the bank was the end of the road.

I am here to tell you it isn't.

That’s why the first mission has always been education.

- Understanding business credit.
- Knowing the different financing options.
- Finding local resources.
- Building real connections with other Maine businesses.

Because when people have the right information, they make better decisions. And when that happens, our whole community gets stronger.

04/13/2026

Our customer came to us with an older piece of equipment that was in immaculate condition.

We did what we do and helped make it easy to get the equipment they need for the summer season!

04/01/2026

Vendors don’t need more financing options. They need the right support behind the scenes.

The difference between submitting a deal and structuring a deal is what determines whether it closes.

Here’s how a financing partner should actually support your sales process.

Most vendors already have financing options in place. So the real question is not: “Do I need a financing partner?” It is: “Does my current setup actually help me close more deals?” Because when financing is handled correctly, it becomes an extension of your sales process. When it is not, it...

03/30/2026

Partnering with us is simple.
No contracts. No cost to you.

If you sell to businesses, we help keep deals moving by offering financing options for your customers

Without adding any steps to your current sales process.

Learn more on the site or reach out anytime.

https://www.brilliancefundingpartners.com/vendor-and-dealer-financing-partnerships

03/19/2026

“How old is the equipment?”

It’s one of the first things lenders look at, but age alone doesn’t tell the full story.

Here’s how equipment age actually impacts financing terms and approvals.

03/10/2026

It’s funny, we just drafted a blog post about what “app-only” financing means and what actually qualifies.

Like most things in this industry, there’s usually more to the story.

With an app-only request, the underwriter is primarily looking at the application, credit reports, and the asset being financed. That’s often enough to issue an initial approval.

But sometimes you’ll see an approval come back with one more request: bank statements.

Usually 3–6 months.

The goal is simple: underwriting wants to understand how cash actually moves through the business before issuing a final approval.

And depending on what those statements show, the terms can shift.

Strong cash flow (good daily balances, healthy ending balances) can sometimes improve the terms.

The benefit of working with someone who’s seen this process a few hundred times? You know what to expect, and you can move through it with a lot less friction.