Brilliance Funding Partners

08/06/2026

07/20/2026

So... A customer tells you they already tried to get financing somewhere else and it didn't work out. What now?

Send them my way before you build the deal, not after.

I'll dig into the business profile, personal credit, industry, and the equipment itself to see what's actually possible.

Sometimes there's a real option. Sometimes there isn't yet, but I can tell them exactly what needs to change so they can come back and buy from you once they qualify.

Either way, you get a clear answer instead of a dead end.

https://www.brilliancefundingpartners.com/post/how-to-talk-to-a-customer-who-s-been-turned-down-elsewhere

07/13/2026

Equipment financing is usually the cheapest way to finance equipment. Usually.

But when the equipment's too old to qualify, the best price is coming from an overseas vendor, or a private seller is rushing to move fast, a standard equipment financing can't always get the deal done. A working capital loan can, even at a higher rate.

We break down both scenarios, and the math that makes the higher rate worth it, in this week's post.

Equipment financing exists for one reason: to match the loan to the asset. Lower rate, longer term, the equipment itself as collateral. It's usually the cheapest way to buy equipment. Usually. But "usually" isn't "always." There are two situations where a working capital loan or line of credit, some...

07/08/2026

Last week we got a request. 3 equipment sellers, strict timeline, and all in one loan.

These deals aren’t the quickest, but from submitting the deal to funding today we got everything done.

We communicate with the sellers, the client, and the lender. The good news, the difficult news, and everything in between.

The goal? Limit the time you would spend coordinating with all these parties and get your business the equipment it needs to enhance your operations.

07/06/2026

We're starting to look at hiring in the fall for a business development rep to learn this industry and build into a sales career.

My goal has always been to keep this business local, and part of that is giving back the opportunity I got when I was younger.

The opportunity to learn sales. Not from some big name, flash sales guy. From someone like me, who works deals every day, who believes in treating customers fairly, and educating them.

I'm still figuring out the details, but if you know someone who wants to get their foot in the door selling, I would love to speak with them.

06/29/2026

When a longtime business owner decided to leave his bank, he ran into a problem...

The new bank couldn't open a line of credit right away, but he needed access to capital to keep his business moving.

He asked us what we could do.

We got him a $100,000 line of credit with a 24-month term on each draw, no draw fees, and a simple one-time fee at closing.

Most people think of us for equipment financing, but our term loan and line of credit options are great options when the bank says no or can't move fast enough.

06/18/2026

"Personal guarantee required."

Those three words stop a lot of business owners cold.

This week's post breaks down what a personal guarantee in equipment financing actually means for you and your business.

Most business owners see the words "personal guarantee required" and assume the worst. They picture liens on their home. Damage to their credit score. Personal financial exposure that follows them around for years. That reaction is understandable. It is also mostly wrong. Here is what a personal gua...

06/16/2026

Maine businesses!

What's one thing you wish you knew more about when it comes to getting financing for your business?

06/10/2026

Most people think a $75,000 truck is expensive.

Then they discover what businesses pay for the equipment that builds roads, harvests timber, manufactures products, and keeps operations running.

Here are 10 pieces of equipment that often cost more than your dream car—and why businesses finance them every day.

Most people think a $75,000 pickup truck is expensive. Then they discover what businesses pay for the equipment that keeps jobs moving, products flowing, and communities running. Whether it's building roads, harvesting timber, manufacturing parts, or keeping hospitals operational, many of the machin...

06/08/2026

Monday Thought:

Communication

That's it. Sounds super simple, right?

When it's "good" news, it almost always feels simple. You're excited to tell you customer(s).

"bad" news though?

That can be tough, and it's usually where the ball gets dropped.

Even I am guilty of it. A customer pointed out a little while ago my habit of saying "alright, it's all set" when a step is completed, and how to some people that can seem like everything is done.

Now I take the time to clearly explain what items are left. I also have made it standard practice to follow up with an email showing the remaining items. I am finding it helps both the customer and myself keep track of any outstanding items.

Whenever we are making substantial changes to business we want to ensure clients, partners, and vendors are all on the same page.