01/24/2026
Virginia winters are unpredictable. A stretch of mild weather can be followed by a sharp temperature drop, catching homeowners off guard. Pipes that are exposed, poorly insulated, or located in unheated spaces don’t have time to adjust. When temperatures fall rapidly, water inside pipes can freeze and expand, leading to cracks or ruptures.
Coin Claims Services Represents Virginia Homeowners
Coin Claims Services is based in Richmond and works with homeowners throughout Virginia, including Henrico County, Northern Virginia, Charlottesville, Roanoke, and Virginia Beach. As public adjusters, we represent homeowners — not insurance companies.
Our team understands how quickly one cold snap can turn into serious water damage. We help homeowners navigate the insurance process and pursue settlements that reflect the full scope of their loss.
Read more below for tips on how to protect your home.
The Holidays are Over but Winter is Just Getting Started The past week may have felt more like early spring than winter.