Amrit Shehbaz Singh

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Amrit Shehbaz Singh Helped 1,000’s - Protect • Finance • Build
Families • Investors • Business Owners
📍CA, AZ, CO, OH, IN, TX, VA, WA
Lic. #4095605 | NMLS #2490311

10/16/2026

Your Mortgage Could Cost You Double 😳🏡

Did you know a home loan can end up costing you almost double the purchase price? 😳

There are simple ways to cut years and a lot of interest off your mortgage: extra payments, bi-weekly payments, or a shorter term.

Watch till the end and save this before you lock in your loan. 📌

Want to see which option fits your income? DM us "PAYOFF" or book your free consultation. 👇

📞 Call/Text: 951-749-6699
✉️ [email protected]
🌐 bazstate.com
📩 For More Details: DM Us

Amrit Shehbaz Singh
Financial Solutions Specialist
NMLS # 2490311

[Pay Off Mortgage Early, Extra Mortgage Payments, Bi-Weekly Mortgage Payments, Shorter Loan Term, 15 Year Mortgage, Save On Interest, Home Loan, Mortgage Tips, Punjabi California, Riverside California]

10/15/2026

🚨 BIG CHANGE IN MORTGAGE CREDIT SCORES! 🏡

You’ve been paying rent for years, but could those payments finally help you qualify for a mortgage?

In 2026, Fannie Mae and Freddie Mac expanded the use of VantageScore 4.0, giving eligible homebuyers another credit-scoring option.

✅ Rent payment history may now count toward your mortgage credit score.

✅ Utility bills and phone payments may also be considered.

✅ Payment trends over time can provide a more complete picture of how you manage credit.

✅ Limited credit history? You may have additional options worth exploring.

Here’s the catch: Rent, utility, and phone payments generally must be reported to the credit bureaus to be included. Not every lender uses VantageScore 4.0, and approval is never guaranteed.

💡 Previously denied because of your credit score? Your options may be worth another look.

📩 DM “CREDIT” for a personalized mortgage eligibility review.

Amrit Shehbaz Singh
Baz State | Insurance • Mortgage • Lending
📲 951-749-6699
🌐 bazstate.com
NMLS - 2490311

Loan eligibility and terms vary by lender and borrower qualifications.

10/14/2026

Your home has an expiration date. ⏳

Roof, furnace, AC, water heater... every part of a home has a lifespan, and most buyers only find out when the bill shows up.

Save this before you make an offer. 📌

Buying a home and want to plan for the real costs? DM us "HOME" and let's talk numbers. 👇

📞 Call/Text: 951-749-6699
✉️ [email protected]
🌐 bazstate.com
📩 For More Details: DM Us

Amrit Shehbaz Singh
Financial Solutions Specialist
NMLS # 2490311


[Home Maintenance Costs, Home Lifespan, Hidden Costs of Homeownership, First Time Home Buyer, Home Buying Tips, Mortgage Tips, Home Loan, Real Estate Tips, Punjabi California, Riverside California]

10/13/2026

Buy a House First, Then Get Married? 😂🏡

Jokes aside, buying a home comes down to two things: your budget and your monthly payment. 🏡

Want to know what you can actually afford? DM us "BUDGET" and we'll run your numbers. 👇
________________

📞 Call/Text: 951-749-6699
✉️ [email protected]
🌐 bazstate.com
📩 For More Details: DM Us

Amrit Shehbaz Singh
Financial Solutions Specialist
NMLS # 2490311
______________________

[Home Buying Budget, Monthly Mortgage Payment, How Much Home Can I Afford, First Time Home Buyer, Mortgage Tips, Home Loan, Real Estate Tips, Punjabi California, Riverside California]

10/11/2026

Homebuying Mistakes That Could Cost You Thousands 🏡

Thinking about buying a home? Avoid these mistakes first. 🏡

Most buyers only find out what they did wrong after the offer is signed. Watch till the end and save this before you start house hunting. 📌

Not sure where you stand? DM us "HOMEBUYER" and let's map out your next move. 👇

📞 Call/Text: 951-749-6699
✉️ [email protected]
🌐 bazstate.com
📩 For More Details: DM Us

Amrit Shehbaz Singh
Financial Solutions Specialist
NMLS # 2490311

[Homebuying Mistakes, First Time Home Buyer Tips, Home Buying Budget, Local Lender, Mortgage Tips, Home Loan, Real Estate Tips, Punjabi California, Riverside California]

10/10/2026

If Something Happens to You, Who Pays the Bills? 🛡️

You protect your family every day. But what happens to their dreams if your income stops? 🛡️

Most people plan for everything except this.

The best time to plan is while you're healthy, when it's affordable and the choice is still yours.

Want to see what protection could look like for your family? DM us "PROTECT" and let's talk. 👇

📞 Call/Text: 951-749-6699
✉️ [email protected]
🌐 bazstate.com
📩 For More Details: DM Us

Amrit Shehbaz Singh
Financial Solutions Specialist
NMLS # 2490311


[Life Insurance, Family Protection, Term Life Insurance, Income Protection, Financial Planning, Mortgage Protection, Punjabi Community, Punjabi California, Riverside California]

🏡 JUST SOLD! ANOTHER SUCCESSFUL FHA CLOSING! 🎉📍 7608 Citrusmoon Court, Riverside, CAAnother successful closing through t...
10/09/2026

🏡 JUST SOLD! ANOTHER SUCCESSFUL FHA CLOSING! 🎉

📍 7608 Citrusmoon Court, Riverside, CA

Another successful closing through teamwork, smart financing, and strong negotiation! 🤝

✅ 2nd FHA Loan – Helping our client secure another home using FHA financing.

✅ $15,000 Seller Credit – Negotiated to help reduce the buyer’s closing costs.

✅ Closed in Just 20 Days! – Efficient coordination from contract to closing.

✅ Smart Financing Strategy – Secured a 6.6% note rate with a temporary 1-year buydown to 5.6% for the first year.

✅ Teamwork That Delivers – Five Rivers Real Estate × Baz State Mortgage.

Congratulations to our client on this exciting milestone! 🎉

Buying a home isn’t just about finding the right property. It’s about having the right real estate and mortgage professionals working together to make it happen.

Thinking about buying, selling, refinancing, or exploring your mortgage options? Let’s talk!

🏦 MORTGAGE FINANCING

Amrit Shehbaz Singh
Mortgage Loan Officer | NEXA Mortgage
NMLS #2490311
📞 951-749-6699
📧 [email protected]
🌐 www.bazstate.com

🏡 REAL ESTATE

Harman Deep Sodhi
Principal Broker | Five Rivers Real Estate
DRE #01977779
Five Rivers Real Estate | DRE #02246051
📞 714-225-7330

10/09/2026

When someone says, “I need a loan,” mortgage brokers suddenly become the fastest people on the planet. 😂🏃‍♂️

Got a loan enquiry? Let’s make sure you’re ready to move when the opportunity comes.

📞 Call/Text: 951-749-6699
✉️ [email protected]
🌐 bazstate.com
📩 For More Details: DM Us

Amrit Shehbaz Singh
Financial Solutions Specialist
NMLS # 2490311


[ mortgage broker, mortgage loan, home loan, home financing, mortgage services, loan broker, mortgage professional, real estate financing, home buyer, mortgage advice ]

10/08/2026

Don't Let High Rates Stop Your Dream Home 🏡

Don't let high interest rates stop you from buying the home your family deserves. 🏡

Right now, buyers have real negotiation power — seller credits, temporary buydowns, ARMs, rate buydowns. There's more than one way to make the numbers work.

Not every option fits every buyer. The right structure depends on YOUR numbers.

We'll break down every option side by side so you see exactly what fits. DM us "OPTIONS" and let's talk. 👇
________________

📞 Call/Text: 951-749-6699
✉️ [email protected]
🌐 bazstate.com
📩 For More Details: DM Us

Amrit Shehbaz Singh
Financial Solutions Specialist
NMLS # 2490311
______________________

[High Interest Rates, ARM Loan, Rate Buydown, Temporary Buydown, Seller Credits, Mortgage Tips, Riverside California]

10/07/2026

Bank vs Broker: Know Your Options 🏦🆚🏠

One lender, one option. Or access to multiple lenders built around YOU. 🤔

Going to the bank means you get their products, their rates, their flexibility — or lack of it.

Working with a broker means more lenders, more rate options, and someone who actually works for you, not for the bank.

Before you sign anything, compare your options first.

Let's find the right mortgage for you. DM us "COMPARE" and we'll walk you through it. 👇

📞 Call/Text: 951-749-6699
✉️ [email protected]
🌐 bazstate.com
📩 For More Details: DM Us

Amrit Shehbaz Singh
Financial Solutions Specialist
NMLS # 2490311


[Bank vs Broker, Mortgage Broker Benefits, Multiple Lenders, Home Loan Options, Mortgage Tips, Riverside California]

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Los Angeles, CA

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