06/01/2026
Building a pay stub by hand usually means a spreadsheet, a tax table open in another tab, and a quiet worry that one number is off.
The math is where it goes wrong. Federal withholding, state tax, Social Security, Medicare, year to date totals. All of it has to line up.
123PayStubs runs those calculations for you using current IRS withholding tables. The stub you hand over is one you can actually stand behind.
Less double checking. Fewer corrections. More time back.