Primum Risk Strategies, Inc.

11/17/2025

We’re proud to share that Primum Risk Strategies, Inc. has earned Fiduciary Validation from the Validation Institute — recognizing our commitment to transparency, accountability, and putting employers and employees first.
When an employer health plan spends a dollar, it comes from two places:
👉 The company’s profits
👉 The employee’s paycheck
That means every benefits decision is a fiduciary decision.
But here’s the problem — most brokers aren’t fiduciaries.
Their compensation is tied to how much the plan spends.
The more your premiums rise, the more they earn.
That’s not advice. That’s a conflict of interest.
At Primum Risk Strategies, we’ve changed that model.
✅ 100% transparent, client-paid compensation
✅ Data-driven, risk-predictive cost control
✅ Strategies that protect both employers and employees
Fiduciary responsibility isn’t a slogan — it’s our standard.
Because the people who fund your plan deserve more than a broker…
They deserve a fiduciary.

05/06/2024

I spent 20+ years with the insurance carriers who raise your Employer Sponsored Health Plan rates every year. If you're an employer providing a health plan to your employees I'll show you how to break away from them and do something better. I'll show you how to see through their smoke & mirrors. If it's finally time for you to do something about your 2nd largest budget line item, a good place to start is to get to know me. Read the recent article from the renowned Wendell Potter's HEALTH CARE un-covered series about my background, and the changes I'm making for employers like you. Then check out my website or call me.
primumriskstrategies.com

01/14/2023

03/21/2022

It’s National ! It’s a time to honor women's accomplishments in business and look at how far they’ve come. It is also a perfect opportunity to ensure your company has the proper coverage it needs to continue its success! (815) 742-2066 or https://primumriskstrategies.com

03/21/2022

What is an HMO plan? An HMO health insurance plan is typically lower in price and gives you access to the doctors and healthcare facilities within the Health Maintenance Organization (HMO) network. The lower premiums also make these plans very popular. Need help selecting a plan? We’re here to help. (815) 742-2066 or https://primumriskstrategies.com

03/20/2022

Happy first day of Spring! 🌺

03/19/2022

It's time to let in the sunshine and make your home spotless! A good spring cleaning also keeps your home environment much safer, as cluttered areas can pose a risk of fire. Here are 5 tips to help make your spring cleaning easier:
✨ Start at the top.
📦 Remove the clutter.
↪️ Develop a good cleaning sequence.
🧼 Deep clean your carpets.
🔋 Replace your batteries.
(815) 742-2066 or https://primumriskstrategies.com

03/18/2022

: “Mortgage insurance is life insurance.” Mortgage protection life insurance pays off your mortgage if you die before you have paid off your mortgage. It protects the home buyer and may be the best type of insurance for homebuyers who are unable to qualify for term life insurance. Contact our team of expert agents to understand your options. (815) 742-2066 or https://primumriskstrategies.com

03/17/2022

Happy St. Patrick's Day! ☘️

03/16/2022

Hackers are one of the most common cybercriminals. They may install malware through a weakness in system security, allowing them to capture passwords, keystrokes, access bank accounts, and business operations. If you’re unsure if your computer system is protected, a security consultant can evaluate your system and install security features to reduce the chances of hacking. (815) 742-2066 or https://primumriskstrategies.com

03/15/2022

: When shopping around for insurance, it's important to not base your decision on price alone. While competitive prices are essential, a company that offers quality customer service and is financially sound is equally important. Select an insurance company that will efficiently respond to your needs and guide you through the claims process. (815) 742-2066 or https://primumriskstrategies.com