04/14/2026
Here’s why I don’t subscribe to the thought that you need to earn a million dollars to be a millionaire:
So many people have earned tens of millions and still ended up broke 💔
MC Hammer made $33 million and filed for bankruptcy. Mike Tyson earned over $300 million in his career — gone. Nicholas Cage, TLC, Mariah Carey — the list goes on.
The income was never the problem.
The millionaires who stay millionaires, they don’t just earn. They accumulate. They don’t wait for a big payday. They build.
For me, that means having non-negotiables that take the guesswork out of how I save, invest & build wealth.
Here are some of those non-negotiables:
✦ Save a minimum every month — no matter what. Even if it’s $25. That’s my floor and I don’t go below it.
✦ Never let my liquid reserves fall below 5–6 months of expenses
✦ Don’t invest in single stocks, invest in a basket of stocks for diversification
✦ Never invest money I can’t afford to leave alone for a year, to avoid short term capital gains tax
✦ Don’t chase trends, no panic buying, no panic selling
You don’t need $1M to start. You need the will power to continue.
Save this 📌 and share.. do you have non-negotiables for your money? Drop it below 👇🏾
