Cornerstone Licensing

Cornerstone Licensing We are the premier state licensing and insurance provider to Financial Service companies In short — we know licensing.

With 25 years of experience and 500k completed filings, Cornerstone Licensing Services has grown to be one of the largest, highest-rated, and most experienced licensing companies in the industry. Our team of licensing experts has deep knowledge and trusted relationships with each state and jurisdiction, allowing us to navigate the complex cycle of licensing so you can focus on what you truly do be

st - growing your business. We give you a solution that frees you from the burden of licensing – one that’s done right, on time, every single time.

The structure of a transaction can have a major impact on collection agency licensing, and it’s something that should be...
09/02/2026

The structure of a transaction can have a major impact on collection agency licensing, and it’s something that should be considered well before a deal closes. Our latest article looks at change of control in collection agency licensing, including how stock and asset transactions can create very different licensing requirements.

A few of the issues we cover:
• When an ownership change can trigger re-licensing
• How stock vs. asset transactions affect existing licenses
• Why licensing timelines should be built into the transaction strategy
• Steps companies can take before closing to minimize operational gaps

If an acquisition, sale, or ownership change is on the horizon, understanding the licensing implications up front can make for a much smoother transition.

Read the full article, linked in the comments below

09/01/2026

Stablecoin structures often get discussed at a high level. Licensing risk usually sits in the details of who receives value, who redeems it, and who controls the movement between those points.

In this clip from our Crypto Licensing webinar, Tobias Moon and Ryan Cimo explain why issuers and redeemers are often the first roles regulators focus on, and where reserve managers, FBO structures, and agent of the payee arrangements can change the analysis.

The structure, the contracts, and the state-by-state treatment are all important factors.

The full webinar is available to watch on demand, linked in the comments below.

08/31/2026

FINAL NOTICE: Today is the deadline for the NMLS individual disclosure question update.

Associated individuals must complete the revised MU2 and MU4 disclosure questions by August 31, 2026. If they do not, NMLS can block related MU1 and MU3 company and branch filings.

For companies preparing amendments or heading into renewal season, this is a same-day record check. Confirm that control persons, branch managers, licensed MLOs, and qualifying individuals have completed the update before a missed record slows the rest of the filing process.

08/27/2026

Early outreach to regulators sounds smart. It can also create problems if your model is not fully mapped first.

In this clip from our recent Crypto Licensing webinar, Tobias Moon, Partner at Chapman & Cutler, explains why companies need to be careful when approaching state regulators too early, especially if the regulator may characterize the product differently than the company does. His example shows how a casual conversation can turn into a licensing issue with back fees attached.

Product design, licensing analysis, and messaging need to line up before those conversations happen.

The full webinar is available to watch on demand, linked in the comments below.

Massachusetts is enforcing its updated money transmission licensing requirements. Businesses that did not secure or tran...
08/26/2026

Massachusetts is enforcing its updated money transmission licensing requirements. Businesses that did not secure or transition to the required license by July 1, 2026 must stop licensable money transmission activity in Massachusetts until licensed.

If you operate in Massachusetts, review your NMLS record and confirm your standing.

The NMLS disclosure update deadline is Aug. 31, 2026. All MU2 and MU4 filers need to update and attest to the revised di...
08/25/2026

The NMLS disclosure update deadline is Aug. 31, 2026. All MU2 and MU4 filers need to update and attest to the revised disclosure questions, and companies may be blocked from submitting NMLS filings until associated individuals complete the update. That includes new applications, amendments, and responses tied to state licensing activity.

08/24/2026

One of the fastest ways to slow down a licensing review is to make regulators work too hard to understand your funds flow.

In this clip from our recent Crypto Licensing webinar, Ryan Cimo, CEO of Fraxtional, explains why flow of funds should be visual first, not narrative first, and why the redemption path needs as much detail as the deposit path. That point gets missed all the time, especially in stablecoin and digital asset models.

If the money comes in clearly on paper but the path back out is vague, expect questions.

The full webinar is available to watch on demand, linked in the comments below.

Fourteen years is a remarkable milestone, and we’re proud to celebrate Paige Stegall today.As a Senior Licensing Special...
08/21/2026

Fourteen years is a remarkable milestone, and we’re proud to celebrate Paige Stegall today.

As a Senior Licensing Specialist, Paige has shown a deep commitment to excellence and client satisfaction throughout her time at Cornerstone. Her experience and consistency have helped support both our clients and our team for well over a decade. Long-term trust is earned, and Paige has built that through the quality of her work and the high standard she brings to it every day.

Paige, thank you for 14 years of outstanding work. We truly appreciate all you’ve contributed.

FinCEN no longer BOI reporting for U.S. companies. Current FinCEN guidance says domestic entities are exempt, and U.S. p...
08/20/2026

FinCEN no longer BOI reporting for U.S. companies. Current FinCEN guidance says domestic entities are exempt, and U.S. persons are no longer subject to BOI reporting under the Corporate Transparency Act. Foreign reporting companies still have limited BOI obligations for foreign individuals.

Address

9755 Dogwood Road
Roswell, GA
30075

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+18556507318

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