Legalshield Independent Associates Jim & Kay Holliday

Legalshield Independent Associates Jim & Kay Holliday Professional Services, Arts & Entertainment, Community & Government, Event, Food & Restaurant, Home, Legal Shield makes that a reality.

Identity Theft protection and access to the judicial system are both very important for people to have and we provide both at a very reasonable monthly membership fee. We normally only think of having a lawyer to give us advice or legal counsel when we have a serious situation to deal with if money was not an object, we would get that advice and counsel on even minor things we deal with as a part of living.

This ever happened to you?  We can help!  Someone probably was texting and forgot they were driving. LOL
04/18/2014

This ever happened to you? We can help! Someone probably was texting and forgot they were driving. LOL

Smart Phone Security Article Very informative information for smartphone users.Smartphone SecurityMake the most of your ...
04/15/2014

Smart Phone Security Article Very informative information for smartphone users.
Smartphone Security
Make the most of your smartphone
Make the most of your smartphone by taking steps to use it
securely. Here we share insight and advice from the Federal
Communications Commission (FCC).
Operating-System-Specific Tips
The FCC, in public-private partnership between government
experts, smartphone developers, and private IT and security
companies, created the Smartphone Security Checker to help
consumers keep their smartphones—or at least the data on the
phones—secure.
The Director of Public-Private Initiatives at the FCC, Jordan
Usdan, described it like this:
“The FCC’s Smartphone Security Checker provides numerous
resources, including tips and easy-to-follow instructions,
to help consumers take steps to guard against smartphone
security threats.” Adding, “Mobile cybersecurity threats are
growing, and it’s important to understand how to protect your
smartphone just like you protect your computer.”
Gain access to the Smartphone Security Checker at www.fcc.gov/
smartphone-security. Choose your mobile operating system and
click on “Generate Your Checker.” Then, follow the 10 customized
steps to secure your mobile device.
General Mobile Security Tips
The following tips for smartphone security come directly from
the FCC and the Department of Homeland Security’s Stop.Think.
ConnectTM Campaign:
1. Set PINs and passwords. To prevent unauthorized access to
your phone, set a password or Personal Identification Number
(PIN) on your phone’s home screen as a first line of defense
in case your phone is lost or stolen. When possible, use a
different password for each of your important log-ins (email,
banking, personal sites, etc.). You should configure your phone
to automatically lock after five minutes or less when your phone
is idle, as well as use the SIM password capability available on
most smartphones.
2. Do not modify your smartphone’s security settings.
Do not alter security settings for convenience. Tampering with
your phone’s factory settings, jailbreaking, or rooting your
phone undermines the built-in security features offered by
your wireless service and smartphone, while making it more
susceptible to an attack.
3. Backup and secure your data. You should backup all of the
data stored on your phone—such as your contacts, documents,
and photos. These files can be stored on your computer, on a
removal storage card, or in the cloud. This will allow you to
conveniently restore the information to your phone should it be
lost, stolen, or otherwise erased.
4. Only install apps from trusted sources. Before downloading
an app, conduct research to ensure the app is legitimate.
Checking the legitimacy of an app may include such thing
as: checking reviews, confirming the legitimacy of the app
store, and comparing the app sponsor’s official website with
the app store link to confirm consistency. Many apps from
untrusted sources contain malware that once installed can steal
information, install viruses, and cause harm to your phone’s
contents. There are also apps that warn you if any security risks
exist on your phone.
5. Understand app permissions before accepting them.
You should be cautious about granting applications access to
personal information on your phone or otherwise letting the
application have access to perform functions on your phone.
Make sure to also check the privacy settings for each app
before installing.
6. Install security apps that enable remote location and
wiping. An important security feature widely available on
smartphones, either by default or as an app, is the ability to
remotely locate and erase all of the data stored on your phone,
even if the phone’s GPS is off. In the case that you misplace
your phone, some applications can activate a loud alarm, even
if your phone is on silent. These apps can also help you locate
and recover your phone when lost.
Click here to use the Smartphone Security Checker
A service of the Investigators of Kroll Advisory Solutions
These materials are derived from the research and discovery activities of Kroll Advisory Solutions Fraud Specialists and Licensed Investigators, and have been gathered from personal, historical,
and aggregated experience performing specialized restoration services on behalf of Identity Theft victims. While believed to be accurate, these materials do not constitute legal advice, and are
not guaranteed to be correct, complete or up-to-date. No part of this document may be reproduced, transmitted, transcribed, stored in a retrieval system, or translated into a language or computer
language, in any form by any means, electronic, mechanical, optical, chemical, manual or otherwise, without the express written consent of Kroll Advisory Solutions. These materials are provided for
informational purposes only. MEM-054-2013-1-8
Smartphone Security
7. Accept updates and patches to your smartphone’s
software. You should keep your phone’s operating system
software up-to-date by enabling automatic updates or
accepting updates when prompted from your service
provider, operating system provider, device manufacturer,
or application provider. By keeping your operating system
current, you reduce the risk of exposure to cyber threats.
8. Be smart on open Wi-Fi networks. When you access a
Wi-Fi network that is open to the public, your phone can be
an easy target of cybercriminals. You should limit your use
of public hotspots and instead use protected Wi-Fi from a
network operator you trust or mobile wireless connection
to reduce your risk of exposure, especially when accessing
personal or sensitive information. Always be aware when
clicking web links and be particularly cautious if you are
asked to enter account or log-in information.
9. Wipe data on your old phone before you donate, resell,
or recycle it. Your smartphone contains personal data you
want to keep private when you dispose your old phone.
To protect your privacy, completely erase data off of your
phone and reset the phone to its initial factory settings.
Then, donate, resell, recycle, or otherwise properly dispose
of your phone.
10. Report a stolen smartphone. The major wireless service
providers, in coordination with the FCC, have established a
stolen phone database. If your phone is stolen, you should
report the theft to your local law enforcement authorities and
then register the stolen phone with your wireless provider.
This will provide notice to all the major wireless service
providers that the phone has been stolen and will allow for
remote “bricking” of the phone so that it cannot be activated
on any wireless network without your permission.

Earlier this week, the Commission approved two items that use innovative approaches to free up spectrum for broadband. One order utilizes spectrum sharing in the AWS-3 band to make airwaves currently used by government available for flexible, commercial use. Another order is taking 100 MHz of...

News Media coverageMany of the largest and most respected media outlets in the nation are seeking insights and tips from...
04/12/2014

News Media coverage
Many of the largest and most respected media outlets in the nation are seeking insights and tips from LegalShield to inform their readers across the nation on the best ways to avoid scams and be protected from every day legal and identity theft issues.

Likewise, consumers should look to LegalShield as their go-to source for protection from existing and emerging issues/scams that could potentially pose a threat to their well-being. The links below provide a summary of the press coverage and a one-sheet sales tool that can be used to showcase how LegalShield is considered an authority by trusted, prominent and reputable outlets.

Most Recent Press

Be sure to view and utilize the latest press quoting LegalShield's CEO Rip Mason! You can access these in the news section of Associates Only or in the "Newsroom" at www.legalshield.com.

Tax Return Scams - FoxBusiness News article, featuring LegalShield CEO Rip Mason http://www.foxbusiness.com/personal-finance/2014/04/08/dont-lose-your-tax-return-to-scammer/



Summary of coverage: www.legalshield.com/pdf/blasts/LegalShieldTaxScamsPressCoverage.pdf

One-sheet highlight: www.legalshield.com/pdf/blasts/TaxScamsPressCoverageSummary.pdf

Get help with legal advice & services from LegalShield. Our pre paid legal services give you access to an attorney so you can Live More & Worry Less.

04/10/2014

The Better Business Bureau’s “Secure Your ID Day”
Throughout the United States, many local Better Business Bureaus
(BBB) are observing Secure Your ID Day at some point during the
month of April. Among other activities, the BBB offers a set of tips
titled “Everyday Habits to Safeguard Your Identity.” Here we share
a handful of their tips and add our own insight:
BBB: Secure your personal documents at home, especially if you
have roommates, employ outside help, or are having work done in
your house.
Make this routine in your home by having a lockable cabinet, safe,
or lockbox in which you store your personal documents including
account statements, Social Security cards, tax returns, etc. Locate
the cabinet in a less-traveled part of your home.
BBB: Never use email to communicate sensitive personal
information such as your user name, password, Social Security
number or credit card number.
Email can be intercepted and viewed so it is not a secure way to
transmit personal data. You can take steps to encrypt your email
messages, however. If you choose to encrypt, be sure to provide
the encryption key via a separate communication.
BBB: Never respond to emails requesting to “verify” your personal
information and identifiers. Your bank, credit card company, online
payment system, the IRS—none of these types of organizations
will call or email asking for your confidential information.
It’s April and many people are interacting with the IRS. Scammers
love to pretend to represent the IRS and send an email asking for
money or personal information. Don’t respond to an email (or text
message) that appears to be from the IRS.
BBB: Pay attention to your billing cycles. If bills do not arrive on
time, follow up with your creditors.
A missing bill may be a sign that someone took over your account
and changed the mailing address to keep you from seeing the
charges made to the account. If you don’t receive an account
statement when expected, check with the sender to verify your
account hasn’t been changed and/or used without your authority.
Click here to see the rest of the tips shared by the Better Business
Bureau and help safeguard your identity by putting the tips into
practice. Also, visit www.bbb.org to determine if your local BBB is
participating in Secure Your ID Day.

04/08/2014

Tax Tips

9 Must Read Tax Preparation Tips

April 6, 2014 - LegalShield

Newsletter-image-taxtipsThe deadline to file your taxes is right around the corner. Whether you hire a professional tax service, use software, file online or via mail these tips are designed to help you make the right decisions.

Procrastination Costs Money – Many individuals put off filing their taxes until the last minute, but waiting may be costly. The pricing of tax preparation services often increases as filing deadlines approach. Disorganized late filers may pay late fees, miss key deductions or make costly mistakes.
Extensions – The IRS allows a six-month filing extension until October 15th. You must file Form 4868 before the April 15th deadline to request an extension. If you owe money, you will be subject to late fees if the full amount is not paid by April 15th. The Canadian Revenue Agency does not allow for late filing; however, if you cannot make your full payment you can avoid late-filing penalties if you file your return before the April 30th deadline.
Documents – If you do not have adequate documentation to prove your deductions are legitimate you could end up in hot water. Do not claim anything you cannot back up with documentation. Save copies of your return as well as all of the receipts and other documents you use to prepare your taxes. You may need them in the future.
Select Professional Preparers Carefully – Professional tax preparation can be invaluable to businesses and individuals with complex personal finances. If you decide to utilize a professional tax preparer find someone you can trust and always make sure they sign the return. Click here to read Ten Tips to Help You Choose a Tax Preparer.
Online Filing – Online tax preparation and filing is quickly growing in popularity. You may be eligible for free online filing if you meet certain income requirements (learn more U.S. and Canada).
Direct Deposit – The IRS and Canadian Revenue Agency (CRA) offer direct deposit for refund payments. The earlier you file the faster you can get your refund via direct deposit.
Security – Whether you file online or use a professional you must keep your personal information safe. Tax returns are a goldmine for identity thieves. Never store sensitive information on public computers or transmit financial information through unsecured Wi-Fi. Also, keep paper copies of your return in a safe location.
Avoid Scams – Tax scams can come in all shapes and sizes. Be cautious. If you have any questions or feel you may be the victim of a scam call your LegalShield provider law firm. Click here to read the IRS’ Dirty Dozen Tax Scams for 2014.
Check Your Work – No matter how you prepare your tax filing you should always double-check the work. Compare your current return to last year’s. Unless you have experienced major financial changes your refund or the amount you owe should be similar to the prior year.

01/29/2014

Just had a huge problem pop up. Talked with my law firm and they are writing a letter on my behalf and I feel a huge sense of relief. Did nothing wrong but had to defend myself just the same. Thanks to the attorney at the law firm, I can sleep good tonight.

01/09/2014

New Year, new resolutions !! Their are people who could use extra monthly income for their family. I need help with my business and would really appreciate the opportunity to talk with anyone you know who could use another stable income source. Just ask them to go to www.365.buildlastingsuccess.com and spend about 40 minutes getting information. They can then contact me if they then have a interest in seeing if they qualify or not.

Tis the season for enjoying the festive atmosphere, enjoy family, church activities and enjoy the building excitement of...
12/17/2013

Tis the season for enjoying the festive atmosphere, enjoy family, church activities and enjoy the building excitement of children as they anticipate that glorious day when Santa comes, but unfortunately, many will fall victim of the number one consumer complaint in America according to the Federal Trade Commission ---IDENTITY THEFT ---. Go to www.typesofidtheft.com and beware of the types if ID theft. Enjoy the season as we celebrate the birth of our Lord.

11/06/2013

I am listening to one minute audios aimed at helping me grow emotionally, spiritually and personal. Some of the audios seem to be appropriate for a lot of people so I thought that I would share them on this page. Take a listen and let me know what you think about the idea. Go to http://www.cshughes.com/wp-content/uploads/2010/07/OMM-Hurt-People-Hurt-People.mp3 to listen to this one minute audio.

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