06/18/2026
📢 IRS Announces Higher HSA & HDHP Limits for 2027
The IRS has released the 2027 inflation-adjusted limits for Health Savings Accounts (HSAs) and High Deductible Health Plans (HDHPs), giving employees more opportunities to save for healthcare expenses tax-free.
🔹 2027 HSA Contribution Limits
✔️ Self-only coverage: $4,500 (up from $4,400)
✔️ Family coverage: $9,000 (up from $8,750)
✔️ Age 55+ catch-up contribution: $1,000 (no change)
🔹 2027 HDHP Minimum Deductibles
✔️ Self-only: $1,750 (up from $1,700)
✔️ Family: $3,500 (up from $3,400)
🔹 2027 HDHP Maximum Out-of-Pocket Limits
✔️ Self-only: $8,700 (up from $8,500)
✔️ Family: $17,400 (up from $17,000)
💡 Employers sponsoring HDHPs should begin reviewing plan designs, employee communications, payroll processes, and contribution elections to ensure compliance with the new limits for the 2027 plan year.
Planning ahead now can help employees maximize their tax-advantaged savings while avoiding excess contribution issues.
Questions about how these changes may impact your organization? We're here to help.
🔗 Read more: https://hrpro.com/blog/hsa-hdhp-limits-will-increase-for-2027/