Towerpoint Wealth

08/31/2026

Believe it or not, summer is almost over! ☀️

That means our summer intern, josephine eschleman is getting ready to head back to school and continue her educational journey at Saint Mary’s College!

We’re so grateful to Josephine for spending her summer with us at Towerpoint Wealth and for all the energy, curiosity, and enthusiasm she brought to our team.

We hope her time with us has given her a little wealth of knowledge 😉 and some valuable tools and experiences she can carry with her as she continues her higher education.

Thank you for spending your summer with us, Josephine. We’ll miss having you around the office and wish you all the best in the school year ahead! 💙📚

08/27/2026

Will your heirs be ready for their inheritance?

Passing down wealth is about more than deciding who gets what. It’s also about preparing the next generation for the decisions and responsibilities that may come with it.

In the latest edition of The Briefing, we explore how families can start the conversation earlier, prepare heirs for managing inherited wealth, and build a more thoughtful approach to wealth transfer.

Because an inheritance can transfer assets — but preparation can help transfer the knowledge needed to manage them well.

📖 Read the latest edition of The Briefing:

https://towerpointwealth.com/will-your-heirs-be-ready-for-their-inheritance/

When's the last time you had a conversation with your children about their inheritance? For many families, inheritance planning is something that happens largely behind the scenes. Parents typically work with financial advisors and estate planning attorneys to decide how they eventually want their w...

08/11/2026

🏡 isn’t just about what happens to your assets — it’s about making sure the people you care about understand your wishes and have a clear path forward.

In this week’s Trending Today, we break down the differences between a living will and a trust, the role each can play in your overall plan, and why understanding these tools before retirement can help you and your family prepare for the future.

🔗 Click the link below to read the full article:
https://towerpointwealth.com/living-will-vs-trust-what-your-family-should-understand-before-retirement/

If you're preparing for retirement, you've likely started thinking about your financial future and the plans you'll put in place for your family. This is often when estate planning starts to come more into focus. As you begin reviewing your options, you'll likely hear documents like a living will, a...

08/05/2026

A great career doesn't always start with a corner office. Sometimes, it starts at the front desk.

Lori Heppner's journey from receptionist to founder of Towerpoint Wealth is a story of hard work, perseverance, and a commitment to always putting clients first. Along the way, she learned that success isn't defined by where you begin, but by your willingness to keep learning, growing, and serving others.

If you're looking for inspiration, leadership lessons, or a behind-the-scenes look at what shaped our firm's values, this is a story worth reading.

👇 **Click the link below to read the full article.**

https://towerpointwealth.com/from-receptionist-to-founder-my-journey-in-financial-services/

When people ask how I got into financial services, they're usually surprised by my answer. I didn't grow up dreaming of a career in wealth management, and I certainly didn't imagine I'd one day help build an independent firm from the ground up. Like a lot of people starting out, I was simply trying....

07/30/2026

Earlier this month, our Investment Committee came together for one of our regular strategy meetings to review current market conditions, evaluate portfolio positioning, and discuss opportunities to enhance our investment models.

These meetings are an important part of our disciplined investment process, allowing our team to collaborate, challenge ideas, and make thoughtful decisions based on research rather than emotion. Our commitment is to continuously monitor the markets and position client portfolios with a long term perspective in mind.

At Towerpoint Wealth, your financial future deserves more than guesswork. It deserves a team dedicated to staying informed every step of the way.

07/28/2026

As we move through the second half of the year, one thing has become clear: the headlines don't always tell the full story.

Inflation. Interest rates. Federal Reserve decisions. Global conflicts. Election uncertainty.

While the news cycle has been filled with reasons to worry, the markets have often told a very different story.

In our latest Trending Today, we take a step back from the daily noise and explore what has really driven markets in 2026, what investors should be paying attention to, and five practical actions you can take to keep your financial plan on track.

Whether you're preparing for retirement, growing your wealth, or simply trying to make sense of today's economy, this article provides clear, actionable insights to help you stay focused on what matters most.

📖 Read the full article here:
https://towerpointwealth.com/mid-year-market-outlook-looking-beyond-the-headlines/

The first half of 2026 brought no shortage of headlines centered on inflation, changing interest rate expectations, global conflicts, and political developments, often making those concerns feel like the defining story for investors.Based on the news cycle alone, it would have been easy to assume th...

07/20/2026

It's been several weeks since Kevin Warsh officially took over as Chairman of the Board of Governors of the Federal Reserve System.

When the announcement was made, there was no shortage of headlines and predictions. Some expected to change dramatically. Others anticipated a major shift in market direction.

But now that the initial excitement has settled, has the hype actually lived up to reality?

In our latest blog, we take a step back to examine what's happened since Warsh took the helm, what has—and hasn't—changed, and why long-term investors may be better served by focusing on economic fundamentals rather than who's sitting in the Chair's office.

If you've been wondering whether the new Fed Chair should change your investment strategy, this article is for you.

📖 Click the link below to read the full article and discover what really deserves your attention.

https://towerpointwealth.com/kevin-warsh-fed-chair-what-investors-need-to-know/

Why Investors Pay Too Much Attention to Who Runs the Federal Reserve Key Takeaway: A new Federal Reserve Chair may generate headlines, but history suggests it rarely changes the long-term principles of investing. Rather than focusing on personalities, successful investors are better served by unders...

07/13/2026

Think you're too late to build a comfortable retirement?

Think again.

Many people don't begin seriously saving for retirement until their 40s or 50s. While starting earlier offers advantages, the truth is that it's not too late to make meaningful progress. With the right strategy, disciplined saving, and smart planning, you can still strengthen your financial future.

In our latest article, we explore:
• Practical strategies to help accelerate your retirement savings.
• How catch-up contributions can work in your favor.
• Ways to make the most of the years you have left before retirement.
• Why having a plan matters more than dwelling on when you started.

No matter where you are on your financial journey, taking action today can make a meaningful difference tomorrow.

Click below to read the full article and discover the steps you can take today to help build a more confident retirement. ⬇️

https://towerpointwealth.com/you-started-saving-late-for-retirement-heres-what-can-still-make-a-difference/

It’s easy to assume retirement planning is meant to follow one predictable path. It’s the traditional retirement journey that you most often hear about: start saving in your 20s, increase contributions throughout your career, and gradually build enough to retire comfortably. In reality, that’s...

07/10/2026

Congratulations to Nathan P. Billigmeier, CIMA®, Director of Research and Analytics, on earning the prestigious Certified Investment Management Analyst® (CIMA®) designation.

The CIMA® certification is one of the financial industry's most respected credentials for investment professionals, requiring rigorous education, advanced study in portfolio construction, risk management, behavioral finance, and ongoing professional development. It reflects a deep commitment to delivering sophisticated, evidence-based investment strategies.

For Nathan, this achievement represents years of dedication to continually expanding his knowledge and sharpening the expertise he brings to Towerpoint Wealth every day. As the leader of our investment research and portfolio strategy, Nathan plays a critical role in evaluating investment opportunities, overseeing portfolio implementation, and helping ensure our clients' financial plans remain aligned with their long-term goals.

Most importantly, this accomplishment benefits the people we serve. Our clients can feel even more confident knowing their portfolios are supported by a team that is committed to lifelong learning, professional excellence, and fiduciary advice rooted in their best interests.

Please join us in congratulating Nathan on this outstanding achievement!

07/08/2026

What does your dream retirement look like?

In our latest blog, Michelle Venezia, Senior Client Experience Manager at Towerpoint Wealth, shares five destinations she'd love to visit in retirement and reflects on how thoughtful financial planning can help turn lifelong travel dreams into reality.

Retirement isn't just about building wealth—it's about creating the freedom to enjoy the experiences that matter most.

Click the link below to read the full article and start imagining your own retirement adventures.

https://towerpointwealth.com/five-places-id-love-to-visit-in-retirement/

By Michelle Venezia, Senior Client Experience Manager, Towerpoint Wealth The Best Part of My Job? Hearing Your Stories. One of my favorite parts of working at Towerpoint Wealth is getting to know our clients beyond their financial plans. Every day, I have the opportunity to welcome them into our off...