Apex Business Lab

05/17/2023

This might affect you? ..... # Adjustable-Rate Loans are changing #

Companies that provide adjustable-rate mortgages, student loans, home equity lines of credit, reverse mortgages, and credit cards are ending their use of a popular interest rate index, which expires June 30, 2023.

05/16/2023

CFPB # to distribute more than $22 million to consumers # due to credit repair scams

More than 6,500 consumers who were misled by false promises and paid fees to Burlington Financial Group will receive checks in the mail this month.

05/15/2023

Credit Report # Under $5000 # Already Paid # Medical Debt #

The nationwide credit reporting companies have removed medical collections already paid, under $500 or less than a year old from consumer credit reports. Have medical debt? Here’s what you should know.

04/09/2023

FTC explains How to recover your hacked email or social media account

There are lots of ways to protect your personal information and data from scammers. But what happens if your email or social media account gets hacked?

04/07/2023

Types of Debt Collection

04/07/2023

What is a debt buyer? A debt buyer is a company that buys delinquent debts for pennies on the dollar. They’re also known as “junk debt buyers” or JDBs for short.

04/06/2023

Why Care About Identity Theft?

This video shows what happens when someone learns the hard way why she should care about her identity. Learn more about identity theft at https://www.ftc.gov...

04/05/2023

Generally, debt collectors may not contact you at an unusual time or place, or at a time or place they know is inconvenient to you, and they are prohibited from contacting you before 8 a.m. or after 9 p.m.

There is an updated version of this video here: https://youtu.be/eqzAFQ67t0MIf you are behind in paying your bills, you can expect to hear from a debt collec...

04/04/2023

Thinking about purchasing a car from a Private Seller......

Can you get a loan for a used car if you're buying it from a private seller? The answer might surprise you.

04/04/2023

I'm 18 & I want a credit card......Just Become an Authorized User

Find out if you can get a credit card at 18. Learn about credit card options for 18-year-olds and alternatives that can help you build credit early.

04/03/2023

The seal of the Federal Trade Commission was adopted at the time of the agency’s creation in 1915. Designed by TIFFANY AND CO., which at the time designed MANY of the seals used by government agencies.

04/03/2023

The Federal Trade Commission is responsible for enforcing antitrust laws that protect competition and prevent monopolies. The FTC also provides information and education to the public about their rights and to help them make informed decisions when dealing with businesses.