Robert Davidson, Financial Services Professional with Nylife Securities LLC

05/16/2022

This article highlights how retirees could potentially receive their largest Social Security cost-of-living increase next year to ease the pain of rising inflation.

The 2023 cost-of-living adjustment, or COLA, could be as high as 8.9%, according to an analysis from The Senior Citizens League, a nonpartisan seniors advocacy group.

05/12/2022

If you’re retiring early, congratulations! This article provides tips on how to navigate this transition proactively and with care.

Many people are retiring early. The St. Louis Federal Reserve reported that upwards of 3 million Americans retired early due to the COVID-19 pandemic. If you weren’t among that group that retired early, it’s good to remain working for a bit longer if you can for two main reasons

05/09/2022

This column addresses questions you may have about the maximum Social Security benefit an individual can receive, taking benefits early in order to invest them privately, and spousal benefits.

Today's Social Security column addresses questions about the maximum Social Security benefit an individual can receive, taking benefits early in order to invest them privately and overpayment of spousal benefits after filing and suspending.

05/05/2022

Here’s 12 reasons why you should max out your Roth IRA contributions every year.

We’re about a week away from a certain day in April (now April 18) that’s known to most people only as the dreaded tax day, but it's also the deadline to make contributions to an IRA (and an HSA if you're eligible) for 2021. Contributing to a Roth IRA can be particularly beneficial.

05/02/2022

Lack of retirement savings has been a longstanding societal problem with gaps persisting across many demographic factors, but new research shows an additional opportunity to help workers save more. Here’s how.

This simple change in wording can make a dramatic difference.

04/28/2022

Here’s what IRA owners doing estate planning need to know about the proposed rules on required withdrawals for heirs of these retirement accounts.

The rules on inherited retirement accounts are getting less generous—and more complicated.

04/25/2022

If you’re worried about your finances or feel uncertain about the future, these tips from financial experts can help you wisely budget for the unknown.

Budgets are flexible tools that can help keep you on track for almost any financial goal. But how should you adjust your budget when the world becomes uncertain? “With the world repeatedly dropping surprise and horror upon our doorsteps over the last few years, people are understandably feeling l

04/21/2022

Are you self-employed? Here’s what you need to know to make the most of your Social Security benefits.

As someone who’s been self-employed for nearly two decades, saving for retirement is a challenge.

04/19/2022

04/18/2022

This article explores the importance of longevity planning for retirement and how identifying what you will do, where you will do it, and with whom, is critical to your wellbeing in life after work.

Tom Brady is back. Not all of us have an open multimillion dollar contract to return to work, but all of us must do more than financially plan for retirement. We must prepare for living in retirement. Brady's retirement remorse is a risk for all of us. Here's how to plan for the life ahead.

04/17/2022

Worried you may not have enough saved for retirement? That's what I'm here for. Reach out and I can help you identify insurance solutions, investments, and strategies to make your savings last.

Are you planning for retirement and concerned about your savings? New York Life can help you identify the insurance and investment solutions to make them last.

04/16/2022

When it comes to retirement, more income means less worry. Learn how New York Life's deferred income annuities can help.

Wouldn't it be nice if you had a consistent monthly income to rely on, even after you retire? Secure a steady income with deferred annuity from New York Life!