Mortgage Capital Trading - MCT

09/08/2026

MCT is heading to Las Vegas for the ACUMA (American Credit Union Mortgage Association) Annual Conference.

Connect with Bill Shirreffs, Head of MSR Services, and Chad Stone, Regional Sales Director, to discuss your mortgage pipeline, MSR strategy, and the opportunities ahead.

Need guidance managing your MSR portfolio? Schedule time with Bill for a deeper conversation around your current strategy, market considerations, and next steps.

Whether you’re looking for a quick hello or a more in-depth strategy session, the MCT team is ready to connect and share insights that support where you’re headed next.

Schedule a meeting with MCT at ACUMA - https://mct-trading.com/mct-event-registration/

08/31/2026

Exceeding profitability targets is paramount to what Capital Bank does. For Lisa Lang, Executive Vice President at Capital Bank, N.A., MCT plays an important role in supporting that goal by fitting into the bank’s broader strategy for scalable, sustained growth and providing the analytics needed to make informed decisions along the way.

In this video, Lisa shares her perspective on success with MCT and where she sees the mortgage industry heading next. Thank you, Lisa, for taking the time to share your insights and experience with our team.

08/25/2026

What if you could see exactly how your borrower pricing compares to the market before making a margin adjustment? In this webinar, MCT’s Sarah Hellman and Page Woodall introduce Lender Analytics Advanced, a new level of mortgage business intelligence that gives capital markets teams real-time visibility into front-end pricing, ex*****on performance, and market trends.

View the recording to see how the platform quantifies the impact of pricing decisions, benchmarks your performance against peers, and uncovers new opportunities to improve profitability.

Join MCT's Sarah Hellman as she introduces Lender Analytics Advanced, a new level of mortgage business intelligence that gives capital markets teams real-time visibility into front-end pricing, ex*****on performance, and market trends.

08/20/2026

In this video, Christopher Naylor, Chief Revenue Officer at Direct Mortgage Loans, shares how a partnership of more than a decade with MCT delivers the accurate data and reliability behind the team's growth.

08/18/2026

“We can turn a tape around within one to two minutes, depending on tape size. Comparatively, it would take up to 10 minutes to process a bid on the old platform, and that’s before accounting for extra steps like emailing files to ourselves. All of our pricing is now embedded in MCT, so it’s easier for the client to ingest our pricing and get a true mark on where we are relative to competitors.” - Brett Elrod, Citizens Financial Group, Inc.

See how Citizens Financial Group improved confirm rates 81% and cut bid turnaround to 1–2 minutes with MCT's investor solutions.

08/11/2026

MCT has launched its new Live Mortgage Rate Lock Index, an industry-first benchmark comparing the rates home buyers lock through builder financing with those locked through non-builder lenders.

The index tracks 30-year conventional and FHA purchase loans for owner-occupied properties, reporting builder and non-builder rates separately and revealing the spread that standard indices blur into a single figure.

Built from actual borrower rate locks, values update throughout each business day and are finalized at market close. The live widget also includes trend charts and daily high and low ranges.

The index is free to the industry and the public. Originators, lenders and publishers can also embed the always-current widget on their own websites.

Explore the Live Mortgage Rate Lock Index: https://mct-trading.com/mortgage-indices/

08/10/2026

MCT's August Indices Report reflects a market on the defensive: 30-year rates climbed to their highest level in more than a year, the Fed held steady in July, and a surprise jobs miss has traders second-guessing the path ahead.

Total lock volume declined 6.06% month over month in July, with purchase locks off 6.08%, rate/term refinances down 9.55%, and cash-out refinances easing 3.66%.

Andrew Rhodes, Head of Trading at MCT, sees the makings of a new economic paradigm he has coined “Slackflation”: high growth from AI productivity gains, elevated inflation from strained energy markets, and rising unemployment from AI-related labor disruption, a mix distinct from classic stagflation.

Read full August Lock Volume Indice -

MCT’s August Lock Volume Indices show July mortgage lock volume fell 6.06% as weak jobs data, rising rates, and Fed uncertainty drove volatility.

08/07/2026

Join MCT and the Mortgage Bankers Association on August 18th at 1 PM ET for an Introduction to Mandatory Loan Sale Delivery webinar with MCT’s Scott Holtz.

For lenders looking to improve secondary market profitability, mandatory loan sale delivery can be an important next step. This session will cover what lenders should know before making the move from best efforts.

Topics include:
- When mandatory delivery makes strategic sense
- Potential profitability gains
- Using pipeline hedging to manage market risk
- Operational changes needed for a successful transition

MBA members can register here: https://www.mba.org/conferences-and-education/event/2026/08/18/default-calendar/introduction-to-mandatory-loan-sale-delivery-82931

08/06/2026

“Lender Analytics Advanced combines real, irrefutable lock data with a host of powerful secondary market insights to drive improved profitability.” - Sarah Hellman, Director of Lender Analytics

Today, MCT announced the launch of Lender Analytics Advanced, a new tier of its Lender Analytics platform built to give mortgage capital markets teams and margin managers the most accurate competitive view on front-end borrower pricing and the market share impact of margin decisions.

Read the full press release -

New product tier provides real-time front-end pricing intelligence so lenders can see how their pricing compares and what a margin move is worth.

08/04/2026

MCT will be in Palos Verdes August 10–12th as a Platinum Sponsor of the 2026 Western Secondary Market Conference by the California MBA. The MCT team looks forward to three days of conversations, industry insights, and time with clients and partners from across the mortgage market.

MCT will also be co-sponsoring Tuesday night’s Late-Night Happy Hour.

Meet with MCT during the conference:

https://mct-trading.com/mct-event-registration/