GWT Health Inc. dba GWT Insurance Services

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GWT Health Inc. dba GWT Insurance Services Specializing in Group Employer Benefit packages, Senior Medicare plans, Individual and Family plans, Covered CA and SHOP.

Industry-standard benefits are not just perks; they are the baseline employees expect and the foundation of a competitiv...
10/21/2026

Industry-standard benefits are not just perks; they are the baseline employees expect and the foundation of a competitive compensation package. Swipe through to learn what they are, why they vary by industry, and why your offerings should align with them.

If you are ready to build a benefits package that works for your team, give us a call today. We are here to help.

The scariest thing this season isn't ghosts, goblins, or haunted houses. It's realizing open enrollment is right around ...
10/20/2026

The scariest thing this season isn't ghosts, goblins, or haunted houses. It's realizing open enrollment is right around the corner.

Open enrollment begins November 1st, making now the perfect time to review your health insurance coverage and make sure it still fits your needs, budget, and goals for the year ahead.

Don’t let open enrollment sneak up on you. Contact us today to discuss your options and find the coverage that’s right for you.

From October 15th through December 7th, Medicare beneficiaries can review their coverage and make changes for 2027 durin...
10/15/2026

From October 15th through December 7th, Medicare beneficiaries can review their coverage and make changes for 2027 during the Medicare Annual Enrollment Period (AEP). During this time, Medicare beneficiaries can:

✅ Switch from Original Medicare to a Medicare Advantage plan, or vice versa.
✅ Change from one Medicare Advantage plan to another.
✅ Add, change, or drop Medicare Part D prescription drug coverage.

This is also a good time to assess whether your current plan still meets your needs. Costs, covered medications, provider networks, pharmacies, and plan benefits can change from year to year, so even if you were happy with your coverage last year, it's worth taking a fresh look.

If you have any questions about your current plan, please don't hesitate to reach out to our team. We are here to be a resource for you.

Benefit costs and plan options change quickly. That’s why it’s important to regularly assess and benchmark employee bene...
10/14/2026

Benefit costs and plan options change quickly. That’s why it’s important to regularly assess and benchmark employee benefits against peers in the industry. This helps employers confirm that their benefits remain competitive, compliant, and aligned with budget goals, while still meeting the needs of employees and their families.

If it has been a while since your last review, reach out today. We can help you benchmark your current plans and identify the right combination of coverage and cost for you and your employees.

As you may know, it’s almost time for Medicare’s annual enrollment period (AEP), a key opportunity to alter your Medicar...
10/01/2026

As you may know, it’s almost time for Medicare’s annual enrollment period (AEP), a key opportunity to alter your Medicare health and prescription drug plans for the upcoming year. The Medicare AEP runs from October 15th to December 7th every year, making now a potentially advantageous time to review your current coverage and plan ahead for any changes next year.

Thinking about this now, before the period opens, can make the process easier and give you enough time to compare options and make an informed decision about your care. Swipe for a few areas to revisit as you prepare for the beginning of the AEP.

A little preparation now can make the process simpler and help you choose coverage that fits your needs. That said, if you’d like to go over your current plan, feel free to reach out. We are always here to help you carefully assess your needs so you can make an informed decision.

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about earl...
10/01/2026

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about early screening. Breast cancer remains one of the most common cancers in the U.S., and early detection through routine screenings can make a meaningful difference.

Swipe for a few important facts and statistics to keep in mind.

As a reminder, many health insurance plans cover preventive screenings at little or no cost, making it easier to take an active role in your health. And, if you're not sure whether your plan covers preventive breast cancer screenings, our team is happy to help. Please do not hesitate to reach out with any questions.

Marketplace Open Enrollment begins November 1st, and whether you're looking to keep your current health plan, switch to ...
09/30/2026

Marketplace Open Enrollment begins November 1st, and whether you're looking to keep your current health plan, switch to something better, or find coverage for the first time, a little preparation now can make the process a whole lot smoother.

Swipe through for the key dates to know and a few steps to help you feel more prepared.

Navigating health insurance options can feel overwhelming, and we are here to help make sure you go into this enrollment period feeling informed and confident. So, if you'd like help reviewing your options or have questions about what plan might be the right fit, please don't hesitate to reach out to our team.

Life insurance beneficiary designations play an important role in making sure assets are passed along according to your ...
09/24/2026

Life insurance beneficiary designations play an important role in making sure assets are passed along according to your wishes. While many people set these up once, it’s worth revisiting them from time to time. Swipe through to learn more.

If you’d like to review your current policies or talk through your beneficiary designations, feel free to reach out anytime. We are always happy to help.

Life has a way of moving quickly, and certain changes, whether expected or not, can affect your health insurance coverag...
09/17/2026

Life has a way of moving quickly, and certain changes, whether expected or not, can affect your health insurance coverage in ways that aren't always obvious at the moment.

Some life events trigger a Special Enrollment Period, a 60-day window before or after the event during which you can enroll in or update your coverage outside the standard Open Enrollment Period. If any of the following have happened in your household over the past year, it may be worth a conversation:

🔵Getting married, divorced, or welcoming a new child into your family
🔵Moving to a new ZIP code, county, or state
🔵Turning 26 and coming off a parent's plan, or losing job-based coverage
🔵Changes in your income or household size
🔵Turning 65 and becoming eligible for Medicare, or becoming a U.S. citizen

If anything on that list sounds familiar, we'd love to connect to see how we can help you during a Special Enrollment Period. Give our team a call, and we can get started.

Medicare Annual Enrollment begins October 15th, which means now is the time to watch for an important document from your...
09/15/2026

Medicare Annual Enrollment begins October 15th, which means now is the time to watch for an important document from your current Medicare Advantage or Part D plan: your Annual Notice of Change (ANOC)

Typically mailed in September, and no later than September 30th, your ANOC outlines any updates that may take effect on January 1st. Even if you’ve been happy with your current coverage, reviewing these changes carefully can help you avoid unexpected costs or coverage gaps in the year ahead.

Your ANOC may include updates to:

✅ Monthly premiums and other out-of-pocket expenses.
✅ Prescription drug coverage and formularies.
✅ Doctor, hospital, and pharmacy networks.
✅ Copays, deductibles, and additional plan benefits.

Small plan changes can make a significant difference in your health care costs and provider access. Taking time to review your ANOC now can help you make more informed decisions during Medicare Annual Enrollment.

If you would like help understanding your plan changes or comparing your Medicare options before enrollment begins, contact us anytime. We are here to help you review your coverage and find a plan that fits your needs for 2027.

Address

San Diego, CA
92071

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18588051307

Website

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