Qi "Christine" Zhang，Licensed Agent with New York Life Insurance Company

05/05/2026

Home care and assisted living costs for older adults and people with disabilities have surged over the past five years, straining affordability for middle class families who struggle to pick up the tab, AARP said in a March 12 report.

Home care, assisted living costs for older adults have surged over the past five years, straining affordability for middle class families, AARP said.

04/28/2026

Housing costs over 20 years can add up significantly. Based on a monthly payment of $1,850, it totals approximately $444,000.

If we have kids, we also must think about the childcare cost. According to Zippia 2023, childcare costs over a span of ten years can be around $147,600.

04/09/2026

Caption:
A lot of people assume employer life insurance is the best deal.
But for young, healthy professionals, that’s often not true.

Sometimes, an individual term policy can give you more coverage, lower cost, and protection that doesn’t disappear when you leave your job.

Employer coverage can be a great foundation — but it may not be enough.
That’s why comparing options matters.

SMRU APPROVED 6951767.1

04/03/2026

I don’t want my wins to come from beating weak opponents. I want to face strong ones. In truth, I only have three real competitors: my procrastination, my negative emotions, and my comfort zone.

03/31/2026

True professionalism is not about pleasing the client, but about thinking ahead about the things they have not even considered yet. Telling the truth is not always easy, but that is exactly what a real advisor should do.

I did not learn professionalism from hitting sales targets — I learned it from every experience where I truly helped a client and became someone they could trust.

03/11/2026

While most parents dream of stability for their children, for some it's an all-in quest for generational riches, pushing boundaries and taking extreme measures to build a legacy.

You don't have to go to these extremes, but you do have to make sacrifices to save.

11/08/2025

Learn about common Social Security filing mistakes and how understanding your options can help you make informed decisions about your benefits.

Want to maximize your Social Security check? Learn the 10 most common Social Security filing errors and the steps you need to take to boost your guaranteed retirement income.

11/08/2025

Have investments in taxable accounts? You may be able to increase your return and decrease your taxes through tax-loss harvesting.
https://bit.ly/43jmdQ6

09/11/2025

September is National Life Insurance Month — a reminder that real love isn’t only spoken, it’s shown. Because, as this video shows, life insurance is one of the most meaningful ways to ensure your family is cared for — today, tomorrow, and for generations to come. Let’s talk about how you can protect the ones you love.

08/21/2025

Waiting until tax filing season could mean paying more taxes than required. Learn more about 7 key steps you can take to save you money at tax time.

08/05/2025

When it comes to something important, you always want to work with the best. And according to Money, that’s exactly what New York Life Insurance Company is. With our financial strength, comprehensive coverage, and customizable benefits. Let’s talk about it together.
Click here for more details on the methodology for this award: https://nyl.co/4l7MI0V