Sequent Software, Inc.

08/11/2021

Sequent is pleased to announce the launch of our new website!

www.sequent.com

07/22/2020

In the rapidly growing mobile eCommerce channel, Sequent addresses the security issues of storing card details and credentials-on-file with the shield of tokenization. Tokenization redefines the parameters of mobile payments, reducing the risk of fraud and eliminating friction at the point of sale.

Learn more at www.sequent.com

07/22/2020

The Digitization of Money and Financial Services

If we look back at the evolution of commerce, from bartering and banknotes to coinage and modern-day cryptocurrency, money’s value is derived solely from the fact that its acceptance is universally tradeable.
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Money has been a part of human life for over 3,000 years. In 600 B.C., the Kingdom of Lydia, located in what we know today as Turkey, minted the first official currency. Around 700 B.C., the Chinese evolved from coins to paper money.

From the beginning, currency was restricted to the forms of coinage and banknotes for thousands of years (sure, there have been innovations–mostly to prevent criminal activities such as counterfeiting or coin clipping, a crime that in 17th century Britain carried the death penalty if caught). Physical currency remained standard for nearly five thousand years, until the first disruptive wave of innovation began to appear in the last few decades: Mobile Payments and Cryptocurrency.

Read the complete article: https://www.sequent.com/payments-blog

09/14/2016

A new study by Juniper Research finds that the global value from contactless payment transactions will grow from an estimated $321 billion this year to $500 billion in 2017. Committed to innovation, Sequent is on the forefront of the ever-growing mobile payments market, including Near-field Communication (NFC) technology for contactless payment on mobile apps.

09/06/2016

Come see Sequent CTO Hans Reisgies speak at the 2016 Bank Customer Experience Summit in Chicago on September 20, 2016.

9:30am
"Can an HCE Wallet Keep Your Customers 'Within the Walls'?"

With third-party mobile wallets becoming more popular, many bank executives believe they must introduce proprietary products in order to maintain customer loyalty and avoid disintermediation.

A mobile wallet using host card emulation is one way to achieve this on Android devices (iPhones use a different technology, the secure element). Earlier concerns about security seem to be resolved; today Visa and MasterCard both support HCE for cloud-based mobile payments.

The question remains whether banks should add a payments feature to their existing mobile banking app or opt for a white-label standalone. This session will present the pros and cons of each approach.

2:30pm
"Mobile-Only Banks: If You Can't Beat 'Em, Should You Join 'Em?"

The idea of a mobile-only bank has emerged as a real possibility thanks to the rising popularity of smartphones and the willingness of millennials to embrace nonbank financial services.

Should financial institutions get in on this action, and if so, how? Is it cunning or cannibalism for a large financial institution to create a mobile-only spinoff? Who would this product target? What about customer service and ATM access?

Get firsthand insights from financial service providers that have decided to go the mobile route.

All times are in Chicago local time.
More information about panelists, moderators, and event details at http://bankcustomerexperience.com/agenda/

02/17/2016

Infographic: Securing Mobile Payments with a Defense in Depth http://www.sequent.com/infographic-securing-mobile-payments-with-a-defense-in-depth/

Overlapping security measures in a "Defense in Depth" is the best strategy when threats come from everywhere and security is as strong as its weakest link.

12/04/2015

How can banks win the mobile payments game? http://www.sequent.com/how-can-banks-win-the-mobile-payments-game/

Banks are beginning to realize that mobile payments are better not left to tech giants. Banks can be intermediated and loose the one-on-one brand connection with the consumer. But how can banks win the mobile payments game? Well, the partnership …

11/30/2015

“ According to the Verizon DataBreach Report for 2015, 96% of all mobile malware targets theAndroid platform.” Read more in our white paper:
http://www.sequent.com/securing-mobile-payments-with-a-defense-in-depth/

A “Defense in Depth” approach with multiple overlapping security measures is the best course of action for strong mobile payments security

11/09/2015

http://www.paymentssource.com/news/paythink/mobile-pay-security-requires-more-than-chips-or-software-3022712-1.html

Mobile payments is the next “big thing” for consumers. But how can we keep it from becoming so for hackers as well?

10/28/2015

http://www.sequent.com/press-release/nxp-and-sequent-collaborate-to-bring-cards-to-mobile/

Licensing of MIFARE DESFire® and MIFARE4Mobile® applets boosts use of mobile devices in transit, access control and hospitality applications